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Family POLICIES
Joe Penn Policy - 2023
Jason Kraft Penn Policy - 2024
Lacee Penn Policy - 2025
Kasey Penn Policy - 2025
Jeremy Penn Policy - 2026
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Policy YearPremiumIllustration NCVLoan ValueLoan-93%DBRate =7%Policy YearPremiumIllustration NCVLoan ValueLoan-93%DBRate =7%Policy YearPremiumIllustration NCVLoan ValueLoan-93%DBRate =7%Policy YearPremiumIllustration NCVLoan ValueLoan-92%DBRate =8%Policy YearPremiumIllustration NCVLoan ValueLoan-92%DBRate =8%Policy YearPremiumIllustration NCVLoan ValueLoan-92%DBRate =8%
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2022 $ - $ - $ - $ - $ - LB: $ - 202390,00053,644 $ 53,644 $ 49,889 1,915,541202490,00045,650 $ 45,650 $ 42,455 1,534,543202590,00053,652 $ 53,652 $ 49,896 1,859,4982025 $ - 2026 $ -
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2023 $ 150,000 $ 205,817 $ 205,817 $ 191,410 $ 3,928,959 CV: $ 191,664 202490,000113,185 $ 59,541 $ 55,373 2,077,323202590,00097,349 $ 51,699 $ 48,080 1,655,039202690,000113,230 $ 59,578 $ 55,408 2,017,3042026 $ - $ - 2027 $ - $ -
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2024 $ 150,000 $ 346,280 $ 140,463 $ 130,631 $ 4,220,092 sum:$191,663.94202590,000195,333 $ 82,148 $ 76,398 2,239,216202690,000173,654 $ 76,305 $ 70,964 1,775,501202790,000196,540 $ 83,310 $ 77,478 2,175,2912027 $ - $ - 2028 $ - $ -
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2025 $ 150,000 $ 506,088 $ 159,808 $ 148,621 $ 4,520,120 202690,000287,995 $ 92,662 $ 86,176 2,401,905202790,000255,673 $ 82,019 $ 76,278 1,895,938202890,000289,653 $ 93,113 $ 86,595 2,334,2042028 $ - $ - 2029 $ - $ -
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2026 $ 150,000 $ 687,141 $ 181,053 $ 168,379 $ 4,578,106 202790,000393,074 $ 105,079 $ 97,723 2,569,693202890,000348,330 $ 92,657 $ 86,171 2,019,912202990,000395,143 $ 105,490 $ 98,106 2,498,3222029 $ - $ - 2030 $ - $ -
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2027 $ 50,000 $ 771,073 $ 83,932 $ 78,057 $ 4,640,703 202830,000442,389 $ 49,315 $ 45,863 2,602,075202935,000393,363 $ 45,033 $ 41,881 2,042,935203030,000444,994 $ 49,851 $ 46,361 2,530,3832030 $ - $ - 2031 $ - $ -
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2028 $ 50,000 $ 860,826 $ 89,753 $ 83,470 $ 4,708,218 202930,000495,145 $ 52,756 $ 49,063 2,637,195203035,000441,268 $ 47,905 $ 44,552 2,068,429203130,000498,342 $ 53,348 $ 49,614 2,565,3112031 $ - $ - 2032 $ - $ -
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2029 $ 50,000 $ 955,765 $ 94,939 $ 88,293 $ 4,779,353 203030,000550,864 $ 55,719 $ 51,819 2,675,199203135,000491,800 $ 50,532 $ 46,995 2,096,427203230,000554,728 $ 56,386 $ 52,439 2,603,3512032 $ - $ - 2033 $ - $ -
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2030 $ 50,000 $ 1,055,951 $ 100,186 $ 93,173 $ 4,854,513 203130,000609,683 $ 58,819 $ 54,702 2,715,406203235,000545,045 $ 53,245 $ 49,518 2,126,599203330,000614,331 $ 59,603 $ 55,431 2,643,8682033 $ - $ - 2034 $ - $ -
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2031 $ 50,000 $ 1,161,787 $ 105,836 $ 98,427 $ 4,934,402 203230,000671,813 $ 62,130 $ 57,781 2,758,085203335,000600,876 $ 55,831 $ 51,923 2,158,819203430,000677,336 $ 63,005 $ 58,595 2,687,1032034 $ - $ - 2035 $ - $ -
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2032 $ 50,000 $ 1,271,781 $ 109,994 $ 102,294 $ 5,019,183 203330,000736,349 $ 64,536 $ 60,018 2,803,572203435,000658,480 $ 57,604 $ 53,572 2,192,961203530,000742,797 $ 65,461 $ 60,879 2,733,2652035 $ - $ - 2036 $ - $ -
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2033 $ 50,000 $ 1,387,567 $ 115,786 $ 107,681 $ 5,108,536 203430,000804,281 $ 67,932 $ 63,177 2,851,905203535,000718,786 $ 60,306 $ 56,085 2,229,191203630,000811,738 $ 68,941 $ 64,115 2,782,3412036 $ - $ - 2037 $ - $ -
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2034 $ 50,000 $ 1,509,308 $ 121,741 $ 113,219 $ 5,202,675 203530,000875,657 $ 71,376 $ 66,380 2,902,925203635,000781,911 $ 63,125 $ 58,706 2,267,665203730,000884,193 $ 72,455 $ 67,383 2,834,2512037 $ - $ - 2038 $ - $ -
