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Financial Information
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SitePinnacle FinanceTime InvestmentSynchrony Portal
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Support888-788-7379262-208-5999
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Credit VerificationSoft Pull / Hard After signedSoft Pull / Hard After signedHard Pull
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Account InstallmentInstallmentRevolving
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Spanish Docs Available
Yes (English docs must be signed too)
YesNo
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Certificate of Completion NeededYesNo
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Validation CallYes (Spanish or English)Yes (Spanish or English)Don't Needed
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Interest Rate (APR %)11.99% - 17.99%9.99% - 19.99%7.99% - 11.99%
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Max Loan Term144 Months > $7,500.00180 Months > 5,000.00 (Tier 1 - 4)Based on Credit
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120 Months > $4,000.00144 Months < $5,000.00 (Tier 1 - 4 )
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96 Months < $4,000.00
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Pay it Off (Without Pre-Payment Penalty)YESYESYES
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Minimum Loan Amount$1,500.00$2,000.00$300.00
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Loan Amount$15,000.00$100,000.00Based on Credit Application
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Dealer Cost (Based on Product or Credit)FICO 580 +FICO 620 + FICO
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Platinum (0%)Tier 1 (0% - 4%)
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Gold (0% - 5%)Tier 2 (0% - 6%)
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Silver (5% - 13%)Tier 3 (0% - 8%)
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Bronze (15% -25%)Tier 4 (0% - 8%)
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Tier 5 (2% - 9.50%)
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Tier 6 (10% - 15%)
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Home Ownership RequiredYesYesNO (Welcome Renters)
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Reporting BureauTransunion (Experian as a Backup)
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Co-Signer AllowedYesYesYes
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1st Payment 30 days after Installed30 days after Installed30 days after Installed
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