A | B | C | D | E | F | G | H | I | J | |
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1 | ||||||||||

2 | Bills.com Debt Relief Guide | |||||||||

3 | Preliminary Step: Your Debt Relief Ratios | |||||||||

4 | (Fill in Orange Boxes below) | |||||||||

5 | Current Month and Year | Feb-2018 | (Example) | |||||||

6 | ||||||||||

7 | Monthly: | Current Month Ratios vs Benchmark | ||||||||

8 | Income (Gross) | $7,500 | Ratios | Benchmark | My Rate | Status | ||||

9 | Household Payments (Mortgage, Insurance, Property Tax or Rent) | $1,800 | Debt To Income (Household) | 25% | 24% | doing okay | ||||

10 | Non-household Debt Payments (Auto loan, student debt, credit card,etc) | $700 | Non-Household Debt | 8% | 9% | needs improvement | ||||

11 | Savings | $400 | Total DTI | 33% | 33% | needs improvement | ||||

12 | Savings Rate | 10% | 5% | needs improvement | ||||||

13 | ||||||||||

14 | ||||||||||

15 | Note: add tabs for each month | Instructions: Fill in Your Figures | ||||||||

16 | Your Data | |||||||||

17 | Month-year | Household DTI | Total DTI | Savings Rate | Credit Score | Income (Gross Monthly $) | Household Payments (Mortgage, Insurance, Property Tax or Rent) | Non-household Debt Payments (Auto loan, student debt, credit card,etc) | Savings | |

18 | February-2018 | 24% | 33% | 5% | 680 | $7,500 | $1,800 | $700 | $400 | |

19 | August-2019 | #DIV/0! | #DIV/0! | #DIV/0! | ||||||

20 | September 2019 | #DIV/0! | #DIV/0! | #DIV/0! | ||||||

21 | October 2019 | #DIV/0! | #DIV/0! | #DIV/0! | ||||||

22 | November 2019 | #DIV/0! | #DIV/0! | #DIV/0! | ||||||

23 | December 2019 | #DIV/0! | #DIV/0! | #DIV/0! | ||||||

24 | January 2020 | #DIV/0! | #DIV/0! | #DIV/0! | ||||||

25 | February 2020 | #DIV/0! | #DIV/0! | #DIV/0! | ||||||

26 | March 2020 | #DIV/0! | #DIV/0! | #DIV/0! | ||||||

27 | April 2020 | #DIV/0! | #DIV/0! | #DIV/0! | ||||||

28 | May 2020 | #DIV/0! | #DIV/0! | #DIV/0! | ||||||

29 | June 2020 | #DIV/0! | #DIV/0! | #DIV/0! | ||||||

30 | July 2020 | #DIV/0! | #DIV/0! | #DIV/0! | ||||||

31 | August 2020 | #DIV/0! | #DIV/0! | #DIV/0! | ||||||

32 | September 2020 | #DIV/0! | #DIV/0! | #DIV/0! |