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2035 $ 50,000 $ 1,637,317 $ 128,009 $ 119,048 $ 5,301,797 203630,000950,622 $ 74,965 $ 69,717 2,956,710203735,000847,860 $ 65,949 $ 61,333 2,308,463203830,000960,400 $ 76,207 $ 70,873 2,889,1172038 $ - $ - 2039 $ - $ -
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2036 $ 50,000 $ 1,771,687 $ 134,370 $ 124,964 $ 5,405,873 203730,0001,029,319 $ 78,697 $ 73,188 3,013,395203835,000916,603 $ 68,743 $ 63,931 2,351,514203930,0001,040,429 $ 80,029 $ 74,427 2,947,0782039 $ - $ - 2040 $ - $ -
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2037 $ 50,000 $ 1,907,043 $ 135,356 $ 125,881 $ 5,514,778 203830,0001,108,529 $ 79,210 $ 73,665 3,072,942203935,000985,458 $ 68,855 $ 64,035 2,396,683204030,0001,121,203 $ 80,774 $ 75,120 3,008,1412040 $ - $ - 2041 $ - $ -
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2038 $ 50,000 $ 2,048,600 $ 141,557 $ 131,648 $ 5,628,555 203930,0001,191,353 $ 82,824 $ 77,026 3,135,294204035,0001,057,156 $ 71,698 $ 66,679 2,444,084204130,0001,205,785 $ 84,582 $ 78,661 3,072,3362041 $ - $ - 2042 $ - $ -
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2039 $ 50,000 $ 2,196,720 $ 148,120 $ 137,752 $ 5,747,539 204030,0001,277,948 $ 86,595 $ 80,533 3,200,539204135,0001,132,014 $ 74,858 $ 69,618 2,494,069204230,0001,294,417 $ 88,632 $ 82,428 3,139,8762042 $ - $ - 2043 $ - $ -
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2040 $ 50,000 $ 2,351,616 $ 154,896 $ 144,053 $ 5,872,403 204130,0001,368,581 $ 90,633 $ 84,289 3,268,992204235,0001,210,163 $ 78,149 $ 72,679 2,546,791204330,0001,387,413 $ 92,996 $ 86,486 3,211,1262043 $ - $ - 2044 $ - $ -
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2041 $ 50,000 $ 2,513,924 $ 162,308 $ 150,946 $ 6,004,006 204230,0001,463,669 $ 95,088 $ 88,432 3,341,186204335,0001,291,552 $ 81,389 $ 75,692 2,602,037204430,0001,485,043 $ 97,630 $ 90,796 3,286,4612044 $ - $ - 2045 $ - $ -
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2042 $ 50,000 $ 2,684,188 $ 170,264 $ 158,346 $ 6,142,764 204330,0001,563,420 $ 99,751 $ 92,768 3,417,489204435,0001,375,817 $ 84,265 $ 78,366 2,659,214204530,0001,587,481 $ 102,438 $ 95,267 3,366,0662045 $ - $ - 2046 $ - $ -
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2043 $ 50,000 $ 2,862,694 $ 178,506 $ 166,011 $ 6,288,613 204430,0001,667,881 $ 104,461 $ 97,149 3,497,918204535,0001,462,816 $ 86,999 $ 80,909 2,717,883204630,0001,694,777 $ 107,296 $ 99,785 3,449,8282046 $ - $ - 2047 $ - $ -
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2044 $ 50,000 $ 3,049,513 $ 186,819 $ 173,742 $ 6,441,273 204530,0001,777,101 $ 109,220 $ 101,575 3,582,282204635,0001,553,070 $ 90,254 $ 83,936 2,778,526204730,0001,807,020 $ 112,243 $ 104,386 3,537,5532047 $ - $ - 2048 $ - $ -
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2045 $ 50,000 $ 3,244,759 $ 195,246 $ 181,579 $ 6,600,541 204630,0001,891,186 $ 114,085 $ 106,099 3,670,404204735,0001,646,644 $ 93,574 $ 87,024 2,841,651204830,0001,924,442 $ 117,422 $ 109,202 3,629,1852048 $ - $ - 2049 $ - $ -
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2046 $ 50,000 $ 3,448,736 $ 203,977 $ 189,699 $ 6,766,355 204730,0002,010,340 $ 119,154 $ 110,813 3,762,223204835,0001,743,534 $ 96,890 $ 90,108 2,907,418204930,0002,047,218 $ 122,776 $ 114,182 3,724,7542049 $ - $ - 2050 $ - $ -
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2047 $ 50,000 $ 3,661,719 $ 212,983 $ 198,074 $ 6,939,096 204830,0002,134,704 $ 124,364 $ 115,659 3,857,746204935,0001,843,647 $ 100,113 $ 93,105 2,975,899205030,0002,175,528 $ 128,310 $ 119,328 3,824,3482050 $ - $ - 2051 $ - $ -
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2048 $ 50,000 $ 3,884,417 $ 222,698 $ 207,109 $ 7,119,151 204930,0002,264,685 $ 129,981 $ 120,882 3,957,265205035,0001,946,971 $ 103,324 $ 96,091 3,047,128205130,0002,309,705 $ 134,177 $ 124,785 3,928,3252051 $ - $ - 2052 $ - $ -
