ABCDEFGHIJKLMNOPQRSTUVWXYZ
1
CategoryCard NameAnnual FeeRewards / Bonus CategoriesSources
2
Credit BuilderDiscover it® Secured$0 (secured deposit)
2% at gas stations & restaurants (up to $1,000/qtr), 1% elsewhere
https://www.discover.com/credit-cards/secured/
3
Credit BuilderCapital One Platinum Secured$0 (secured deposit)No rewards; reports to all 3 bureaushttps://www.capitalone.com/credit-cards/platinum-secured/
4
Credit BuilderCapital One Quicksilver Secured$0 (secured deposit)1.5% cash back on all purchases
https://www.capitalone.com/credit-cards/quicksilver-secured/
5
Credit BuilderChime Secured Visa®$0No fees/interest; reports to bureaushttps://www.chime.com/credit-builder/
6
Credit BuilderSelf Secured Visa®$0 (with Self account)No rewards; builds credit via secured loan tie-in
https://www.self.inc/products/credit-builder-account-secured-visa-credit-card
7
Flat-Rate CashbackWells Fargo Active Cash®$02% cash rewards on purchaseshttps://creditcards.wellsfargo.com/active-cash-credit-card/
8
Flat-Rate CashbackCiti Double Cash®$01% when you buy + 1% when you pay
https://www.citi.com/credit-cards/citi-double-cash-credit-card/
9
Flat-Rate CashbackFidelity® Rewards Visa Signature®$02% deposited to eligible Fidelity account
https://www.fidelity.com/spend-save/visa-signature-card/overview
10
Flat-Rate CashbackAlliant Cashback Visa® Signature$0 (membership req.)Up to 2.5% back (caps/reqs)
https://www.alliantcreditunion.org/credit-cards/cashback-visa-signature
11
Flat-Rate CashbackPNC Cash Unlimited®$01.5% cash back on all purchases
https://www.pnc.com/en/personal-banking/borrowing/credit-cards/cash-unlimited-visa-signature.html
12
Flat-Rate CashbackCapital One Quicksilver®$01.5% cash back on all purchaseshttps://www.capitalone.com/credit-cards/quicksilver/
13
Flat-Rate CashbackRobinhood Gold Card$0 (Gold membership req.)3% cash back for Gold membershttps://robinhood.com/credit-card
14
Category CashbackCiti Custom Cash®$0
5% on top eligible category each billing cycle (up to $500); 1% elsewhere
https://www.citi.com/credit-cards/citi-custom-cash-credit-card/
15
Category CashbackU.S. Bank Cash+®$0Choose 2x 5% categories (quarterly cap) + 1x 2% category
https://www.usbank.com/credit-cards/cash-plus-visa-signature-credit-card.html
16
Category CashbackBank of America® Customized Cash$0
3% in chosen category + 2% grocery/wholesale (caps); 1% base
https://www.bankofamerica.com/credit-cards/products/cash-rewards-credit-card/
17
Category CashbackCapital One SavorOne®$0
3% on dining, entertainment, popular streaming & grocery (excl. superstores)
https://www.capitalone.com/credit-cards/savorone/
18
Category CashbackBlue Cash Preferred® (Amex)$95
6% U.S. supermarkets (cap), 6% U.S. streaming, 3% transit & U.S. gas
https://www.americanexpress.com/us/credit-cards/card/blue-cash-preferred/
19
Category CashbackChase Freedom Flex℠$0
5% rotating categories (activation; cap), 3% dining/drugstores, 1% base
https://creditcards.chase.com/cash-back-credit-cards/freedom/flex
20
Starter TravelChase Sapphire Preferred®$953x dining, 2x travel (more via portal); 1:1 transfer partners
https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred
21
Starter TravelCapital One Venture Rewards$952x miles on all purchases; transfer partnershttps://www.capitalone.com/credit-cards/venture/
22
Starter TravelCiti Strata Premier℠$95
3x at restaurants, supermarkets, gas, air travel, hotels; transfers
https://www.citi.com/credit-cards/strata-premier-credit-card/
23
Starter TravelWells Fargo Autograph®$0
3x on restaurants, travel, transit, gas, phone plans, streaming; no FTF
https://creditcards.wellsfargo.com/autograph-credit-card/
24
Premium TravelThe Platinum Card® from American Express$695
Airport lounges, hotel status, airline/hotel credits; 5x flights (booked eligible ways)
https://www.americanexpress.com/us/credit-cards/card/platinum-card/
25
Premium TravelChase Sapphire Reserve®$550
3x travel & dining, Priority Pass, strong protections, travel credits
https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve
26
Premium TravelCapital One Venture X®$3952x everywhere, lounges, anniversary miles, travel credit; no FTFhttps://www.capitalone.com/credit-cards/venture-x/
