| A | B | C | |
|---|---|---|---|
1 | Four-Step Budget Template | Last Updated: | |
2 | Brought to you by Jenny Blake | {Insert date here} | |
3 | Instructions to use this template: Go to File —> Make a Copy to save a version of this template for yourself | ||
4 | Life After College Blog: | http://www.pivotmethod.com | |
5 | Life After College Book: | http://amzn.to/jennyblake | |
6 | Related post: | http://bit.ly/VuSJB | |
7 | |||
8 | Note: Enter amounts in Column B and the totals will automatically calculate. | ||
9 | |||
10 | Step 1: Income | ||
11 | This includes: paychecks, side jobs, anything that brings money into your bank account. | Notes: | |
12 | Income Source: {Fill in Name} | ||
13 | Income Source: {Fill in Name} | ||
14 | Income Source: {Fill in Name} | ||
15 | TOTAL | $0 | |
16 | |||
17 | Step 2: Must-Have Expenses | ||
18 | This includes: Rent, utilities, cell phone bills, anything that will incur late fees. Includes other essentials like groceries and automatic savings account deductions. Saving is a must! | Notes: | |
19 | Rent or Mortgage | ||
20 | Utilities | ||
21 | Cell Phone Bill | ||
22 | Savings 1 | ||
23 | Savings 2 | ||
24 | Other (add rows as needed) | ||
25 | |||
26 | TOTAL | $0 | |
27 | |||
28 | Step 3: Nice-to-Have Expenses | ||
29 | This includes: things that you KNOW you spend money on every month like going out to eat.This does not include: one-off purchases (like a TV), major shopping trips, major travel (unless you take frequent weekend trips). | Notes: | |
30 | Going out to eat (estimate) | ||
31 | Fill in... | ||
32 | |||
33 | |||
34 | |||
35 | |||
36 | |||
37 | TOTAL | $0 | |
38 | |||
39 | Step 4: Allowance | ||
40 | Subtract your total expenses from your income to get your allowance. This is the money left-over each month for you to spend as you'd like - shopping, weekend trips, etc. For bigger purchases, you may want to start a separate savings account and add that deduction to your "must have" column. To get a weekend allowance, divide this number by four. If you're really serious, take the "weekend budget" amount out in cash to monitor your spending even more closely. | ||
41 | TOTAL | $0 | |
42 | Did you find this template helpful? There’s more where that came from! | ||
43 | Sign-up for the Life After College Inside Scoop: a behind-the-scenes monthly newsletter. As a thank you for signing-up, you’ll get access to my Organized Like a Ninja Tooklit which includes 15+ kick-ass templates for every area of your life. | http://lifeaftercollege.org/lac-inside-scoop | |
44 | Order a copy of the book: Life After College: The Complete Guide to Getting What You Want: hundreds of tips, quotes and coaching exercises for every area of your life! | http://amzn.to/jennyblake | |
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