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2049 $ 50,000 $ 4,117,185 $ 232,768 $ 216,474 $ 7,306,862 205030,0002,400,432 $ 135,747 $ 126,245 4,061,108205135,0002,054,099 $ 107,128 $ 99,629 3,121,682205230,0002,449,866 $ 140,161 $ 130,350 4,037,0132052 $ - $ - 2053 $ - $ -
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2050 $ 50,000 $ 4,360,262 $ 243,077 $ 226,062 $ 7,502,731 205130,0002,542,088 $ 141,656 $ 131,740 4,169,544205235,0002,164,668 $ 110,569 $ 102,829 3,199,257205330,0002,596,122 $ 146,256 $ 136,018 4,150,6972053 $ - $ - 2054 $ - $ -
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2051 $ 50,000 $ 4,613,903 $ 253,641 $ 235,886 $ 7,707,213 205230,0002,689,684 $ 147,596 $ 137,264 4,282,799205335,0002,278,754 $ 114,086 $ 106,100 3,279,627205430,0002,748,596 $ 152,474 $ 141,801 4,269,6212054 $ - $ - 2055 $ - $ -
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2052 $ 50,000 $ 4,878,290 $ 264,387 $ 245,880 $ 7,920,707 205330,0002,843,346 $ 153,662 $ 142,906 4,401,105205435,0002,396,512 $ 117,758 $ 109,515 3,362,820205530,0002,907,438 $ 158,842 $ 147,723 4,394,0112055 $ - $ - 2056 $ - $ -
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2053 $ 50,000 $ 5,153,496 $ 275,206 $ 255,942 $ 8,143,534 205430,0003,003,195 $ 159,849 $ 148,660 4,524,664205535,0002,517,940 $ 121,428 $ 112,928 3,448,853205630,0003,073,162 $ 165,724 $ 154,123 4,524,3242056 $ - $ - 2057 $ - $ -
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2054 $ 50,000 $ 5,439,835 $ 286,339 $ 266,295 $ 8,376,796 205530,0003,169,899 $ 166,704 $ 155,035 4,654,079205635,0002,642,931 $ 124,991 $ 116,242 3,537,721205730,0003,245,641 $ 172,479 $ 160,405 4,660,3792057 $ - $ - 2058 $ - $ -
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2055 $ 50,000 $ 5,738,434 $ 298,599 $ 277,697 $ 8,620,087 205630,0003,343,175 $ 173,276 $ 161,147 4,789,116205735,0002,771,290 $ 128,359 $ 119,374 3,629,370205830,0003,425,070 $ 179,429 $ 166,869 4,802,0262058 $ - $ - 2059 $ - $ -
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2056 $ 50,000 $ 6,048,852 $ 310,418 $ 288,689 $ 8,873,060 205730,0003,523,233 $ 180,058 $ 167,454 4,929,578205835,0002,903,069 $ 131,779 $ 122,554 3,723,773205930,0003,611,594 $ 186,524 $ 173,467 4,949,2332059 $ - $ - 2060 $ - $ -
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2057 $ 50,000 $ 6,371,429 $ 322,577 $ 299,997 $ 9,135,756 205830,0003,710,298 $ 187,065 $ 173,970 5,075,488205935,0003,038,077 $ 135,008 $ 125,557 3,821,447206030,0003,805,360 $ 193,766 $ 180,202 5,102,0672061 $ - $ -
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2058 $ 50,000 $ 6,706,570 $ 335,141 $ 311,681 $ 9,408,345 205930,0003,904,471 $ 194,173 $ 180,581 5,226,938206035,0003,176,107 $ 138,030 $ 128,368 3,922,5952061 $ (3,805,360) $ (3,538,985)2062 $ - $ -
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2059 $ 50,000 $ 7,054,486 $ 347,916 $ 323,562 $ 9,691,140 206030,0004,105,811 $ 201,340 $ 187,246 5,384,08420612062
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Joe Penn 271 - Jun 2022
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Policy YearPremiumIllustration NCVLoan ValueLoan-93%DBRate =7%
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2022 $ - LB:$0.00
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2023 $ 150,000 205,817 $ 205,817 $ 191,410 3,928,959CV:$191,663.94
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2024150,000346,280 $ 140,463 $ 130,631 4,220,092sum:$191,663.94
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2025150,000506,088 $ 159,808 $ 148,621 4,520,120
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2026150,000687,141 $ 181,053 $ 168,379 4,578,106
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202750,000771,073 $ 83,932 $ 78,057 4,640,703
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202850,000860,826 $ 89,753 $ 83,470 4,708,218
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202950,000955,765 $ 94,939 $ 88,293 4,779,353
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203050,0001,055,951 $ 100,186 $ 93,173 4,854,513
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203150,0001,161,787 $ 105,836 $ 98,427 4,934,402
