WealthSquats_SmartBudget_Tracker.xlsx

	A	B	C	D	E	F	G	H	J	K	L	M	N
1		HOW MUCH OF MY MONTHLY INCOME IS ALLOCATED TO EXPENSES, DEBTS AND SAVINGS?						MY TOP 3 MONEY GOALS ARE:
2		My TOTAL Monthly Income post tax is:	1967.38	<--- Enter value here			1	To start investing 25 per month into my pension
3		My Expenses take up this percentage of my income	74%				2	To pay off 10% of my current debt
4		My Savings take up this percentage of my income	20%				3	To save up 700 for my 2 weeks holiday
5		My Debt(s) take up this percentage of my income	7%
6		The amount I have left over each month is ...	-18.52
7								Watch a video on a spending plan		link
8		ACHIEVING FINANCIAL INDEPENDENCE						See an example of a spending plan		link
9		The amount I need to save in my Emergency fund is	4,788
10		The amount I need to save to stop working forever	436,500

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12		WHAT ARE MY MONTHLY EXPENSE(S)?				HOW DO I WANT TO ALLOCATE MY DEBTS				HOW DO I WANT TO ALLOCATE MY SAVINGS & INVESTMENTS?
13	Date	Total Expenses	1455		Date	Debts	140.9	Tenor	Date	Savings & Investments	350	Held in...	My Target is...
14	1	Rent	700		1	Student loan	60	8 years	1	Emergency Fund	60	Barclays
15	1	Mortgage	0		1	Personal Loan	60.9	3 years	1	Stocks/Fund	110	Freetrade ISA
16	1	Groceries	100		Add here	Credit Card	20		20	Bonds	25
17	20	Gym Membership	0		Add here	Add here	Add number here		Add here	Properties	0
18	Add here	Recreation	0		Add here	Add here	Add number here		Add here	Savings account (ISA)	30	HSBC
19	Add here	Electricity/water/gas bill	50		Add here	Add here	Add number here		Add here	Peer to Peer lending	0
20	Add here	Internet	25		Add here	Add here	Add number here		Add here	Pension	100	Nest
21	Add here	Television	0		Add here	Add here	Add number here		Add here	Early Stage Private Equity	0
22	Add here	Clothing	45		Add here	Add here	Add number here		Add here	Lifetime ISA	25	Skiptons
23	Add here	Phone bill	20		Add here	Add here	Add number here		Add here	Add here	Add number here
24	Add here	Charity	0						Add here	Add here	Add number here
25	Add here	Eating out/Socialising	275						Add here	Add here	Add number here
26	Add here	Council Tax	100
27	Add here	Transportation	140
28	Add here	Cleaning	Add number here
29	Add here	Buffer (for anything that may come up)	Add number here						Date	Savings for Planned Expenses	40
30		Add here	Add number here						1	Travel & Holiday	20	Monzo (Money Pot)
31		Add here	Add number here						1	House/Flat repair	10	Revolut (Vault)
32									1	Car Repair	10
33									1	Uber	Add number here
34									1	Add here	Add number here
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