Life After College: Simple Four-Step Budget
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Four-Step Budget TemplateLast Updated:
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Brought to you by Jenny Blake{Insert date here}
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Life After College Blog: http://www.pivotmethod.com
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Life After College Book: http://amzn.to/jennyblake
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Related post:http://bit.ly/VuSJB
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Note: Enter amounts in Column B and the totals will automatically calculate.
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Step 1: Income
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This includes: paychecks, side jobs, anything that brings money into your bank account.Notes:
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Income Source: {Fill in Name}
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Income Source: {Fill in Name}
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Income Source: {Fill in Name}
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TOTAL$0
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Step 2: Must-Have Expenses
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This includes: Rent, utilities, cell phone bills, anything that will incur late fees. Includes other essentials like groceries and automatic savings account deductions. Saving is a must! Notes:
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Rent or Mortgage
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Utilities
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Cell Phone Bill
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Savings 1
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Savings 2
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Other (add rows as needed)
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TOTAL$0
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Step 3: Nice-to-Have Expenses
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This includes: things that you KNOW you spend money on every month like going out to eat.This does not include: one-off purchases (like a TV), major shopping trips, major travel (unless you take frequent weekend trips).Notes:
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Going out to eat (estimate)
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Fill in...
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TOTAL$0
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Step 4: Allowance
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Subtract your total expenses from your income to get your allowance. This is the money left-over each month for you to spend as you'd like - shopping, weekend trips, etc.

For bigger purchases, you may want to start a separate savings account and add that deduction to your "must have" column.

To get a weekend allowance, divide this number by four. If you're really serious, take the "weekend budget" amount out in cash to monitor your spending even more closely.
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TOTAL$0
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Did you find this template helpful? There’s more where that came from!
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Sign-up for the Life After College Inside Scoop: a behind-the-scenes monthly newsletter. As a thank you for signing-up, you’ll get access to my Organized Like a Ninja Tooklit which includes 15+ kick-ass templates for every area of your life.http://bit.ly/LACMonthlyScoop
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Order a copy of the book: Life After College: The Complete Guide to Getting What You Want: hundreds of tips, quotes and coaching exercises for every area of your life!http://amzn.to/jennyblake
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