ABCDEFGHIJKLMNOPQR
1
This approach will last you to age:...AgeRoth Account ValueTrad Account ValueRetirement ExpensesSocial Security BenefitsRetirement Expenses (minus social security)Trad Required DistributionsTrad Withdrawal (Legally Required)Trad Withdrawal (Needed For Living)Trad Withdrawal RequiredActual Trad WithdrawRoth Withdraw NeededActual Roth WithdrawTaxes OwedAfter Tax
2
30$0.00$0.00$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
3
Assumptions:31$3,857.35$4,383.05$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
4
Annual returns (not retired):7.0%32$8,100.44$9,204.41$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
5
Annual returns (during retirement):3.00%33$12,759.73$14,498.70$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
6
Current taxable income:$50,000.0034$17,867.94$20,303.08$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
7
Current age:3035$23,460.18$26,657.46$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
8
Retirement age:6036$29,574.11$33,604.64$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
9
Life expectancy9037$36,250.18$41,190.56$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
10
Other retirement income$0.0038$43,531.75$49,464.50$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
11
Annual retirement expenses:$50,000.0039$51,465.35$58,479.34$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
12
Inflation:3.00%40$60,100.89$68,291.78$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
13
Start amount (traditional accounts):$0.0041$69,491.90$78,962.66$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
14
Traditional contribution each year:$3,977.0042$79,695.81$90,557.21$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
15
Start amount (roth accounts):$0.0043$90,774.18$103,145.40$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
16
Roth contribution each year:$3,500.0044$102,793.02$116,802.24$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
17
Social Security benefits (monthly):$2,607.0045$115,823.12$131,608.15$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
18
46$129,940.36$147,649.38$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
19
47$145,226.10$165,018.34$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
20
3977.26407648$161,767.54$183,814.14$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
21
47261.0249$179,658.15$204,142.99$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
22
42067.6910250$198,998.10$226,118.70$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
23
51$219,894.78$249,863.29$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
24
52$242,463.22$275,507.49$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
25
53$266,826.72$303,191.39$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
26
54$293,117.41$333,065.12$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
27
55$321,476.82$365,289.52$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
28
56$352,056.64$400,036.93$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00
29
57#ERROR!$437,491.96$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00#ERROR!$0.00#ERROR!
30
58#ERROR!$477,852.43$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00#ERROR!$0.00#ERROR!
31
59#ERROR!$521,330.20$0.00$0.00$0.000.00%$0.00$0.00$0.00$0.00$0.00#ERROR!$0.00#ERROR!
32
60#ERROR!$536,970.11$121,363.12$0.00$121,363.120.00%$0.00$138,412.88$138,412.88$138,412.88$0.00#ERROR!$17,049.71#ERROR!
33
61#ERROR!$410,513.94$125,004.02$0.00$125,004.020.00%$0.00$143,080.73$143,080.73$143,080.73$0.00#ERROR!$18,076.64#ERROR!
34
62#ERROR!$275,456.21$128,754.14$0.00$128,754.140.00%$0.00$147,888.50$147,888.50$147,888.50$0.00#ERROR!$19,134.35#ERROR!
35
63#ERROR!$131,394.75$132,616.76$0.00$132,616.760.00%$0.00$152,840.54$152,840.54$131,394.75$16,727.74#ERROR!$15,505.72#ERROR!
36
64#ERROR!$0.00$136,595.26$0.00$136,595.260.00%$0.00$0.00$0.00$0.00$136,595.26#ERROR!$0.00#ERROR!
37
65#ERROR!$0.00$140,693.12$0.00$140,693.120.00%$0.00$0.00$0.00$0.00$140,693.12#ERROR!$0.00#ERROR!
38
66#ERROR!$0.00$144,913.92$90,669.74$54,244.180.00%$0.00$0.00$0.00$0.00$54,244.18#ERROR!$0.00#ERROR!
39
67#ERROR!$0.00$149,261.33$93,389.83$55,871.500.00%$0.00$0.00$0.00$0.00$55,871.50#ERROR!$0.00#ERROR!
40
68#ERROR!$0.00$153,739.17$96,191.53$57,547.650.00%$0.00$0.00$0.00$0.00$57,547.65#ERROR!$0.00#ERROR!
41
69#ERROR!$0.00$158,351.35$99,077.27$59,274.080.00%$0.00$0.00$0.00$0.00$59,274.08#ERROR!$0.00#ERROR!
42
70#ERROR!$0.00$163,101.89$102,049.59$61,052.303.65%$0.00$0.00$0.00$0.00$61,052.30#ERROR!$0.00#ERROR!
43
71#ERROR!$0.00$167,994.95$105,111.08$62,883.873.77%$0.00$0.00$0.00$0.00$62,883.87#ERROR!$0.00#ERROR!
44
72#ERROR!$0.00$173,034.79$108,264.41$64,770.383.91%$0.00$0.00$0.00$0.00$64,770.38#ERROR!$0.00#ERROR!
45
73#ERROR!$0.00$178,225.84$111,512.34$66,713.504.05%$0.00$0.00$0.00$0.00$66,713.50#ERROR!$0.00#ERROR!
