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TimestampShare us about your previous math experiences before joining this course for School Year 2023-2024. What were some of your identified strengths as well as barriers and challenges? How is your experience with Financial Literacy Math class different in comparison to other Math Courses that you have taken?Share some insights on how will you be able to apply the concepts you have learned in Financial Literacy Class especially post HKA.
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05/03/2024 08:27:17My maths experience at my previous school was extremely negative. I always felt like I was stupid and never got the help I needed to show what I was capable of. Alongside this I can barely remember anything I learnt as I haven't needed to use any of it in my day to day life. This overall made me have a bad outlook on maths as a whole, so joining HKA and being told I had to do maths was not something I wanted to do at all based on my previous mindset. The iGSCE and IB have such high expectations for their students and I felt suffocated as we were constantly moving on before I even got a chance to grasp the content. I felt as I was always behind.

I experienced a lot of challenged in maths over the years. My confidence in myself and my answers has always been extremely low. Especially growing up in very studious environments, it felt as though everyone around me was the smartest person ever and because of that, my struggles were pushed aside so the smarter students would only get smarter.		The financial literacy maths class has been the most beneficial class for me in a long time. I have been learning and retaining information that will actually be useful for me outside school. Topics I learn in class I discuss with my friends occasionally and they show me how they have never heard of or never knew more about these important financial facts. Previous maths courses have all been about trying to memorise equations, remember how to answer different questions that realistically, unless I am trying to become a mathematician, I will likely never use.

However, being in this course and being with my friends in this class has allowed me to thrive and not be afraid to make mistakes as we are all in this together. I never felt ashamed for not knowing something as it was all new content. This course has helped me feel more prepared to leave school and have a sense of security knowing I now know the basics of how money works.

These past two years learning Financial Literacy with Mr Lingo has been the best maths experience I have ever had and I am so grateful.		Once I leave HKA, I will be able to decide, with a clearer understanding, what kind of bank cards I want to use for my finances, either sticking with a debit card or getting a credit card. Alongside this the course has taught me a lot about what to do with my savings and how to save cleverly by possibly investing it and the different options I have in regards to where and how I want to save my money.

This course has taught me so much, and I think it is so valuable for highschool students to learn these things instead of being thrown out of school clueless in regards to their finances and experiencing the difficult ways and consequences of not managing your money correctly outside of highschool.
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05/03/2024 08:37:31my previous math experiences were alright but for me personally if I don't see a direct use or application for the content i switch off The Financial Literacy Math class is different to other math classes in the sense that the content is actually applicable and important to your life, the class clearly shows the real world applications of the content instead of abstract equations.the class has taught the fundamental basic building blocks for everyday life specifically on the financial aspect. so many people aren't taught how to manage their finances witch potentially will lead them to get into debt or other financial problems
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05/03/2024 08:50:08At all the different schools I have gone to, all with different curriculums and maths courses, I have always struggled. With keeping up, understanding concepts and formulas. The maths courses followed specific methods of learning. Methods that I did not benefit from. I found that many courses failed to adapt to each student learner. Essentially, if I could not learn the way the course intended, then I barely learned at all.

However, the organised structure of many courses did make it easier for me to follow the material. Once I understood a mathematical concept, with lots of repetition, I could comprehend the material. Although, most of the courses I have taken before have consisted of lot's of fast pace busy work which is not beneficial to my personal learning.

I think it is important to consider how every individual student learns and therefore maintain a diverse set of courses not only in maths but in the subjects overall. 		The financial literacy course is different to any other maths course I have studied. Normally, I'm handed an exaggeratedly thick maths book with thousands of problems and formulas. It is very overwhelming. Other courses are generally very content heavy, fast pace and focus heavily on repetition. Now, repetition in math is not a bad thing, because like many other concepts maths is something you have to repeat to remember. However, it has never been a completely useful method of learning for me. This strategy doesn't allow me to expand my thinking because I am restricted to the confines of the given repeated problems.

With the financial literacy course I have retained more mathematical knowledge in comparison to any other maths course I have studied before. One other extremely significant factor for me is that, with this course, I have learned to enjoy maths and therefore have performed at a much higher degree than in my maths courses before. In my maths courses before the work has always felt like a chore that I need to get done. WIth this course I am excited to apply my knowledge in my work. The work that we do in this class is not restricted to a given course book, so we use both convenient yet creative outlets to explore and expand on our knowledge.

One other element that is incorporated into this course is that we apply our knowledge to the real world and real world scenarios. This is very important because essentially, all we learn in school will be applied in our lifes post secondary school. 		Many young adults (such as ourselves) graduate secondary school without the proper knowledge on how to manage their personal finances. This is an extremely important skill to attain because learning to manage your finances will determine much of what you can and cannot do when you live independently.

This course is applicable to many different students with many different methods of learning because it is not constricted to a specific strategy learning ex. following a course book.

I have learned an abundance of new things in the financial literacy course, that has already benefited me now as a senior. As I apply to school post secondary, I've been needing to apply for school loans. I have been able to directly apply what we have been learning in this course to the financial tasks that I am pursuing outside of school, and my new knowledge in finances has made it all the more easier.

It is not common to focus heavily on financial literacy within maths courses even though it's such a significant element of maths within our real lives, which is quite ironic. You will often hear many young students complain "Why do I need to learn this? I will never use this in my real life". With the financial literacy course that point of argument won't hold up, because this knowledge will be directly applied to your real life, and very soon after graduation at that.

I strongly recommend keeping/maintaining the financial literacy maths course at Hong Kong Academy because it provides a diverse range of maths that is suitable for every different learner. Maintaining this course will prompt HKA for a developing future in education.
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07/03/2024 09:31:33Before joining the course, I think that the course will only cover basic finance, but I was wrong. In this course, I have learned a lot about fiance, for example, the credit, owning a house/ rent a house, how to read the lease agreement... I think that this year Math course is much fun then last year Algebra Math. In this year, I had a chance to create a project based on what my job is. Compare to last year, most of them are text based, it's difficult for me to read the whole big chunk of paragraph. After HKA, I will be more mindful about money by using this rule, this is what I need and this is what I want.
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11/03/2024 08:39:02I never hated maths but it was never my strong suit nor did I find it as interesting as the other subjects so I guess I just put less effort in it because nothing motivated me to do it until I had the money aspect side of math which I think has really helped me learn moreI have loved the financial literacy maths course I have learnt more valuable content when it comes to maths. I will graduate this year and something that was bothering me was not being able to take care of my finances when I leave home but after having learnt so much from the financial literacy course I can say that I'm confident in managing my own money and excited to test out my skills when I leave SchoolI think the one thing that this course has most helped me understand is debt knowing not to get a credit card until the right time
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