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EXCHANGES/WALLETS - ...FTXKuKoinKRAKEN🐨 SWYFTX 🐨GEMINI PRO - "Active Trader"GEMINIBINANCESIMPLE SWAPUNISWAPCOINBASECOINBASE PROBLOCK FICASH APPETOROCRYPTO.COM
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Recommendation to Use = ⭐️HIGHLY RECOMMENDED⭐️*RECOMMENDED*RECOMMENDED*⭐️RECOMMENDED*🐨HIGHLY RECOMMENDED 🐨*HIGHLY RECOMMENDED*RECOMMENDED* RECOMMENDED*RECOMMENDED*RECOMMENDEDRECOMMENDED (Beginner & Off-Ramp)RECOMMENDED (More Advanced)*EVALUATING*I WON'T USE IT (see below)*NOT RECOMMENDEDCAN NOT RECOMMEND (see below)
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DATE ESTABLISHED:July 2018May 2019September 2017July 20112019201520152017UNKJune 2012June 2012Jun 2017For Crypto - 2018For Crypto - 20172016
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NOTES = The link below is an affiliate link. If you open an account using my affiliate link, I'll earn a commission which is paid by Voyager, not by me.
NOTE: ZERO Commission fees on trades (Think Robinhood for crypto). VERY easy to use with Recurring payments for DCA (Dollar Cost Avereging) PLUS Interest paid on your stored crypto! I really like it.
I use the limited version of FTX.US
but for international users there are
MANY more cryptos to choose from.
I ONLY use KuKoin when I can't get other cryptos anywhere else. This is where I bought SwisBorg. This exchange is located in SINGAPORE and lets Americans buy cryptos so I use them. The ONE thing I don't like about Krakken is that you have to do wire transfers and WAIT. NO ACH (automatic) deposits.
HOWEVER...
With their new "Special Purpose Depository" as a LICENSED BANK, I will be using them MUCH more. STORY LINK
NOTE: ONLY open to AUSTRALIANS & NEW ZEALAND Residents. (Canada / India access Q1 2021). I'm impressed by the CUSTOMER SERVICE (LIVE) + 176 cryptos.

NOW OFFERING the CRYPTO FUND Investment (Top 5 cryptos)
NOTE: You must reach out to Gemini and ask for this. It is called "Gemini Active Trader"NOTE: This is the exchange I use THE MOST because customer service is good and no outages (to date). Also, they have the DCA (dollar cost average option) and I'm lazy so I like that. NOTE: Binance & Binance.us are different. Available to US Residents EXLUDING these states: AL, AK, CT, FL, GA, HI, ID, LA, NY, NC, TX, WA.NOTE: I used this to obtain a very small amount of THETA tokes to evaluate if it worked and it worked FINE! Get rare coins here. *AFFILIATE LINK ABOVEUniswap is awesome (so far). It's a Decentralized Exchange where you can swap ANY kind of ERC-20 token for another one. EXAMPLE: Ethereum for Celsius token or MANA for SALT or whatever you want. USE AT YOUR OWN RISK! CLICK HERE to see what I'm talking about. NOTE: If you are NEW to the space and want one of the SIMPLEST ways to buy crypto then here you go. Be aware that there are better options with less fees when you get familiar with buying crypto later. NOTE: If you are NEW to the space and want one of the SIMPLEST ways to buy crypto then here you go. Be aware that there are better options with less fees when you get familiar with buying crypto later. I DON'T LIKE IT. I'm not a HUGE fan of Cash App because you can ONLY buy BTC and the withdraw limits are 2k/day or 5k/week. During a parabolic bull run that's pretty lame. They also have 2 fees - Service + Exchange FeeI have had nothing but problems with eToro. I have $4k+ that has been lost and I've put in a ticket on 6/7/20 and today is 7/16/20 with NO ANSWER! I email them every couple of days and nothing. Also, partners program is severely lacking in customer service. I am sorry I ever recommended them and I apologize. I had a call with the Serices VP at CDC on 7/30. Smart lady. Very knowledgable of her product but with the fluctuations in CRO I just won't use it. If you love it and use then fantastic, I just don't
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SIGN UP LINKS = SIGN UP *affiliate link $25 for YOUSIGN UP *affiliate linkSIGN UP *affiliate linkSIGN UP *affiliate linkSIGN UP *affiliate linkSIGN UP *affiliate link $10 for YOUSIGN UP *affiliate link $10 for YOUSIGN UP *affiliate link $10 for YOUNO SIGN UP - CLICK HEREhttps://app.uniswap.org/#/swapSIGN UP *affiliate link $10 for YOUSIGN UP *affiliate link $10 for YOUSIGN UPNO LINK - WILL NOT RECOMMEND
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REFERRAL CODE (if needed)REFERRAL CODE = DANREFERRAL CODE = DNEWS12 days of CHRISTMAS! 👈🎄🅲OINBASE EARN = $161 👈N/A
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REFERRAL PAYOUT Requirements1. Sign up with affiliate link above
