Personal Management Merit Badge Checklist

	A	B	C	D	E	F	G	H	I	J	K	L	M	N	O	P	Q	R	S	T	U	V	W	X	Y	Z	AA	AB	AC	AD	AE	AF	AG	AH	AI	AJ	AK	AL	AM	AN	AO	AP	AQ	AR	AS	AT
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2		Merit Badge:	Personal Management MB																				= NOT available for virtual advancement. In person only.
3		Counselor:	Cook, Sunday, Kopp, Jana, Brown, Kathy																				= Not ideal for virtual advancement. In person would be better
4		Date:	MBU Fall 2024																				= AVAILABLE for virtual advancement
5																							Personal Management MB Requirements
6			Requirements
7		Requirements Available for Virtual Advancement ==>
8		Name	1a	1b	1c	2a	2b	3a	3b	3c	3d	3e	3f	3g	3h	4a	4b	4c	4d	4e	5a	5b	5c	5d	5e	5f	6a	6b	6c	6d	7a	7b	7c	7d	7e	8a	8b	8c	8d	9a	9b	9c	9d	9e	10a	10b

9	1	Petrus, James [Star - 12]	x					x	x		x		x		x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x
10	2	Willigan, Luke [Star - 12]	x					x	x		x		x		x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x
11	3	Ali, Syed Ahsen [Star - 4]	x			x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x
12	4	Diaz, Mason	x		x			x	x		x		x		x	x	x	x	x	x	x	x	x	x	x	x	x	x	x	x
13	5	Clara Rhea (started 1/13/2025)	x	x				x	x	x	x	x				x	x	x	x	x	x	x	x	x	x															x	x	x	x
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32		Kathy Brown & Barb Allan	1a	Choose a family item to purchase																	4d	Discuss diversification in investing											7d	Explain credit reports & pers responsibilty
33			1b	Write a plan to save money for item. Discuss with counselor																	4e	Discuss saving & investing for retirement											7e	Explain was to eliminate debt
34			1c	Written shopping strategy																	5a	Explain & how it works: common stocks											8a	To-do list with importance of items
35			2a	13 week budget and tracking, compare & discuss																	5b	Mutual funds											8b	7 day calendar
36			3a	Discuss five of: emotions when rec'v money																	5c	Life insurance											8c	Journal of 7 day calendar
37			3b	Discuss amount $ and shopping habits																	5d	Certificate of deposit (CD)											8d	Discuss above and what to do differently
38			3c	Discuss buyer's remorse																	5e	A savings account											9a	Define written project (no actual project is req'd)
39			3d	Discuss hunger and shopping																	5f	A U.S> savings bond											9b	Timeline for project
40			3e	Discuss advertised item vs actual																	6a	Explain ins & how they work: Automobile											9c	Describe project
41			3f	Discuss savings account																	6b	Health ins											9d	List of resources
42			3g	Discuss charitable giving																	6c	Homeowner's/renter's ins											9e	Budget for project
43			3h	Discuss how to better manage $																	6d	Whole life and term life ins											10a	Choose a prospective career
44			4a	Discuss saving vs investing																	7a	Explain: A loan, interest, APR											10b	Research & discuss career
45			4b	Discuss ROI and risk																	7b	Explain ways to borrow
46			4c	Discuss simple vs compound int																	7c	Explain charge/debit/credit cards