My Credit Cards

	A	B	C	D	E	F	G	H	I	J	K
1	Card name	Status	Fees	Primary Use	Bill Generation date	Rewards on rentals	Milestone on rentals	Fee waiver condition	Additional charge on rent	Utility reward rate	Cashback cycle

2	SBI Cashback	Active	1000 + GST	5% on online spends	9	No	Yes	2L	199 + GST	1%	Billing cycle
3	SBI SimplyClick	Active	500 + GST	Bank discounts on sale	8	No	Yes	1L	199 + GST	0.25%	Not applicable
4	Axis Magnus	Active	10000 + GST	OG	20	No	No	15L existing, 25L new	1% + GST	NIL	Calendar month
5	Axis Airtel	Active	FYF + 500 + GST	10% and 25% on utilities		No	Yes	2L	1% + GST	10 to 25% upto 300	Calendar month
6	Axis Vistara Signature	Active	FYF + 3000 + GST	Premium economy vouchers	23	No	No	No condition	1% + GST	NIL from recent devaluation	Billing cycle
7	Axis Samsung Inifnite	Dormant	5000 + GST	Joining benefit of 30k miles	-		Yes	7L	1% + GST	5 EDGE points (1%)	Calendar month
8	Axis Ace	Dormant	500 + GST	5% on utilities (till it was unlimited)	-	No	Yes	2L	1% + GST	5% upto 500	Billing cycle
9	ICICI Amazon pay	Active	LTF	LTF so applied	14		NA because LTF	NA because LTF	1% + GST	2% from Amazon pay	Calendar month
10	ICICI Coral rupay	Active	LTF	Pre approved	3		NA because LTF	NA because LTF	1% + GST		Calendar month
11	ICICI Platinum chip	Active	LTF	ICICI offers and discounts			NA because LTF	NA because LTF	1% + GST		Calendar month
12	HDFC Millenia	Active	LTF	First credit card, was LTF	24	No	NA because LTF	NA because LTF	1% + GST	5% upto 1000 from Amazon	Calendar month
13	HDFC Tata New Infinity	Active	LTF	Primary card for UPI spends	18	No	NA because LTF	NA because LTF	1% + GST	1.50%	Calendar month
14	HDFC Swiggy	Active	500 + GST	10% on Swiggy	22	No	NA because LTF	NA because LTF	1% + GST	1% upto 500	Billing cycle
15	HDFC Mariott	Dormant	3000 + GST	I don't know why I applied	-		NA because LTF	NA because LTF	1% + GST		Calendar month
16	Kotak Zen Signarure	Active	LTF	Was getting LTF	24	No	NA because LTF	NA because LTF	1% + GST		Not applicable
17	HSBC Cashback	Active	FYF + 1000 + GST	10% on all online offline Food and grocery	16	No		2L	1% + GST	1.50%	Calendar month
18	AMEX MRCC	Dormant	FYF + 1500 + GST	FYF + 1000 montly points	-	Yes		1.5L	No charge	2 points (0.5%)	Calendar month
19	AMEX Plat Charge	Dormant	LTF 🤙🏻	Just wanted to see it in person	-	Yes		No condition	No charge	2.5p (0.625%)	Not applicable
20	AMEX Plat Travel	Active	First year: 3500 + GST Second year: 5000 + GST	20k points joining benefit from MRCC upgrade	21	Yes		No condition	No charge	2 points (0.5%)	Calendar month
21	AU LIT	Active	LTF	Bank offers and discounts	19	Yes	NA because LTF	NA because LTF	No fee for first rent, 1% for subsequent in same calendar month		Calendar month
22	IDFC Millenia	Active	LTF	Bank offers and discounts	19		NA because LTF	NA because LTF	1% + GST		Not applicable
23	Indus Legend	Active	LTF	Bank offers and discounts	17		NA because LTF	NA because LTF	1% + GST		Not applicable
24	OneCard	Active	LTF	Bank offers and discounts	21		NA because LTF	NA because LTF	1.5% from onecard app		Not applicable
25	PNB Rupay Select	Active	500 + Conditional LTF	Rupay Select benefits and offers	28		NA	Quarterly 1 spend	?		Not applicable
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