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INSURANCE COST CALCULATOR for TRANSPORTATION EMPLOYEES
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Insurance coverage is for 12 months per year.
10/1/2024
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Enter your hours in the yellow box below and your salary in the LTD section for individualized calculations.
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6.00
Board-Approved Work Hours per Day (Bus Drivers: enter 4 for insurance purposes / bus drivers + preschool routes enter 6)
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75.00%
Earned Benefit Factor (Hours entered / 8. 8 hours = 100% benefit)
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MEDICAL
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Plan #1 - $15 CopayPlan #2 - $20 Copay
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SingleFamilySingleFamily
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Monthly Premium
$1,734.00$4,334.00
Monthly Premium
$1,422.00$3,554.00
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ISD Paid Benefit $562.50$1,237.50
ISD Paid Benefit
$562.50$1,237.50
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Equals Your Monthly Cost
$1,171.50$3,096.50
Equals Your Monthly Cost
$859.50$2,316.50
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Your Deduction per Check
$585.75$1,548.25
Your Deduction per Check
$429.75$1,158.25
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Your Annual Cost
$14,058.00$37,158.00
Your Annual Cost
$10,314.00$27,798.00
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Plan #3 - Empower HSA $1,650/$3,300 Deductible
Plan #4 - Empower HSA $4,000/$8,000 Deductible
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SingleFamilySingleFamily
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Monthly Premium
$1,330.00$3,325.00
Monthly Premium
$811.00$2,025.00
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ISD Paid Benefit $562.50$1,237.50
ISD Paid Benefit
$562.50$1,237.50
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Equals Your Monthly Cost
$767.50$2,087.50
Equals Your Monthly Cost
$248.50$787.50
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Your Deduction per Check
$383.75$1,043.75
Your Deduction per Check
$124.25$393.75
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Your Annual Cost
$9,210.00$25,050.00
Your Annual Cost
$2,982.00$9,450.00
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ISD payment into HSA, per month*
$0.00$0.00
ISD payment into HSA, per month*
$13.00$0.00
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ISD payment into HSA, per check
$0.00$0.00
ISD payment into HSA, per check
$6.50$0.00
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DENTAL
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SingleFamily
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Monthly Premium
$42.60$127.80
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Maximum ISD Paid Benefit
$25.00$61.56
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Equals Your Monthly Cost
$17.60$66.24
(Deduction one time per month, on 25th)
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