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203250,0001,271,781 $ 109,994 $ 102,294 5,019,183
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203350,0001,387,567 $ 115,786 $ 107,681 5,108,536
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203450,0001,509,308 $ 121,741 $ 113,219 5,202,675
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203550,0001,637,317 $ 128,009 $ 119,048 5,301,797
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203650,0001,771,687 $ 134,370 $ 124,964 5,405,873
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203750,0001,907,043 $ 135,356 $ 125,881 5,514,778
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203850,0002,048,600 $ 141,557 $ 131,648 5,628,555
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203950,0002,196,720 $ 148,120 $ 137,752 5,747,539
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204050,0002,351,616 $ 154,896 $ 144,053 5,872,403
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204150,0002,513,924 $ 162,308 $ 150,946 6,004,006
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204250,0002,684,188 $ 170,264 $ 158,346 6,142,764
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204350,0002,862,694 $ 178,506 $ 166,011 6,288,613
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204450,0003,049,513 $ 186,819 $ 173,742 6,441,273
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204550,0003,244,759 $ 195,246 $ 181,579 6,600,541
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204650,0003,448,736 $ 203,977 $ 189,699 6,766,355
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204750,0003,661,719 $ 212,983 $ 198,074 6,939,096
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204850,0003,884,417 $ 222,698 $ 207,109 7,119,151
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204950,0004,117,185 $ 232,768 $ 216,474 7,306,862
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205050,0004,360,262 $ 243,077 $ 226,062 7,502,731
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205150,0004,613,903 $ 253,641 $ 235,886 7,707,213
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205250,0004,878,290 $ 264,387 $ 245,880 7,920,707
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205350,0005,153,496 $ 275,206 $ 255,942 8,143,534
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205450,0005,439,835 $ 286,339 $ 266,295 8,376,796
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205550,0005,738,434 $ 298,599 $ 277,697 8,620,087
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205650,0006,048,852 $ 310,418 $ 288,689 8,873,060
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205750,0006,371,429 $ 322,577 $ 299,997 9,135,756
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205850,0006,706,570 $ 335,141 $ 311,681 9,408,345
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205950,0007,054,486 $ 347,916 $ 323,562 9,691,140
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50,0007,415,285
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Jeremy Penn 056- Apr 2020
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Policy YearPremiumIllustration NCVLoan ValueLoan-93%DBRate =7%
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2021 $ - LB:
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2022 $ - $ - CV:
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2023 $ - $ - sum:
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2024 $ - $ -
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2025 $ - $ -
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2026 $ - $ -
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2027 $ - $ -
92
2028 $ - $ -
93
2029 $ - $ -
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2030 $ - $ -
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2031 $ - $ -
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2032 $ - $ -
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2033 $ - $ -
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2034 $ - $ -
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2035 $ - $ -
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2036 $ - $ -