MONTHLY RATES - MCL-PREMIUM-2022-23.xlsx

	A	B	C	D	E	F	G	H	I
1	ready reckoner - MONTHLY mediclaim premium - 2022-2023
2	ready reckoner - MONTHLY mediclaim premium - 2022-2023
3	ANNUAL MEDICLAIM PREMIUM RATES Declared by NIA
4	ANNUAL MEDICLAIM PREMIUM RATES Declared by NIA
5	TABLE - A APPLICABLE TO EMPLOYEE/ PENSIONER / FIRST PERSON	SUM INSURED	AGE GROUPS
6		SUM INSURED	01 TO 35	36 TO 45	46 TO 55	56 TO 65	65 TO 70	71 TO 75	76 +
7		500000	7854	8838	13124	15383	20077	21938	28585
8		600000	8644	9811	14819	17423	22896	24646	31969
9		800000	9681	10988	16362	19515	25641	27602	35803
10		1000000	10650	12087	18258	21465	28206	30362	39383
11		1200000	11435	12981	19605	23051	30287	32603	42289
12		1500000	12349	14018	21174	24896	32708	35213	45672
13		2000000	13076	14845	22421	26362	34639	37285	48362
14		2500000	13705	15558	23496	27627	36301	39077	50685
15		3000000	14116	16024	24203	28457	37392	40247	52205
16		4000000	14893	16906	25534	30009	39448	42463	55076
17		5000000	15443	17532	26482	31137	40910	44038	57121
18		7500000	16543	18784	28378	33393	43834	47188	61211
19
20	TABLE - B APPLICABLE TO SPOUSE (SECOND PERSON) & DEPENDANTS	SUM INSURED	AGE GROUPS
21		SUM INSURED	01 TO 35	36 TO 45	46 TO 55	56 TO 65	65 TO 70	71 TO 75	76 +
22		500000	1382	2008	3556	5049	6587	7201	9962
23		600000	1531	2233	4016	5715	7517	7670	11144
24		800000	1707	2493	4502	6404	8417	9054	12752
25		1000000	1888	2749	4950	7042	9255	9962	13731
26		1200000	2003	2954	5311	7562	9940	10699	14743
27		1500000	2174	3189	5741	8167	10734	11555	15924
28		2000000	2296	3374	6077	8650	11368	12236	16862
29		2500000	2405	3541	6371	9065	11918	12827	17878
30		3000000	2477	3646	6561	9337	12275	13212	18210
31		4000000	2616	3848	6922	9849	12948	13935	19203
32		5000000	2712	3985	7177	10215	13431	14456	19921
33		7500000	2904	4259	7687	10947	14397	15498	21357
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35							see Next Page
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48	CATEGORY - 1		MONTHLY RATES OF SUBSIDISED MEDICLAIM PREMIUM FOR (1) EMPLOYEE / PENSIONER / FIRST PERSON (2) SPOUSE / SECOND PERSON AND TWO DEPENDANT CHILDREN WITH SIBSIDY & (3) DEPENDANT OTHER THAN IN (2)
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50
51	TOTAL FLOATER SUM INSURED	COMPULSORY SUM Rs.10,00000/-	AGE GROUPS
52		COMPULSORY SUM Rs.10,00000/-	01 TO 35	36 TO 45	46 TO 55	56 TO 65	65 TO 70	71 TO 75	76 +
53		BENEFICIARY
54	500000	EMPLOYEE
55		SPOSE & 2 CHILN.
56		OTHER DEPENDTS.
57	600000	EMPLOYEE
58		SPOSE & 2 CHILN.
59		OTHER DEPENDTS.
60	800000	EMPLOYEE
61		SPOSE & 2 CHILN.
62		OTHER DEPENDTS.
63	1000000	EMPLOYEE	221.88	251.81	380.38	447.19	587.63	632.54	820.48
64		SPOSE & 2 CHILN.	39.33	57.27	103.13	146.71	192.81	207.54	286.06
65		OTHER DEPENDTS.	157.33	229.08	412.50	586.83	771.25	830.17	1144.25
66	1200000	EMPLOYEE	287.29	326.31	492.63	579.35	761.04	819.29	1062.65
67		SPOSE & 2 CHILN.	48.92	74.35	133.21	190.04	249.90	268.96	370.40
68		OTHER DEPENDTS.	166.92	246.17	442.58	630.17	828.33	891.58	1228.58
69	1500000	EMPLOYEE	363.46	412.73	623.38	733.10	962.79	1036.79	1344.56
70		SPOSE & 2 CHILN.	63.17	93.94	169.04	240.46	316.06	340.29	468.81
71		OTHER DEPENDTS.	181.17	265.75	478.42	680.58	894.50	962.92	1327.00
72	2000000	EMPLOYEE	424.04	481.65	727.29	855.27	1123.71	1209.46	1568.73
73		SPOSE & 2 CHILN.	73.33	109.35	197.04	280.71	368.90	397.04	546.98
74		OTHER DEPENDTS.	191.33	281.17	506.42	720.83	947.33	1019.67	1405.17
75	2500000	EMPLOYEE	476.46	541.06	816.88	960.69	1262.21	1358.79	1762.31
76		SPOSE & 2 CHILN.	82.42	123.27	221.54	315.29	414.73	446.29	631.65
77		OTHER DEPENDTS.	200.42	295.08	530.92	755.42	993.17	1068.92	1489.83
78	300000	EMPLOYEE	510.71	579.90	875.79	1029.85	1353.13	1456.29	1888.98
79		SPOSE & 2 CHILN.	88.42	132.02	237.38	337.96	444.48	478.38	659.31
80		OTHER DEPENDTS.	206.42	303.83	546.75	778.08	1022.92	1101.00	1517.50
81	4000000	EMPLOYEE	575.46	653.40	986.71	1159.19	1524.46	1640.96	2128.23
82		SPOSE & 2 CHILN.	100.00	148.85	267.46	380.63	500.56	538.63	742.06
83		OTHER DEPENDTS.	218.00	320.67	576.83	820.75	1079.00	1161.25	1600.25
84	5000000	EMPLOYEE	621.29	705.56	1065.71	1253.19	1646.29	1772.21	2298.65
85		SPOSE & 2 CHILN.	108.00	160.27	288.71	411.13	540.81	582.04	801.90
86		OTHER DEPENDTS.	226.00	332.08	598.08	851.25	1119.25	1204.67	1660.08
87	7500000	EMPLOYEE	712.96	809.90	1223.71	1441.19	1889.96	2034.71	2639.48
88		SPOSE & 2 CHILN.	124.00	183.10	331.21	472.13	621.31	668.88	921.56
89		OTHER DEPENDTS.	242.00	354.92	640.58	912.25	1199.75	1291.50	1779.75
90								see Next Page
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94	CATEGORY - 2		MONTHLY RATES OF SUBSIDISED MEDICLAIM PREMIUM FOR (1) EMPLOYEE / PENSIONER / FIRST PERSON (2) SPOUSE / SECOND PERSON AND TWO DEPENDANT CHILDREN WITH SIBSIDY & (3) DEPENDANT OTHER THAN IN (2)
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97	TOTAL FLOATER SUM INSURED	COMPULSORY SUM Rs.600000/-	AGE GROUPS
98		COMPULSORY SUM Rs.600000/-	01 TO 35	36 TO 45	46 TO 55	56 TO 65	65 TO 70	71 TO 75	76 +
99		BENEFICIARY
100	500000	EMPLOYEE