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The Morrow-Wargo Real Estate Group Property Evaluation Sheet- Rev. 2024
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CURRENTAddress: PortfolioProperty Type: Store FrontMulti- Value AddAny fields In yellow must be complete for accuracy
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UnitUnit / TENANT NAMEBedroomsMONTHLY RENTANNUAL RENTNotesLEASE ENDLoan Information
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1Garage$1,200.00$14,400.00Purchase Price $ 325,000.00
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2-$0.00$0.00Proposed Loan90% $ 292,500.00
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3$0.00LTV0.90
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40$0.00$0.00Loan Rate5.50%
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50$0.00$0.00Length of Loan (Years) $ 30.00
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60$0.00$0.00Monthly Payment $ 1,660.78
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Monthly Principal Payment (1st month of loan)
$ 320.16
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INCOMEIncome
Monthly Interest Payment (1st month of loan)
$ 1,340.63
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Gross Rents$1,200.00$14,400.00Debt Service Coverage Ratio $ (0.02)
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Reimbursable Expenses$0.00$0.00
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Other Income$0.00$0.00Rehab / Repairs
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Total Gross Income$1,200.00$14,400.00InteriorEstimated $ -
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ExteriorEstimated $ -
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EXPENSESDirect ExpensesRoof / Siding $ -
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Vacancy5%$60.00$720.00Varies based on market (5-10% Average)HVAC $ -
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Property Management10%$120.00$1,440.00Avg 10-12% / door if neededLandscaping $ -
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Insurance$670.90$8,050.76Per Inocme StatementPermits / Engineering $ -
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Flood Ins.$0.00$0.00Other $ 30,000.00
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Real Estate Taxes- Total$350.18$4,202.21TOTAL $ 30,000.00
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Oil / Natrual Gas (owner)Owner$0.00$0.00
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Electricity (owner)Owner$0.00$0.00Cash To Close
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TrashOwner$25.00$300.00Per Income StatementDown Payment90% $ 32,500.00
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Water/SewerOwner$0.00$0.00Per Income StatementTitle Ins/ Closing FeesAvg 1.3% of Purchase $ 4,225.00
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Landscaping / SnowTenant$0.00$0.00Bank FeesAvg 1.4% of Purchase $ 4,387.50
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Other$0.00$0.00Brokerage FeesAvg 1% of Purchase $ 3,250.00
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Total Direct Expenses$1,226.08$14,712.97Rehab / RepairsFrom Above $ 30,000.00
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MX Reserves(5K / door avg) $ 5,000.00
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Operating Income (before all reserves)-$26.08-$312.97TOTAL $ 79,362.50
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RESERVESReservesCapitalization Rate
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Building Reserves5%$60.00$720.00Varies based on building condition.5.00%-$6,259 CAP=Capitalization Rate. Depending on the Asset type, CAP may not be the best way to determine value.
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Repairs And Maintenance10%$120.00$1,440.00Varies based on building condition.6.00%-$5,216
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Other0%$0.00$0.007.00%-$4,471
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Total Reserves $180.00$2,160.008.00%-$3,912
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9.00%-$3,477
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DEBTMortgage / Debt Service
CAP Rate at Purchase Price =
-0.10%
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Debt Service (Principal & Interest)$1,660.78$19,929.39From Chart on right
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Appreciation Projections
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CASH FLOWCash Flow (after debt service)-$1,686.86-$20,242.36Average Market Appreciation3% $ 325,000.00
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Cash Flow (after all reserves & debt service)
-$1,866.86-$22,402.36Year 13% $ 334,750.00
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Year 23% $ 344,792.50
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This spreadsheet is provided as a basic analytical tool and all formulas sholud be verified. The Morrow-Wargo Group or Realty ONE Group Supreme are not liable for information contained within. Verify all data sources. If the deal pencils out, we evaluate further in other more comprehensive analysis programs. Year 33% $ 355,136.28
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Year 43% $ 365,790.36
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Year 53% $ 376,764.07
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Year 63% $ 388,067.00
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Reserves / Phantom Expenses will vary based on property condition, ownership style, and many other factors. Each investor will need to account for numbers that match their specfic goals.
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Cash on Cash-25.51%
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