SPENDING PLAN
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ABCDEFGHIJKLMNOPQRSTUVWXYZ
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JanFebMarchAprilMayJuneJulyAugSepOctNovDecTotal
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Gross Monthly Income
Spouse 2,500 2,500 3,750 2,500 2,500 2,500 2,500 2,500 2,500 3,750 2,500 2,500 32,500
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Spouse 2,500 2,500 3,750 2,500 2,500 2,500 2,500 2,500 2,500 3,750 2,500 2,500 32,500
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Other 200 200 200 200 200 200 200 200 200 200 200 200 2,400
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Total Income 5,200 5,200 7,700 5,200 5,200 5,200 5,200 5,200 5,200 7,700 5,200 5,200 67,400
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Tithing / Giving 520 520 770 520 520 520 520 520 520 770 520 520 6,740 10.0%
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Offerings 100 100 100 100 100 100 100 100 100 100 100 100 1,200 1.8%
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Taxes 1,040 1,040 1,540 1,040 1,040 1,040 1,040 1,040 1,040 1,540 1,040 1,040 13,480 20.0%
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Short-Term Savings 520 520 770 520 520 520 520 520 520 770 520 520 6,740 10.0%
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Long-Term Savings 520 520 770 520 520 520 520 520 520 770 520 520 6,740 10.0%
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Debt Repayment - - - - - - - - - - - - - 0.0%
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Spendable Income 3,020 3,020 4,520 3,020 3,020 3,020 3,020 3,020 3,020 4,520 3,020 3,020 39,240
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EXPENSES
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Housing
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Mortgage/Rent 900 900 900 900 900 900 900 900 900 900 900 900 10,800 16.0%
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Taxes 200 1,500 1,700 2.5%
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Insurance 350 350 0.5%
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Utilities 225 225 225 200 150 150 175 175 175 175 175 225 2,275 3.4%
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Phone / Cell Phone 45 45 45 45 45 45 45 45 45 45 45 45 540 0.8%
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Cable / Internet 40 40 40 40 40 40 40 40 40 40 40 40 480 0.7%
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Transportation
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Car payments 300 300 300 300 300 300 300 300 300 300 300 300 3,600 5.3%
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Insurance 600 600 1,200 1.8%
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Gas 150 150 150 150 150 150 150 150 150 150 150 150 1,800 2.7%
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Maintenance 100 100 100 100 100 100 100 100 100 100 100 100 1,200 1.8%
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Insurance
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Life / Health / Dental / Disability
150 150 150 150 150 150 150 150 150 150 150 150 1,800 2.7%
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Household / Personal
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Groceries / Food 500 500 500 500 500 500 500 500 500 500 500 500 6,000 8.9%
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Entertainment / Recreation
150 150 150 150 150 150 150 150 150 150 150 150 1,800 2.7%
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Gifts / Other 100 100 750 950 1.4%
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Professional Services
50 50 50 50 50 50 50 50 50 50 50 50 600 0.9%
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Total Expenses 2,610 2,610 2,610 3,035 2,535 3,335 2,660 2,560 2,560 2,560 3,310 4,710 35,095
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Difference 410 410 1,910 (15) 485 (315) 360 460 460 1,960 (290) (1,690) 4,145 6.1%
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What can effect these %'s
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Stage of life (Single, married )
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Children Download this Document at: http://grfirst.info/spendingplan
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Parents
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Medical Issues
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Job
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