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Cost Optimal Loan Selection 2022 - 2023 rates
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IMPORTANT: Make a copy of the calculator and only modify the orange cells.
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Inputs
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Loan Amount$80,000
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Deferment Period30<-- the months left in school + 6
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Loan Term (in months)120
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Juno Negotiated Deal or other Private rate7%
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Results (Optimal Loan Breakdown)
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Is Unsubsidized more affordable than Private?Yes
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Is Grad Plus more affordable than Private?No
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Amount from Federal Unsubsidized$20,500
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Amount from Grad Plus$0
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Amount from Private Student Loan$59,500
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