46
74#ERROR!$0.00$183,572.61$114,857.71$68,714.904.20%$0.00$0.00$0.00$0.00$68,714.90#ERROR!$0.00#ERROR!
47
75#ERROR!$0.00$189,079.79$118,303.44$70,776.354.37%$0.00$0.00$0.00$0.00$70,776.35#ERROR!$0.00#ERROR!
48
76#ERROR!$0.00$194,752.19$121,852.55$72,899.644.55%$0.00$0.00$0.00$0.00$72,899.64#ERROR!$0.00#ERROR!
49
77#ERROR!$0.00$200,594.75$125,508.12$75,086.634.72%$0.00$0.00$0.00$0.00$75,086.63#ERROR!$0.00#ERROR!
50
78#ERROR!$0.00$206,612.59$129,273.37$77,339.234.93%$0.00$0.00$0.00$0.00$77,339.23#ERROR!$0.00#ERROR!
51
79#ERROR!$0.00$212,810.97$133,151.57$79,659.405.13%$0.00$0.00$0.00$0.00$79,659.40#ERROR!$0.00#ERROR!
52
80#ERROR!$0.00$219,195.30$137,146.12$82,049.195.35%$0.00$0.00$0.00$0.00$82,049.19#ERROR!$0.00#ERROR!
53
81#ERROR!$0.00$225,771.16$141,260.50$84,510.665.59%$0.00$0.00$0.00$0.00$84,510.66#ERROR!$0.00#ERROR!
54
82#ERROR!$0.00$232,544.29$145,498.31$87,045.985.85%$0.00$0.00$0.00$0.00$87,045.98#ERROR!$0.00#ERROR!
55
83#ERROR!$0.00$239,520.62$149,863.26$89,657.366.13%$0.00$0.00$0.00$0.00$89,657.36#ERROR!$0.00#ERROR!
56
84#ERROR!$0.00$246,706.24$154,359.16$92,347.086.45%$0.00$0.00$0.00$0.00$92,347.08#ERROR!$0.00#ERROR!
57
85#ERROR!$0.00$254,107.43$158,989.94$95,117.496.76%$0.00$0.00$0.00$0.00$95,117.49#ERROR!$0.00#ERROR!
58
86#ERROR!$0.00$261,730.65$163,759.63$97,971.027.09%$0.00$0.00$0.00$0.00$97,971.02#ERROR!$0.00#ERROR!
59
87#ERROR!$0.00$269,582.57$168,672.42$100,910.157.46%$0.00$0.00$0.00$0.00$100,910.15#ERROR!$0.00#ERROR!
60
88#ERROR!$0.00$277,670.05$173,732.60$103,937.457.87%$0.00$0.00$0.00$0.00$103,937.45#ERROR!$0.00#ERROR!
61
89#ERROR!$0.00$286,000.15$178,944.57$107,055.588.33%$0.00$0.00$0.00$0.00$107,055.58#ERROR!$0.00#ERROR!
62
90#ERROR!$0.00$294,580.16$184,312.91$110,267.248.77%$0.00$0.00$0.00$0.00$110,267.24#ERROR!$0.00#ERROR!
63
91#ERROR!$0.00$303,417.56$189,842.30$113,575.269.26%$0.00$0.00$0.00$0.00$113,575.26#ERROR!$0.00#ERROR!
64
92#ERROR!$0.00$312,520.09$195,537.57$116,982.529.80%$0.00$0.00$0.00$0.00$116,982.52#ERROR!$0.00#ERROR!
65
93#ERROR!$0.00$321,895.69$201,403.69$120,491.9910.42%$0.00$0.00$0.00$0.00$120,491.99#ERROR!$0.00#ERROR!
66
94#ERROR!$0.00$331,552.56$207,445.81$124,106.7510.99%$0.00$0.00$0.00$0.00$124,106.75#ERROR!$0.00#ERROR!
67
95#ERROR!$0.00$341,499.14$213,669.18$127,829.9611.63%$0.00$0.00$0.00$0.00$127,829.96#ERROR!$0.00#ERROR!
68
96#ERROR!$0.00$351,744.11$220,079.26$131,664.8612.35%$0.00$0.00$0.00$0.00$131,664.86#ERROR!$0.00#ERROR!
69
97#ERROR!$0.00$362,296.43$226,681.63$135,614.8013.16%$0.00$0.00$0.00$0.00$135,614.80#ERROR!$0.00#ERROR!
70
98#ERROR!$0.00$373,165.33$233,482.08$139,683.2514.08%$0.00$0.00$0.00$0.00$139,683.25#ERROR!$0.00#ERROR!
71
99#ERROR!$0.00$384,360.29$240,486.54$143,873.7414.93%$0.00$0.00$0.00$0.00$143,873.74#ERROR!$0.00#ERROR!
72
100#ERROR!$0.00$395,891.10$247,701.14$148,189.9515.87%$0.00$0.00$0.00$0.00$148,189.95#ERROR!$0.00#ERROR!
73
101#ERROR!$0.00$407,767.83$255,132.17$152,635.6516.95%$0.00$0.00$0.00$0.00$152,635.65#ERROR!$0.00#ERROR!