2. Download Voyager app (ONLY works in app)
3. Buy/Sell $100 of crypto
4. Get paid immediately after
1. Sign up with affiliate link above
2. Complete the KYC process
3. Receive 5% DIscount on ALL Trades!
Unfortunately, you don't get anything with Kraken when you sign up with the affiliate link except super low fees. I sent in an email to request an incentive for affiliate sign ups. NOTE: EVERYONE has their OWN ACCOUNT MANAGER that you can TALK TO! A LIVE PERSON to help out with customer service and questions is RARENA1. Sign up with affiliate link above
2. Complete the KYC process
3. Buy/Sell $100 of crypto
1. Sign up with affiliate link above
2. Complete the KYC process
3. Buy/Sell $100 of crypto
NANONE - 1. Sign up with affiliate link above
2. Complete the KYC process
3. Buy/Sell $100 of crypto
When you sign up for Coinbase you get enrolled into Coinbase Pro1. Sign up with affiliate link above
2. Complete the KYC process
3. Deposit Funds
4. Earn up to $250 in BTC bonus
UPDATE: 7/28/20: Money received. I thank eToro for finally getting this rectified. Still cannot recommend based on past experience. a lot of people realy like CDC. I just won't use it. DYOR
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RELEVANT BACKGROUND:Voyager is a BROKER, not an EXCHANGE. That means they work with NUMEROUS exchanges to get the BEST PRICE (think Hotels.com but for Crypto). That means if 1 exchange goes down during the bull run it won't matter becuase they work with multiple for best prices (buy and sell)**Kraken is now a FINANCIAL INSTITUTION by Wyoming State laws. I am very impressed with what they are doing. Open to:
AUSTRALIAN RESIDENTS (NOW)
NEW ZEALAND (NOW)
CANADA (Q1 2021)
WARNING: EXTREMELY HIGH FEES RIGHT NOW!UPDATE: As of 12/1/2020 Coinbase has had so many issues I am recommening EVERYONE to take their crypto off the exchange IMMEDIATELY. There is something going on over there that is not right. UPDATE: As of 12/1/2020 Coinbase has had so many issues I am recommening EVERYONE to take their crypto off the exchange IMMEDIATELY. There is something going on over there that is not right. See terms at bottom of this link --> www.blockfi.com/DAN
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SECURITY
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Hot / Cold StorageHot and Cold StorageCombo - How and ColdWherever you want to send it95%+ in COLD Storage - FDIC95%+ in COLD Storage - FDICCUSTODY - see LINK HERECold
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Private Keys available?NoNoSwyftX Holds Your Private KeysGemini Holds Your Private KeysGemini Holds Your Private KeysI send tokens to my MetaMask then NanoCoinbase Holds Your Private KeysCoinbase Holds Your Private KeysNoNo. CDC APP Holds your Keys
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NOTESFAQ found HERESee belowPrivate Keys available in CDC Hot Wallet
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INSURANCEFDIC INSURED for USD - CLICK HERE
No. - CLICK HERENONE. They state they will have insurance soon but none at the momentFDIC for US Dollars AND Digital Assets - LINK TO VERIFYFDIC Insured + 95%+ in COLD StorageFDIC Insured + 95%+ in COLD Storage360M TOTAL (Lloyds Syndicate)
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BUYING FEES
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FEE CHARTS = COMMISSION FREEClick HERE for FEE CHARTClick HERE for FEE CHARTClick HERE for FEE CHARTClick HERE for FEE CHARTClick HERE for FEE CHARTCick HERE for FEE CHARTYou pay for the ETH GASClick HERE for FEE CHARTClick HERE for FEE CHARTCommission Free - SEE LINK HEREClick HERE for FEE INFOMAKER / TAKER FEES
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COMMISSION FREEMaker/ Taker Fees ONLYFees = 0.6% Spread = 0.6%Maker/ Taker Fees ONLYConvenience Fee = 0.5%Maker/Taker Fess ONLYBased on Exchange UsedYou pay for the ETH GASBASE Rate = 4%Maker/ Taker Fees ONLYService Fee - 1.75%$0 - $250,000 = 0.10% - 0.16%
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COMMISSION FREEYou pay for the ETH GASVolatility Fee (exchanges) - Varies250K - 1M = 0.09% - %0.15%
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COMMISSION FREE0 - 50k = 0.16% - 0.26%0-100K = 0.6%0 - 500k = 0.15% - 0.25%!Buy <$10 = 0.99 FEE0.01 - 0.1 !Based on Exchange UsedYou pay for the ETH GASBuy <$10 = 0.99 FLAT Rate<10k = 0.5% !*Quick Withdraws?1M - 10M = 0.08% - 0.14%
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COMMISSION FREE50k - 100k = 0.14% - 0.24%100k - 300k = 0.5%500k - 2.5M = 0.15% - 0.25%!Buy $10 - $25 = $1.49 FEE0.01 - 0.1 !Based on Exchange UsedYou pay for the ETH GASBuy $10 - $25 = $1.49 FLAT Rate10k - 50k = 0.35%!10M - 30M = 0.07% - 0.14%
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COMMISSION FREE100k - 250k = 0.12% - 0.22%300k - 900k = 0.4%2.5M - 5M = 0.10% - 0.25%!Buy $25 - $50 = $1.99 FEE0.01 - 0.1 !Based on Exchange UsedYou pay for the ETH GASBuy $25 - $50 = $1.99 FLAT Rate50k - 100k = 0.15% - 0.25%*Fees may Be Lowered if paid in CRO
