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INSURANCE COST CALCULATOR for TRANSPORTATION EMPLOYEES
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Insurance coverage is for 12 months per year.
10/1/2024
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Enter your hours in the yellow box below and your salary in the LTD section for individualized calculations.
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8.00
Board-Approved Work Hours per Day (Bus Drivers: enter 4 for insurance purposes / bus drivers + preschool routes enter 6)
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100.00%
Earned Benefit Factor (Hours entered / 8. 8 hours = 100% benefit)
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MEDICAL
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Plan #1 - $15 CopayPlan #2 - $20 Copay
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SingleFamilySingleFamily
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Monthly Premium
$1,734.00$4,334.00
Monthly Premium
$1,422.00$3,554.00
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ISD Paid Benefit $750.00$1,650.00
ISD Paid Benefit
$750.00$1,650.00
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Equals Your Monthly Cost
$984.00$2,684.00
Equals Your Monthly Cost
$672.00$1,904.00
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Your Deduction per Check
$492.00$1,342.00
Your Deduction per Check
$336.00$952.00
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Your Annual Cost
$11,808.00$32,208.00
Your Annual Cost
$8,064.00$22,848.00
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Plan #3 - Empower HSA $1,600/$3,200 Deductible
Plan #4 - Empower HSA $4,000/$8,000 Deductible
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SingleFamilySingleFamily
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Monthly Premium
$1,330.00$3,325.00
Monthly Premium
$811.00$2,025.00
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ISD Paid Benefit $750.00$1,650.00
ISD Paid Benefit
$750.00$1,650.00
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Equals Your Monthly Cost
$580.00$1,675.00
Equals Your Monthly Cost
$61.00$375.00
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Your Deduction per Check
$290.00$837.50
Your Deduction per Check
$30.50$187.50
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Your Annual Cost
$6,960.00$20,100.00
Your Annual Cost
$732.00$4,500.00
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ISD payment into HSA, per month*
$0.00$0.00
ISD payment into HSA, per month*
$13.00$0.00
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ISD payment into HSA, per check
$0.00$0.00
ISD payment into HSA, per check
$6.50$0.00
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DENTAL
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SingleFamily
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Monthly Premium
$42.60$127.80
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Maximum ISD Paid Benefit
$33.33$82.08
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Equals Your Monthly Cost
$9.27$45.72
(Deduction one time per month, on 25th)
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