74
102#ERROR!$0.00$420,000.86$262,786.14$157,214.7218.18%$0.00$0.00$0.00$0.00$157,214.72#ERROR!$0.00#ERROR!
75
103#ERROR!$0.00$432,600.89$270,669.72$161,931.1619.23%$0.00$0.00$0.00$0.00$161,931.16#ERROR!$0.00#ERROR!
76
104#ERROR!$0.00$445,578.92$278,789.82$166,789.1020.41%$0.00$0.00$0.00$0.00$166,789.10#ERROR!$0.00#ERROR!
77
105#ERROR!$0.00$458,946.28$287,153.51$171,792.7725.00%$0.00$0.00$0.00$0.00$171,792.77#ERROR!$0.00#ERROR!
78
106#ERROR!$0.00$472,714.67$295,768.12$176,946.5623.81%$0.00$0.00$0.00$0.00$176,946.56#ERROR!$0.00#ERROR!
79
107#ERROR!$0.00$486,896.11$304,641.16$182,254.9525.64%$0.00$0.00$0.00$0.00$182,254.95#ERROR!$0.00#ERROR!
80
108#ERROR!$0.00$501,503.00$313,780.39$187,722.6027.03%$0.00$0.00$0.00$0.00$187,722.60#ERROR!$0.00#ERROR!
81
109#ERROR!$0.00$516,548.09$323,193.81$193,354.2829.41%$0.00$0.00$0.00$0.00$193,354.28#ERROR!$0.00#ERROR!
82
110#ERROR!$0.00$532,044.53$332,889.62$199,154.9132.26%$0.00$0.00$0.00$0.00$199,154.91#ERROR!$0.00#ERROR!
83
111#ERROR!$0.00$548,005.86$342,876.31$205,129.5534.48%$0.00$0.00$0.00$0.00$205,129.55#ERROR!$0.00#ERROR!
84
112#ERROR!$0.00$564,446.04$353,162.60$211,283.4438.46%$0.00$0.00$0.00$0.00$211,283.44#ERROR!$0.00#ERROR!
85
113#ERROR!$0.00$581,379.42$363,757.48$217,621.9441.67%$0.00$0.00$0.00$0.00$217,621.94#ERROR!$0.00#ERROR!
86
114#ERROR!$0.00$598,820.80$374,670.20$224,150.6047.62%$0.00$0.00$0.00$0.00$224,150.60#ERROR!$0.00#ERROR!
87
115#ERROR!$0.00$616,785.43$385,910.31$230,875.1252.63%$0.00$0.00$0.00$0.00$230,875.12#ERROR!$0.00#ERROR!
88
116#ERROR!$0.00$635,288.99$397,487.62$237,801.3752.63%$0.00$0.00$0.00$0.00$237,801.37#ERROR!$0.00#ERROR!
89
117#ERROR!$0.00$654,347.66$409,412.24$244,935.4252.63%$0.00$0.00$0.00$0.00$244,935.42#ERROR!$0.00#ERROR!
90
118#ERROR!$0.00$673,978.09$421,694.61$252,283.4852.63%$0.00$0.00$0.00$0.00$252,283.48#ERROR!$0.00#ERROR!
91
119#ERROR!$0.00$694,197.43$434,345.45$259,851.9852.63%$0.00$0.00$0.00$0.00$259,851.98#ERROR!$0.00#ERROR!
92
120#ERROR!$0.00$715,023.36$447,375.81$267,647.5452.63%$0.00$0.00$0.00$0.00$267,647.54#ERROR!$0.00#ERROR!
93
121#ERROR!$0.00$736,474.06$460,797.09$275,676.9752.63%$0.00$0.00$0.00$0.00$275,676.97#ERROR!$0.00#ERROR!
94
122#ERROR!$0.00$758,568.28$474,621.00$283,947.2852.63%$0.00$0.00$0.00$0.00$283,947.28#ERROR!$0.00#ERROR!
95
123#ERROR!$0.00$781,325.33$488,859.63$292,465.7052.63%$0.00$0.00$0.00$0.00$292,465.70#ERROR!$0.00#ERROR!
96
124#ERROR!$0.00$804,765.09$503,525.42$301,239.6752.63%$0.00$0.00$0.00$0.00$301,239.67#ERROR!$0.00#ERROR!
97
125#ERROR!$0.00$828,908.04$518,631.18$310,276.8652.63%$0.00$0.00$0.00$0.00$310,276.86#ERROR!$0.00#ERROR!
98
126#ERROR!$0.00$853,775.28$534,190.12$319,585.1652.63%$0.00$0.00$0.00$0.00$319,585.16#ERROR!$0.00#ERROR!
99
127#ERROR!$0.00$879,388.54$550,215.82$329,172.7252.63%$0.00$0.00$0.00$0.00$329,172.72#ERROR!$0.00#ERROR!
100
128#ERROR!$0.00$905,770.19$566,722.30$339,047.9052.63%$0.00$0.00$0.00$0.00$339,047.90#ERROR!$0.00#ERROR!