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Bills.com Debt Relief Guide
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Preliminary Step: Your Debt Relief Ratios
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(Fill in Orange Boxes below)
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Current Month and YearFeb-2018(Example)
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Monthly:
Current Month Ratios vs Benchmark
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Income (Gross)$7,500RatiosBenchmarkMy RateStatus
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Household Payments (Mortgage, Insurance, Property Tax or Rent)$1,800
Debt To Income (Household)
25%24%doing okay
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Non-household Debt Payments (Auto loan, student debt, credit card,etc)$700
Non-Household Debt
8%9%needs improvement
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Savings$400Total DTI33%33%needs improvement
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Savings Rate10%5%needs improvement
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Note: add tabs for each month
Instructions: Fill in Your Figures
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Your Data
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Month-yearHousehold DTITotal DTISavings RateCredit Score Income (Gross Monthly $)Household Payments (Mortgage, Insurance, Property Tax or Rent)Non-household Debt Payments (Auto loan, student debt, credit card,etc)Savings
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February-201824%33%5%680$7,500$1,800$700$400
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August-2019#DIV/0!#DIV/0!#DIV/0!
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September 2019#DIV/0!#DIV/0!#DIV/0!
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October 2019#DIV/0!#DIV/0!#DIV/0!
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November 2019#DIV/0!#DIV/0!#DIV/0!
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December 2019#DIV/0!#DIV/0!#DIV/0!
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January 2020#DIV/0!#DIV/0!#DIV/0!
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February 2020#DIV/0!#DIV/0!#DIV/0!
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March 2020#DIV/0!#DIV/0!#DIV/0!
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April 2020#DIV/0!#DIV/0!#DIV/0!
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May 2020#DIV/0!#DIV/0!#DIV/0!
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June 2020#DIV/0!#DIV/0!#DIV/0!
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July 2020#DIV/0!#DIV/0!#DIV/0!
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August 2020#DIV/0!#DIV/0!#DIV/0!
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September 2020#DIV/0!#DIV/0!#DIV/0!