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COMMISSION FREE250k - 500k = 0.1% - 0.2%900k - 3M = 0.3%5M - 10M = 0.10% - 0.15%!Buy $50 - $200 = $2.99 FEE0.01 - 0.1 !Based on Exchange UsedBuy $50 - $200 - $2.99 FLAT Rate100k - 1M = 0.1% - 0.2%
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COMMISSION FREE500 - 1M = 0.08% - 0.18%3M+ = 0.2%>$200 = 1.49% FEE0.01 - 0.1 !Based on Exchange Used
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WARNINGS: NOTE: Coinbase ALWAYS goes with the HIGHER charge between FLAT and BASE RATE
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SELLING FEES
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COMMISSION FREEClick HERE for FEE CHARTClick HERE for FEE CHARTYou pay for the ETH GASMAKER / TAKER FEES
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COMMISSION FREEConvenience Fee = 0.5%You pay for the ETH GAS$0 - $250,000 = 0.10% - 0.16%
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COMMISSION FREEYou pay for the ETH GAS250K - 1M = 0.09% - %0.15%
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COMMISSION FREE0-100K = 0.6%Buy <$10 = 0.99 FEE0.01 - 0.1 !You pay for the ETH GAS1M - 10M = 0.08% - 0.14%
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COMMISSION FREE100k - 300k = 0.5%Buy $10 - $25 = $1.49 FEE0.01 - 0.1 !You pay for the ETH GAS10M - 30M = 0.07% - 0.14%
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COMMISSION FREE300k - 900k = 0.4%Buy $25 - $50 = $1.99 FEE0.01 - 0.1 !You pay for the ETH GAS*Fees may Be Lowered if paid in CRO
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COMMISSION FREE900k - 3M = 0.3%Buy $50 - $200 = $2.99 FEE0.01 - 0.1 !
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COMMISSION FREE3M+ = 0.2%>$200 = 1.49% FEE0.01 - 0.1 !
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CONVERSIONS
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Crypto to Crypto (Ex. BTC to ETH) = Not Allowed at this time (future update)NONECannot Convert C2C. Sell ONLYCannot Convert C2C. Sell ONLY2%Cannot Convert C2C. Sell ONLY
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STAKING FEES
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LINKS TO STAKING FEES:Available Q4 2020Click HERE for STAKING FEE ChartN/A
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FEE: Available Q4 202125% !!! (wow)N/A
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STAKING TIMESAvailable Q4 20226 MONTH Lock-Up Terms
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P.A. (Per Annum) Interest GAINSAvailable Q4 2023Up to 8% crypto (12% StableCoins)
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LOANS
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Are Loans Offered?Not yet. Future updateNot at presentYesYES
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Loan Terms:https://help.blockfi.com/hc/en-us/categories/360003383692-BlockFi-Loans
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Rateshttps://blockfi.com/rates8% - 12% APR Yikes! - CLICK HERE
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FUNDING ACCOUNT (BANK)
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ACH Deposit = FREENO ACH (WIRE ONLY!)$200 & Above = FREE (<$200=$2)FREEOnly Crypto Swaps!FREEFREEYes, connect via PlaidUNK
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ACH HOLD TIME = 2-3 business days, $5K limit
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WIRE TRANSFER IN = No Wire availableWire Transfer IN = $10 Wire Transfer IN = $10$10FREENo Wires$10 + 1.49%$10Yes
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ADDITIONAL FEES = **YOUR bank charges for wires**YOUR bank charges for wires**YOUR bank charges for wires*YOUR bank charges for wires**YOUR bank charges for wires
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See Wire Fees HERE - LINK
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FUNDING ACCOUNT (DEBIT/CREDIT)
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Australia Debit/Credit Buys =N/ANOT OFFEREDYes! as of 12/2020!3.99%
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Canada Debit/Credit Buys =N/ANOT OFFEREDNot An Option3.99%
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Singapore Debit/Credit Buys = N/ANOT OFFEREDNot An Option3.99%
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Europe Standard buys =N/ANOT OFFEREDNot An Option1.49%
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Europe Instant Debit card buys =N/ANOT OFFEREDNot An Option3.99%
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UK Standard buys =N/ANOT OFFEREDNot An Option1.49%
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UK Instant Debit card buys =N/ANOT OFFEREDNot An Option3.99%
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USA Debit Card = Coming SoonNOT OFFEREDNot An Option3.40%Is Debit/Credit the ONLY way to Fund?
