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INSURANCE COST CALCULATOR for TRANSPORTATION EMPLOYEES
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Insurance coverage is for 12 months per year.
10/1/2024
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Enter your hours in the yellow box below and your salary in the LTD section for individualized calculations.
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4.00
Board-Approved Work Hours per Day (Bus Drivers: enter 4 for insurance purposes / bus drivers + preschool routes enter 6)
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50.00%
Earned Benefit Factor (Hours entered / 8. 8 hours = 100% benefit)
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MEDICAL
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Plan #1 - $15 CopayPlan #2 - $20 Copay
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SingleFamilySingleFamily
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Monthly Premium
$1,734.00$4,334.00
Monthly Premium
$1,422.00$3,554.00
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ISD Paid Benefit $375.00$825.00
ISD Paid Benefit
$375.00$825.00
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Equals Your Monthly Cost
$1,359.00$3,509.00
Equals Your Monthly Cost
$1,047.00$2,729.00
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Your Deduction per Check
$679.50$1,754.50
Your Deduction per Check
$523.50$1,364.50
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Your Annual Cost
$16,308.00$42,108.00
Your Annual Cost
$12,564.00$32,748.00
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Plan #3 - Empower HSA $1,650/$3,300 Deductible
Plan #4 - Empower HSA $4,000/$8,000 Deductible
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SingleFamilySingleFamily
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Monthly Premium
$1,330.00$3,325.00
Monthly Premium
$811.00$2,025.00
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ISD Paid Benefit $375.00$825.00
ISD Paid Benefit
$375.00$825.00
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Equals Your Monthly Cost
$955.00$2,500.00
Equals Your Monthly Cost
$436.00$1,200.00
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Your Deduction per Check
$477.50$1,250.00
Your Deduction per Check
$218.00$600.00
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Your Annual Cost
$11,460.00$30,000.00
Your Annual Cost
$5,232.00$14,400.00
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ISD payment into HSA, per month*
$0.00$0.00
ISD payment into HSA, per month*
$13.00$0.00
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ISD payment into HSA, per check
$0.00$0.00
ISD payment into HSA, per check
$6.50$0.00
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DENTAL
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SingleFamily
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Monthly Premium
$42.60$127.80
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Maximum ISD Paid Benefit
$16.67$41.04
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Equals Your Monthly Cost
$25.94$86.76
(Deduction one time per month, on 25th)
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