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1
AY
TAKSİT TUTARI
ANA PARAFAİZKKDFBSMV
KALAN ANA PARA
2
12 YILLIK KREDİ HESABI
12 YILLIK FAİZİ 12
Kaçıncı yılda
Kira Bedeli
Aylık Taksitleri Öder
Kirası alınarak Aylık kredi
taksit ödemesi yapınca
+/- tutar hesaplama
Toplam Faiz ödemesi
Kira bedeli alınmış
masraflar düşülmüş
5 yıldan sonra vergisiz,
günün enflasyon değerli
satış tutarları Net Kâr
Kiracısız masraflar düşülmüş
5 yıldan Sonra vergisiz,
günün enflasyon değerli
satış tutarları
Net Kâr
Kiracısız vergili erken ödeme
cezalı satış tutarları
Net Kâr
Kiracılı vergili erken ödeme
cezalı satış tutarları
Net Kâr
Fiyat3.000.000,00117.347,54307,5417.040,0000599.692,46ödendi 15.02.2024
3
Aylık Faiz2,84316,34%2222222Peşinat2.400.000,00217.347,54316,2717.031,2700599.376,19ödendi 15.03.2024
4
YIL1217.347,5422.100,004.752,46416.340,935.098.859,074.833.659,073.664.691,913.929.891,91Kredi600.000,00317.347,54325,2617.022,2800599.050,93ödendi 15.04.2024
5
Ev Fiyatı3.000.000,00Kredi600.000,00Faiz2,84417.347,54334,4917.013,0500598.716,44ödendi 15.05.2024
6
Peşinat2.400.000,00Aylık17.347,54Yıllık KiraSüre144517.347,54343,9917.003,5500598.372,45
7
Kredi600.000,00Yıllık208.170,47bedeli +/-TAKSİT TUTARI17.347,54617.347,54353,7616.993,7800598.018,69
8
Kredi süresi Ay
14412 yıl kredi tutarı 2.498.045,6057.029,53Kapama Yılını Seç4717.347,54363,8116.983,7300597.654,88
9
Peşinat2.400.000,00
Kapama yılını Aya çevir
48817.347,54374,1416.973,4000597.280,74
10
12 Yıl , Kredi Alınarak Kiraya verilmiş Evin değeri
12 yıllık kira bedeli 4.898.045,60Erken kapama Faizi2%917.347,54384,7716.962,7700596.895,97
11
Yatırım içinse kiracı aylığı
13.000,00
Erken kapama Ana Para
569.298,921017.347,54395,6916.951,8500596.500,28
12
12 Yıl , Kredi Alınarak Oturulmuş ya da Boş tutulmuş Evin değeri 12 yıllık kira bedeli 2.679.770,92TAHMİNİ VERGİ
Erken kapama ceza tutarı
11.385,981117.347,54406,9316.940,6100596.093,35
13
Kirası alınmış maliyet2.218.274,691.YIL16,67%KKDF1217.347,54418,4916.929,0500595.674,86
14
12 YIL SONRASI OLASI EV DEĞERİ
1254.626.099,432.YIL27,14%BSMV1317.347,54430,3716.917,1700595.244,49
15
12 Yıl , Kredi Alınarak Oturulmuş ya da Boş tutulmuş Evin değeri
1249.728.053,833.YIL31,43%1417.347,54442,6016.904,9400594.801,89
16
12 Yıl , Kredi Alınarak Kiraya verilmiş Evin değeri
1252.407.824,744.YIL33,14%1517.347,54455,1716.892,3700594.346,73
17
YIL
Enflasyon artışlı aylık kira bedelleri
Yıllık olası
Enflasyon		Yıllık olası enflasyon
artışlı ev değeri		Yıllık Kira
Bedelleri
Yılların aya çevrilmesi
FAİZ ÖDEMELERİPEŞİNAT +
FAİZ ÖDEMELERİ		SATILDIĞI
ANKİ KAR ZARAR		KİRA ALINIRSA
KAR ZARAR		ÖDENECEK
TAHMİNİ VERGİ		Erken Kapama
Cezası
Vergi + erken
kapama sonrası
MALİYET
Kiracılı + Vergi +
erken kapama
cezası sonrası
MALİYET
1617.347,54468,0916.879,4500593.878,64
18
113.000,0070,00%5.100.000,00156.000,0012208.170,472.608.170,472.491.829,532.647.829,53315.367,9819.981,012.156.480,542.312.480,541717.347,54481,3916.866,1500593.397,25
19
222.100,0050,00%7.650.000,00265.200,0024416.340,932.816.340,934.833.659,075.098.859,071.149.015,0719.952,083.664.691,913.929.891,911817.347,54495,0616.852,4800592.902,19
20
333.150,0035,00%10.327.500,00397.800,0036624.511,403.024.511,407.302.988,607.700.788,602.106.749,3219.908,015.176.331,275.574.131,271917.347,54509,1216.838,4200592.393,08
21
444.752,5035,00%13.942.125,00537.030,0048832.681,873.232.681,8710.709.443,1311.246.473,133.350.269,4519.840,887.339.332,807.876.362,802017.347,54523,5816.823,9600591.869,50
22
560.415,8835,00%18.821.868,75724.990,50601.040.852,343.440.852,3415.381.016,4116.106.006,912117.347,54538,4516.809,0900591.331,05
23
681.561,4325,00%23.527.335,94978.737,18721.249.022,803.649.022,8019.878.313,1420.857.050,312217.347,54553,7416.793,8000590.777,32
24
7101.951,7925,00%29.409.169,921.223.421,47841.457.193,273.857.193,2725.551.976,6526.775.398,122317.347,54569,4616.778,0800590.207,85
