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⚠️ DEMO ONLY — © 2026 BudgetSheets PH · licensed copy released on payment · support@budgetsheetsph.com
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🐷 Sinking Funds Planner
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Save a little each month • for every big expense • no more surprises 🎉
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Sinking funds = saving small amounts regularly for known future costs (tuition, Christmas, insurance, travel). List each fund, its target and date, and this sheet tells you how much to set aside monthly. 💪
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 🎯 Quick Start
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1. On the ‘Sinking Funds’ tab, list each fund with its Target amount, what you've Saved, and the Target date.
2. The Monthly set-aside and % done are computed for you.
3. Watch each fund fill up — no more scrambling for big bills. ✨
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 💡 Tip
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Common PH sinking funds: tuition, Christmas/13th-month gifts, car registration, insurance premiums, gadget upgrades, travel.
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 📊 Works in Google Sheets too
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Upload to Google Drive and open with Google Sheets — dropdowns and formulas carry over.
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© BudgetSheets PH — budgetsheetsph.com — single-user license. Do not redistribute or resell the file itself.
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