DEC Present Value Calculator
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Please use this simple spreadsheet to generate your free Present Value Factor.
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More detailed estimates of an individual's earning capacity (or earning capacity loss), or the present value of future care costs can be developed upon request. Discovery Economic Consulting can be contacted by phone at 250-384-5451 or by e-mail at mail@dec.bc.ca
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Simply double-click the information highlighted in yellow to adjust the information needed to calculate the present value factor below.
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Date of Birth:August 8, 1962
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Date of Valuation:
Sep 30 2017
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1.5
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Discount Rate (%):
1.5
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Gender (1=Male, 2=Female):
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To Age:6040000
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Your Present Value Factor is:
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Your Present Value Factor is:
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The factor allows for average mortality based on data for British Columbia provided by Statistics Canada in "Life Tables, Canada, Provinces and Territories, 2009 - 2011" (Catalogue 84-537-X). The probabilities do not reflect the individual's health or circumstances.
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It should be noted that we have NOT made allowances for the possible contingencies of unemployment, non-participation in the labour force, and part-time employment. Nor have we allowed for the value of employee benefits.
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