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FUNDING ACCOUNT (CRYPTO)
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VARIES with each CRYPTO - LINKFREE Transfers IN
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FREE Transfers IN
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WITHDRAWAL FEES
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Bank ACH Transfer OUT = NOT AVAILABLEFREEFREEhttps://blockfi.com/rates
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Bank Wire Transfer OUT = VARIES - $4 - $40 LINK$15 Domestic - $35 International$25$25
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Send to Crypto Wallet OUT = VARIES. Not ALL CRYPTOS CAN BE TRANSFERRED OUT! - SEE LISTVARIES with each CRYPTO - LINKONLY MINING FEES to transfer out. This is ALL determined by each crypto assetFREE (<10 transactions / month)
Varies (> 10 transactions / month)
SEE LIST HERE
VARIES - SEE LISTNANA1% + Standard Network Fees
(CLICK HERE TO VIEW)
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NOTESWithdrawal fees to an external wallet can be pricey IF you are moving small amounts. See List above
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Withdrawal Limits50k/day(LEVEL1)
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EXTRAS
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DCA (Dollar Cost Average) Option?YES!NoYES!UNKYES!YESNoYES!NoYES!
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Customer SupportThier customer service ussed to be RAPID but I feel that they are slowing down because of growing pains. Too many canned responses and the lag time has increased. I think this will resolve on time, but right now, I'm not impressed. Fantastic! Chatted LIVE!LIVE CUSTOMER SUPPORT! This is what is a BIG PLUS for SwyftXGreatGreatNever UsedNever UsedAwfulAwfulGreatWORST OF THE WORST
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ACCRUE INTEREST on balanceYES! Must maintain a MINIMUM monthly balance.NOT AVAILABLE YEThttps://blockfi.com/ratesVARIES: Length of Loan (1-3 months)
How many MCO you are staking plus...
The crypto coin you hold CLICK HERE
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ACCRUE INTEREST (BTC) 4.75% - with minimum of .01 BTC / MonthNOT AVAILABLE YET1.5% - 6.5%
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ACCRUE INTEREST (ETH) 4.25% with minimum of .05 ETH / MonthNOT AVAILABLE YET2.5% - 5.5%
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ACCRUE INTEREST (LINK) 2.5% with minimum of 10 LINK / Month
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ACCRUE INTEREST (SOLANA) 3% with minimum of 3 SOL / Month
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ACCRUE INTEREST (LUNA) 4% with minimum of 10 LUNA / Month
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ACCRUE INTEREST (AVAX) NO INTEREST YET BUT AVAILABLE
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ACCRUE INTEREST (DOT) 12% with minimum of 20 DOT / Month
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ACCRUE INTEREST (AXS) NO INTEREST YET BUT AVAILABLE
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ACCRUE INTEREST (SHIB) 1% with minimum of 15M SHIB / Monthly
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ACCRUE INTEREST (UNI) 2% with minimum of 10 UNISWAP / Monthly
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ACCRUE INTEREST (SANDBOX) NO INTEREST YET BUT AVAILABLE
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ACCRUE INTEREST (XMR) NO INTEREST YET BUT AVAILABLE
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ACCRUE INTEREST (ATOM) 2% with minimum of 20 ATOM / Monthly
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ACCRUE INTEREST (ALGO) 2% with minimum of 200 ALGORAND / Monthly
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ACCRUE INTEREST (DYDX) NO INTEREST YET BUT AVAILABLE
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ACCRUE INTEREST (FANTOM) NO INTEREST YET BUT AVAILABLE
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ACCRUE INTEREST (VET) NO INTEREST YET BUT AVAILABLE
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ACCRUE INTEREST (MANA) 0.5% with minimum of 1,000 Decentraland/Month
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ACCRUE INTEREST (GRT) 2% with minimum of 200 GRAFT/ Monthly
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ACCRUE INTEREST (HBAR) NO INTEREST YET BUT AVAILABLE
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ACCRUE INTEREST (CEL) 3% with minimum of 50 CELO/ Monthly
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ACCRUE INTEREST (FIL) 2% with minimum of 3 FILECOIN/ Monthly