Compound Interest Table
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Compound Interest for Twelve Months
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Pick the Annual Interest Rate:
22%
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Monthly Scale Factor:
1.018333333
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("One Plus Trick" with One-Twelvth of Rate)
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Month
Starting Amount
One Plus TrickEnding Amount
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1$1,000.00
x 1.018333333 =
$1,018.33
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2$1,018.33
x 1.018333333 =
$1,037.00
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3$1,037.00
x 1.018333333 =
$1,056.01
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4$1,056.01
x 1.018333333 =
$1,075.37
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5$1,075.37
x 1.018333333 =
$1,095.09
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6$1,095.09
x 1.018333333 =
$1,115.17
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7$1,115.17
x 1.018333333 =
$1,135.61
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8$1,135.61
x 1.018333333 =
$1,156.43
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9$1,156.43
x 1.018333333 =
$1,177.63
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10$1,177.63
x 1.018333333 =
$1,199.22
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11$1,199.22
x 1.018333333 =
$1,221.21
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12$1,221.21
x 1.018333333 =
$1,243.60
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The annual simple interest would be:
$1,000.00 x (1 + 0.22) = $1,220.00
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