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SPREAD OVER 10 YEARS
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Financial Information
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Purchase Price$479,900
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Down Payment25%$119,975
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LTV (1st Loan)75%$359,925
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Mortgage Rate - Payment4.50%$1,824
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Amortization Term (years)
30 407,915.00
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Property Taxes$214
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Insurance$50
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HOA Fees$3
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Property Management$144
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Other Expenses
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Total Monthly Expenses$2,235
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LowHigh
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Rent Range 2,350 2,400
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Net Cash Flow (pre - tax)$115 $165
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Annualized
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Property Address Cash Return on Investment$1,982 1.7%
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Pebble PointPrincipal Reduction$5,688 4.7%
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Map Link:Tax Reduction - Based on 25% Tax Bracket$3,266 2.7%
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Property InformationAppreciation (Rate used is 7.00%)$33,593 28.0%
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Type Dwelling:Single FamilyTotal ROI$44,529 37.1%
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Square Footage:2,174
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Year Built:2022Financial Indicators
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Sales DetailsDebt Coverage Ratio:1.09x
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Going-In Cap Rate:4.97%
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Appreciation (annual)7.00%
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Closing Cost1.50%
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Vacancy0.00%
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Income Growth (annual)3.00%
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Maintenance Growth0.00%
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ANNUAL INCOME ANALYSIS
Year 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
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Operating Income$28,800$29,664$30,554$31,471$32,415$33,387$34,389$35,420$36,483$37,577
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(-) Mortgage Payments 21,884 21,884 21,884 21,884 21,884 21,884 21,884 21,884 21,884 21,884
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(-) Vacancy/Maintenance
 0 0 0 0 0 0 0 0 0 0
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(-) Other Expenses 4,934 4,934 4,934 4,934 4,934 4,934 4,934 4,934 4,934 4,934
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Cash Flow (after DS) 1,982 2,846 3,736 4,652 5,597 6,569 7,571 8,602 9,665 10,759
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Annual Cash Flow$1,982$2,846$3,736$4,652$5,597$6,569$7,571$8,602$9,665$10,759
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(+) Principal Reduction 5,688 5,944 6,211 6,491 6,783 7,088 7,407 7,740 8,088 8,452
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Loan Balance 354,237 348,294 342,083 335,592 328,810 321,722 314,315 306,575 298,487 290,034
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Market Value 479,900 513,493 549,438 587,898 629,051 673,085 720,200 770,615 824,558 882,277
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(+) Appreciation 33,593 35,945 38,461 41,153 44,034 47,116 50,414 53,943 57,719 61,759
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Cash on Cash Return
1.65%2.37%3.11%3.88%4.66%5.48%6.31%7.17%8.06%8.97%
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Implied Exit Cap4.97%4.82%4.66%4.51%4.37%4.23%4.09%3.96%3.83%3.70%
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Rolling Equity$125,663$165,199$207,355$252,306$300,241$351,363$405,885$464,039$526,071$592,242
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(-) Closing Costs7,1997,7028,2428,8189,43610,09610,80311,55912,36813,234
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Proceeds After Sale118,464157,497199,113243,487290,806341,266395,082452,480513,703579,008
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(+) Cum. Cash Flow1,9824,8288,56413,21618,81325,38232,95241,55451,21961,979
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(-) Initial Cash Invested
119,975119,975119,975119,975119,975119,975119,975119,975119,975119,975
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Net Profit$471$42,350$87,702$136,728$189,643$246,673$308,060$374,060$444,947$521,012
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Return on Investment
0.39%35.30%73.10%113.96%158.07%205.60%256.77%311.78%370.87%434.27%
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Notes/Miscellaneous
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All financial information, while not guaranteed, is from sources we believe to be reliable. Performance & Projections are estimated and subject to change. The provider shall be held harmless if returns are not met. All Investments have risks and Investors are urged to perform their own due diligence prior to investing.
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