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Sample Budgeting Worksheet provided by Gina Marciano
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 DO YOU KNOW YOUR LIVING EXPENSES?
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Whether you are buying or selling a home, knowing your monthly living expense budget helps.
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MONTHLY INCOME: Notes
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Job # 1 $7,200.00net amount of paycheck per month
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Job # 2 net amount of paycheck per month
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Social security$1,250.00
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Retirement Fund etc. Pensions, 401K's etc..
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Other Other forms of monthly income
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Total Income per month $8,450.00
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MONTHLY EXPENSES:
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Medical Deductible$100.00
maximum out of pocket yearly, divided by 12
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Medical Insurance$199.00monthly out of pocket or supplemental
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Car insurance $200.00yearly divided by 12
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Life insurance or Long Term Care Insurance$200.00yearly divided by 12
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Water bill $100.00approximately per month
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Gas/Electric or Solar Bill$350.00approximately per month
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Gas for cars $350.00approximately per month
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Cell phones$100.00On average per month
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Cable/Internet$200.00On average per month
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House payment w/ taxes & insurance $2,800.00Mortgage or Rent
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HOA if applicable$0.00yearly divided by 12
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Savings$500.00Amount you want to save per month
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Other
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Other
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Other
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Total per month $5,099.00
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Food/Entertainment $3,351.00
LEFT TO LIVE ON
This number will adjust as you enter in your income and expenses
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