25
8127.439,7425,00%36.761.462,401.529.276,84961.665.363,744.065.363,7432.696.098,6734.225.375,502417.347,54585,6416.761,9000589.622,22
26
9159.299,6715,00%42.275.681,761.911.596,041081.873.534,204.273.534,2038.002.147,5639.913.743,602517.347,54602,2716.745,2700589.019,95
27
10183.194,6215,00%48.617.034,032.198.335,451202.081.704,674.481.704,6744.135.329,3646.333.664,812617.347,54619,3716.728,1700588.400,58
28
11210.673,816,00%51.534.056,072.528.085,771322.289.875,144.689.875,1446.844.180,9349.372.266,702717.347,54636,9616.710,5800587.763,62
29
12223.314,246,00%54.626.099,432.679.770,921442.498.045,604.898.045,6049.728.053,8352.407.824,742817.347,54655,0516.692,4900587.108,56
30
6,00%2917.347,54673,6616.673,8800586.434,91
31
6,00%3017.347,54692,7916.654,7500585.742,12
32
6,00%3117.347,54712,4616.635,0800585.029,66
33
3217.347,54732,7016.614,8400584.296,96
34
3317.347,54753,5116.594,0300583.543,46
35
3417.347,54774,9016.572,6300582.768,55
36
3517.347,54796,9116.550,6300581.971,64
37
3617.347,54819,5416.527,9900581.152,10
38
3717.347,54842,8216.504,7200580.309,28
39
3817.347,54866,7616.480,7800579.442,52
40
3917.347,54891,3716.456,1700578.551,15
41
4017.347,54916,6916.430,8500577.634,46
42
4117.347,54942,7216.404,8200576.691,74
43
4217.347,54969,4916.378,0500575.722,25
44
4317.347,54997,0316.350,5100574.725,22
45
4417.347,541.025,3416.322,2000573.699,88
46
4517.347,541.054,4616.293,0800572.645,42
47
4617.347,541.084,4116.263,1300571.561,01
48
4717.347,541.115,2116.232,3300570.445,80
49
4817.347,541.146,8816.200,6600569.298,92
50
4917.347,541.179,4516.168,0900568.119,47
51
5017.347,541.212,9516.134,5900566.906,53
52
5117.347,541.247,3916.100,1500565.659,13
53
5217.347,541.282,8216.064,7200564.376,32
54
5317.347,541.319,2516.028,2900563.057,06
55
5417.347,541.356,7215.990,8200561.700,35
56
5517.347,541.395,2515.952,2900560.305,10
57
5617.347,541.434,8715.912,6600558.870,22
58
5717.347,541.475,6215.871,9100557.394,60
59
5817.347,541.517,5315.830,0100555.877,07
60
5917.347,541.560,6315.786,9100554.316,43
61
6017.347,541.604,9515.742,5900552.711,48
62
6117.347,541.650,5315.697,0100551.060,95
63
6217.347,541.697,4115.650,1300549.363,54
64
6317.347,541.745,6115.601,9200547.617,93
65
6417.347,541.795,1915.552,3500545.822,74
66
6517.347,541.846,1715.501,3700543.976,56
67
6617.347,541.898,6015.448,9300542.077,96
68
6717.347,541.952,5215.395,0100540.125,44
69
6817.347,542.007,9815.339,5600538.117,46
70
6917.347,542.065,0015.282,5400536.052,46
71
7017.347,542.123,6515.223,8900533.928,81
72
7117.347,542.183,9615.163,5800531.744,85
73
7217.347,542.245,9915.101,5500529.498,86
74
7317.347,542.309,7715.037,7700527.189,09
75
7417.347,542.375,3714.972,1700524.813,72
76
7517.347,542.442,8314.904,7100522.370,89
77
7617.347,542.512,2114.835,3300519.858,69
78
7717.347,542.583,5514.763,9900517.275,13
79
7817.347,542.656,9314.690,6100514.618,21
80
7917.347,542.732,3814.615,1600511.885,83
81
8017.347,542.809,9814.537,5600509.075,85
82
8117.347,542.889,7814.457,7500506.186,06
83
8217.347,542.971,8514.375,6800503.214,21
84
8317.347,543.056,2614.291,2800500.157,95
85
8417.347,543.143,0514.204,4900497.014,90
86
8517.347,543.232,3214.115,2200493.782,58
87
8617.347,543.324,1114.023,4300490.458,47
88
8717.347,543.418,5213.929,0200487.039,95
89
8817.347,543.515,6013.831,9300483.524,34
90
8917.347,543.615,4513.732,0900479.908,90
91
9017.347,543.718,1313.629,4100476.190,77
92
9117.347,543.823,7213.523,8200472.367,05
93
9217.347,543.932,3113.415,2200468.434,73
94
9317.347,544.043,9913.303,5500464.390,74
95
9417.347,544.158,8413.188,7000460.231,90
96
9517.347,544.276,9513.070,5900455.954,95
97
9617.347,544.398,4212.949,1200451.556,53
98
9717.347,544.523,3312.824,2100447.033,20
99
9817.347,544.651,8012.695,7400442.381,40
100
9917.347,544.783,9112.563,6300437.597,49