ABCDEF
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"Hella Successful Student"
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Enter your Expected Family Contribution (EFC):
This is in your FAFSA, in the Student Aid Report
$3,449 $0 $2,500
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St. Thomas AquinasSUNY PurchaseCUNY Guttman CC
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Cost of Attendance (COA) for Year 1
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1Tuition & Fees$34,200 $9,163 $4,800
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2Housing & Meals$14,200 $14,548 $0
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3Health Insurance (required!!!)
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4TOTAL DIRECT COST$48,400 $23,711 $4,800
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5Indirect costs (Also known as Out-of-Pocket expenses) These will NOT appear on your bill but needed: Add Books, Travel, Personal expenses, etc.$4,800 $4,699 $1,910
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6Total Cost of Attendance:
(This is the sum of lines 4 + 5)
$53,200 $28,410 $6,710
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Your Financial Aid Award - Year 1
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7Grant $$ - No PaybackPell Grant (Federal)$2,895$6,345$4,995.00
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8TAP (NYS)$2,583$5,165$4,050
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9FSEOG (Federal)$0$500
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10HEOP | EOP | SEEK | CD Grants$0$2,500
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11Grants | Credits | Other (add all together)$8,000$2,155
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12Scholarships (add all together)$14,000
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13TOTAL Grants/Scholarships:
Add lines 7 through 12
$27,478 $16,665 $9,045
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14Loan $$ - Must PaybackDirect Subsidized Loan$3,500$3,500
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15Direct Unsubsidized Loan$2,000$2,000
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16Perkins Loan
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17Other Instituional Loan/PLUS Loan$15,422$6,245
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18Total Loans: Add lines 14 through 17$20,922 $11,745 $0
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19Total Financial Aid Awarded: Add lines 13 & 18$48,400 $28,410 $9,045
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Financing Your Education – Freshman Year - Welcome to the Bursar's Office (aka where you pay your school bill)
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20Line 6 minus line 13Direct Cost - Grant Money = Net Cost$20,922$7,046-$4,245
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21Line 20 minus line 18 Estimated BILL

Direct Cost
- Grant Money
- Loans
Amount you pay
$0-$4,699-$4,245
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22Line 21 Divided by 2
The amount owed per semester to Bursar (Your bill divided by 2)
Estimated Bill
(Due EACH semester)
$0-$2,350-$2,123
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23Line 21 plus line 5. This is the amount of money you will pay out-of-pocket for the year.ESTIMATED BILL + INDIRECT COSTS $4,800$0-$2,335