Updated CSP vs Chase Freedom
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GROCERIESRESTAURANTSGASTRAVELMISCCSP onlyCF OnlyCSP+CF
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Monthly Spend$400.00$250.00$70.00$300.00$900.0029,64039,18055,980
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You're also spending $95 (9500 UR at 1CPP) To keep this cardAssumes $1500 is spent at amazon.com in Oct-DecAssumes $1500 is spent at amazon.com in Oct-Dec
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Chase Sapphire Pref. OnlyChase Freedom Only
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Amt SpentBonusMonthly UR earnedMonthsAnnual UR EarnedAmt SpentBonusMonthly UR earnedMonthsAnnual UR Earned
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Restaurants$250.002500126,000Restaurants$250.00125092,250
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Groceries$400.001400124,800Restaurants 5%$250.0051,25033,750
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Gas$70.0017012840Groceries$400.00140093,600
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Travel$300.002600127,200Groceries 5%$400.0052,00036,000
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Incidentals$900.0019001210,800Gas$70.001709630
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Annual UR Earned29,640Gas 5%$70.00535031,050
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Over $500/Mo Restaurant$0.001030
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CSP & CF CombinedOver $500/Mo Groceries$0.001030
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CSPAmt SpentBonusMonthly UR earnedMonthsAnnual UR EarnedOver $500/Mo Gas$0.001030
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Restaurants$250.00250094,500Travel$300.001300123,600
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Over $500/Mo Restaurants$0.002030Incidentals$900.0019001210,800
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Groceries$400.00140093,600Annual UR Earned31,680
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Over $500/Mo Groceries$0.001030
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Gas$70.001709630
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Travel$300.002600127,200
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Annual UR Earned15,930
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CFAmt SpentBonusMonthly UR earnedMonthsAnnual UR Earned
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Groceries 5%$500.0052,50037,500
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Restaurants 5%$500.0052,50037,500
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Gas 5%$450.0052,25036,750
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Incidentals$900.0019001210,800
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Annual UR Earned32,550
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