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Gross pay per year
 50,000 Extra pay - Note:Gross pay to net pay are just guesses. (meaning taxes and other deductions). You will check this against your paycheck.
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Retirement Savings %5.00% 2,500 Retirement %
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Social Security0.075 3,563 Social Security -
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Federal0.1 4,750 Federal -
You will add and change the things you spend money on as you learn.
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State0.05 2,375 State -
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Health insurance
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Disclaimer:
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Net annual pay 36,813 Net annual pay - This budget worksheet is provided for personal use and informational purposes only. It does not constitute financial advice, and I am not a licensed financial professional. Results may vary based on individual circumstances. Please use your own judgment and consult a qualified advisor if you need professional guidance. My dad gave this to me as a starting point and it still needs work to be a tool that could work for anyone.
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GoalActualMonth 1Month 2Month 3Month 4Month 5Month 6Month 7Month 8Month 9Month 10Month 11Month 12Total
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Net pay
 3,068 3,068 3,068 3,068 3,068 3,068 3,068 3,068 3,068 3,068 3,068 3,068 36,813
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Musts
No more than 50%80%
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Housing 1,300 1,300
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Car 300 300
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Insurance 250 250
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Car gas 200 200
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Food 200 200
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Utilities 200 200
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Left 618 3,068 3,068 3,068 3,068 3,068 3,068 3,068 3,068 3,068 3,068 3,068 34,363
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Wants
No more than 30%27%
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Entertainment 400 400
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Clothes 100 100
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Gym membership 20
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Streaming services 50
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Hair, nails & etc (HBA) 50 50
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Travel savings account 200 200
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Left (202) 3,068 3,068 3,068 3,068 3,068 3,068 3,068 3,068 3,068 3,068 3,068 33,613
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Savings
At least 20%24%
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Emergency fund 250 250
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Christmass fund 250 250
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Investment fund 250 250
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Left (952) 3,068 3,068 3,068 3,068 3,068 3,068 3,068 3,068 3,068 3,068 3,068 32,863
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