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Monthly Spending Plan
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Insert your planned and actual spending into the corresponding yellow cells. You will see some recommended target percentages for your spending; use these to guide your budget planning.
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Monthly Take-Home Pay
$5,000
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GivingPlannedSpentPersonalPlannedSpent
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Church$45$50Child Care
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Charity$15 Pet Care$350$500
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 Entertainment
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Giving Total$60$50Vacation
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Target Objective (10-15%)
1%1%Education/Tuition
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SavingsPlannedSpentPersonal Total$350$500
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Emergency$0
Target Objective (5-10%)
7%10%
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Retirement$123HealthPlannedSpent
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College$3Gym$30
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Medicine/Vitamins
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Savings Total$123$3Doctor Visits$0$150
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Target Objective (10-15%)
2%0%
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Health Total$30$150
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HousingPlannedSpent
Target Objective (5-10%)
1%3%
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Mortgage/Rent$2,500$2,250
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Water $150InsurancePlannedSpent
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Natural Gas$30Health$0$335
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Electricity$0$200Life$0$0
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Cable/InternetAuto
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Homeowner/Renter
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Housing Total$2,680$2,450Disability
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Target Objective (25-35%)
54%49%Identity Theft
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Long-Term Care$120
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FoodPlannedSpent
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Groceries$100$30Insurance Total$120$335
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Restaurants$50$400
Target Objective (10-25%)
2%7%
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Food Total$150$430DebtPlannedSpent
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Target Objective (5-15%)
3%9%Car Payment #1$350$600
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Car Payment #2$350$550
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Transportation
PlannedSpentCredit Card #1
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Gas$100$400Credit Card #2
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MaintenanceCredit Card #3
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Credit Card #4
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Transportation Total$100$400Student Loan #1
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Target Objective (10-15%)
2%8%Student Loan #2
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Student Loan #3
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PersonalPlannedSpentMedical Bill
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Clothing$0$100Personal Loan
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Phone$100$200
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Fun Money (His)
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Fun Money (Hers)Debt Total$700$1,150
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Hair/Cosmetics
Target Objective (5-10%)
14%23%
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Personal Total$100$300Category Totals4,4135,768
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Target Objective (5-10%)
2%6%Over/Under587 (1,355)
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