27
Premium TravelCiti Strata Elite℠$450 (est.)Premium dining/travel earn & perks (availability varies)https://www.citi.com/credit-cards/strata-elite-credit-card/
28
No-Fee TravelWells Fargo Autograph®$03x on travel/dining/transit/gas/streaming; no FTFhttps://creditcards.wellsfargo.com/autograph-credit-card/
29
No-Fee TravelCapital One VentureOne®$01.25x miles on all purchases; no FTFhttps://www.capitalone.com/credit-cards/ventureone/
30
No-Fee TravelBilt Mastercard®$0
Earn points on rent (terms apply), dining/travel multipliers; transfers; no FTF
https://www.bilt.com/card
31
Airline/HotelDelta SkyMiles® Gold (Amex)$0 intro 1st yr, then feeFree checked bag, priority boarding; earn SkyMiles
https://www.americanexpress.com/us/credit-cards/card/delta-skymiles-gold/
32
Airline/HotelUnited℠ Explorer (Chase)$0 intro 1st yr, then feeFree bag, priority boarding, 2x United/restaurants/hotelshttps://creditcards.chase.com/a1/united/explorer
33
Airline/HotelSouthwest Rapid Rewards® PriorityAnnual feeAnniversary points, travel credits, A-list boosts
https://creditcards.chase.com/southwest/credit-cards/priority
34
Airline/HotelWorld of Hyatt® (Chase)Annual feeFree night certificate, strong redemption value; 4x Hyatt
https://creditcards.chase.com/hotel-credit-cards/world-of-hyatt-credit-card
35
Airline/HotelIHG One Rewards Premier (Chase)Annual feeFree night, 4th night free on redemptions, Platinum status
https://creditcards.chase.com/ihg/credit-cards/ihg-rewards-club-premier
36
Airline/HotelHilton Honors American Express Surpass®Annual feeHilton Gold status, free night paths, 6x dining/groceries/gas
https://www.americanexpress.com/us/credit-cards/card/hilton-hhonors-surpass/
37
Airline/HotelMarriott Bonvoy Boundless® (Chase)Annual fee
Free night award, 6x Marriott, 3x groceries/gas/dining (promos vary)
https://creditcards.chase.com/marriott/credit-cards/boundless
38
Balance TransferWells Fargo Reflect®$0Long intro 0% APR on purchases/BT (terms apply)https://creditcards.wellsfargo.com/reflect-card/
39
Balance TransferCiti Simplicity®$0Long 0% intro on BT; no late fees or penalty APRhttps://www.citi.com/credit-cards/citi-simplicity-credit-card/
40
Balance TransferCiti Diamond Preferred®$00% intro on BT for long period (terms apply)
https://www.citi.com/credit-cards/citi-diamond-preferred-credit-card/
41
Balance TransferBankAmericard®$00% intro APR offers on BT (terms apply)
https://www.bankofamerica.com/credit-cards/products/bankamericard/
42
StudentChase Freedom Rise®$0Helps build credit for thin files; cash back structure
https://creditcards.chase.com/cash-back-credit-cards/freedom/rise
43
StudentDiscover it® Student Cash Back$05% rotating categories (cap); Cashback Match™ year one
https://www.discover.com/credit-cards/student/it-for-students/
44
StudentCapital One SavorOne Student$03% dining/entertainment/streaming/grocery storeshttps://www.capitalone.com/credit-cards/savorone-student/
45
StudentBank of America® Customized Cash Student$03% chosen category, 2% grocery/wholesale (caps)
https://www.bankofamerica.com/credit-cards/products/student-cash-rewards-credit-card/
46
BusinessChase Ink Business Unlimited®$01.5% cash back on all purchases
https://creditcards.chase.com/cash-back-credit-cards/ink/business-unlimited
47
BusinessChase Ink Business Cash®$0
5% at office supply/internet/cable/phone (caps), 2% gas/grocery (caps)
https://creditcards.chase.com/cash-back-credit-cards/ink/business-cash
48
BusinessThe Blue Business® Plus Credit Card (Amex)$02x Membership Rewards® on first $50k/yr, then 1x
https://www.americanexpress.com/us/credit-cards/card/blue-business-plus/
49
StoreAmazon Prime Visa (Chase)$0 (Prime req.)
5% back at Amazon/Whole Foods; 2% at gas/restaurants/drugstores
https://www.chase.com/personal/credit-cards/amazon/prime
50
StoreCostco Anywhere Visa® Card by Citi$0 (Costco membership req.)
5% Costco gas, 4% other gas/EV up to cap, 3% dining/travel, 2% Costco
https://www.citi.com/credit-cards/costco-anywhere-visa-credit-card
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100