ABCDEFGHIJKLMNOPQRSTUVWXYZ
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Custody fees
Buy Fees + stamp duty
Sell Fees
Stamp duty (sell)
WHT Saving
Final value
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Swissquote
Buy ACWI per month on SQ, TER 0.12%
488052500.10%0.15% - 2,823,663
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Finpension
Invest 1000 CHF per month on FP, TER .09%
107161225000.15%0.10% 2,735,513
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Neon
Buy FWRA per month on NEON, TER 0.15%
022500.50%0.15%0 2,815,159
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IBKR
Buy ACWI per month on IBKR, TER 0.12%
15000.05%00 2,845,357
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Assumptions
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Beginning value 10000 CHF
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Contribution 5000 CHF per month
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Finpension saves extra WHT in USA
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Neon buying fees will remain ZERO
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Investment period 25 years
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Custody fees is applied to 0.5 x (2 x beginning value for year + 60000)
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SQ custody fees ranges from 80-200 CHF per annum
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Buy fees and sell fees in FP is ZERO
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Custody fees at FP is 0.39%
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Buy fees at SQ is 10 CHF per month
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IBKR -: no stamp duty
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At time of selling, 10K tranches are used
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Note -: Simulations are for higher amount of investments per year to exaggerate the differences.
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