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BudgetIncome SectionMonthly Expenses (Fixed)
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Total Income$5,000Situation #15House Payment$1,200
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Net Income (After Taxes/Insurance)$3,800Marital StatusunMarriedUtilities (25% of House)$300
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Number of Dependents2Dependents1Car 1 Payment$300
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Student Loan Amount$15,000JobSoftware DeveloperCar 2 Payment$250
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Credit Card Debt$5,000Spouse WorksnoCar 1 Insurance (20% of Payment)$60
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Total Debt$20,000Car 2 Insurance (20% of Payment)$50
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Gas (2 Cars @ $100/Car)$200
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Groceries$600
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Phone/Internet/Cable$150
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Clothing$200
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Unfixed ExpensesDaycare (2 Kids @ $500/Kid)$1,000
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ABCharity (10% of Income)$380
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Student Loan Payment (Minimum)$200Total Fixed Expenses$3,490
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Credit Card Payment (Minimum)$100
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Savings$100Monthly Budget (4 Months)
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Misc Spending$200AB (Month 1)C (Month 2)D (Month 3)E (Month 4)
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Entertainment$100Starting Balance$200(Carryover from previous month)(Carryover from previous month)(Carryover from previous month)
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Unexpected Expenses$0Net Income$3,800$3,800$3,800$3,800
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Total Unfixed Expenses$700Total Fixed Expenses$3,490(Vary Expenses)(Vary Expenses)(Vary Expenses)
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Remaining (Income - Expenses)$510 (=B2+B3-B4)(Calculate)(Calculate)(Calculate)
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Unfixed Expenses$700(Vary Expenses)(Vary Expenses)(Vary Expenses)
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Carryover$10 (=B5-B6)(Calculate)(Calculate)(Calculate)
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