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Accounts$RESULTTRUEFunds$
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Total4,800.00CALIBRATEDTotal4,800.00Instructions: (replace our template numbers with your numbers)
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Checking Account 12,000.000.00Cash Flow Buffer2,000.000 - For this worksheet, "Savings" is defined as all money in your possession as of the beginning of the budget month.
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Checking Account 2400.00Emergency Fund1,000.001 - Edit the list of cash accounts in Column A with the names of your accounts.
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Savings Account 11,000.00Auto Fund500.002 - Enter the balances of each account as of the last day of the previous month in Column B.
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Savings Account 21,400.00Housing Fund1,000.003 - In Column F, make a list of all the reasons you need savings. Each one is called a Fund.
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Cash0.00Travel Fund300.004 - Assign a value for each fund until you run out of money.
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5 - When the totals are the same, you are "Calibrated."
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6 - Review with your spouse, accountability partner, or coach to ensure they are reasonable.
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To edit this tool select FILE > MAKE A COPY
7 - Change the name of this tab to the last day of the pervious month. For example, 12/31/24 in Jan 2025. Then create a new one at the end of each month to track your progress and review prioirites.
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AssetsValue
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Cash (from above)4,800.00
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401(k) balances
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Brokerage accounts
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PropertyValue
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Home
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Car 1
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Car 2
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All DebtsValue
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Credit Cards
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Personal Loans
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Student Loans
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Mortgage
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Net Worth4,800.00
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