SPREADSHEET: What Determines Your Insurance Premium? (Virtual Adaptation)

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1	What Determines Your Insurance Premium?
2	Virtual Adaptation of MOVE: What Determines Your Insurance Premium?
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4	Directions: There are many factors that impact how much a person pays for their insurance premium. Listed below are 35 factors. Decide which type of insurance would consider this factor when determining your insurance premium amount. A brief description of each insurance type is listed below. Helpful Hints: -Some factors are purposefully listed multiple times as more than one insurance type considers that factor. -There are not the same number of factors for each insurance type, however, no insurance type has more than eight factors. -There are four WILD Factors. These factors are not a consideration in ANY insurance type.
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6	Life Insurance: Provides a tax-free, lump sum of money to your loved ones in the event of your death	Health Insurance: Covers medical expenses for illnesses, injuries, or conditions	Auto Insurance: Protects you in the event of a car accident or theft	Homeowner's Insurance: Covers losses & damage to a person's home and to assets in the home; can also provide liability coverage	Renter's Insurance: Protects your personal property in a rented living space for unexpected circumstances; can also provide liability coverage	WILD Factors
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16	FACTORS:
17	# of Units in Your Building	Credit Score/History	Dog Breed	Hobbies	Occupation	Value of Your Possessions
18	Age	Credit Score/History	Driving Record	How Often & How Far You Drive	Plan Category (Gold, Silver, etc.)	What Hospital You Were Born In
19	Age	Credit Score/History	Family Health History	If Previous Tenant Had Insurance	Proximity of a Body of Water	Where You Live
20	Age	Deductible	Gender	Individual vs Family Enrollment	Proximity to a Fire Department	Where You Live
21	Cat Breed	Deductible	Gender	Make and Model of Car	Tobacco Use	Where You Live
22	Color of Your Car	Deductible	Health History	Marital Status	Tobacco Use
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