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Formulas for Retirement Estimate:
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Assuming ROI7.00%0.00%
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Saving PercentageYears to retirementYears to retirement
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5%50475
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10%40225
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20%30100
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30%2358
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40%1837
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50%1425
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60%1117
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70%811
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80%56
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90%33
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Here's a more finance-friendly calculation using Future Value:
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Years to retirementSavings AmountSpending Amount (or FV / 25)Future Value
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50$0.05$0.94$23.50
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40$0.10$0.89$22.30
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30$0.20$0.79$19.86
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23$0.30$0.70$17.40
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18$0.40$0.60$14.92
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14$0.50$0.50$12.44
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11$0.60$0.40$9.96
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8$0.70$0.30$7.47
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5$0.80$0.20$4.98
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3$0.90$0.10$2.49
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