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NamePlatinumSapphire ReservePrestigePremier Rewards GoldSapphire PreferredPremier
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Sign on Bonus (Standard)60,00050,00075,00025,00050,00050,000
More info available here:
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Minimum Spend$5,000$4,000$7,500$2,000$4,000$4,000
https://drive.google.com/file/d/0B-0f0Qu8cOToXzZJdS0tVURuRkk/view
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Sign on Bonus (Recent Max)100,000100,00075,00050,00050,00050,000
https://docs.google.com/spreadsheets/d/1G_5KPcfMqONs58SRuGnulZ8aIzr6nQxf3jbC4o189hY/pubhtml
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Annual Fee$550$450$450$195$95$95
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1st Year waivedNoNoNoYesYesYes
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Rewards Points
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Airline Bonus (Thru AmEx)5xNANA2xNANA
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Hotel Bonus (Thru AmEx) - prepaid only5xNANA2xNANA
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Travel Bonus (Thru AmEx)1xNANA2xNANA
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Airline Bonus5x3x3x3x2x3x
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Hotel Bonus1x3x3x1x2x3x
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Travel Bonus 1x3x1x1x2x3x
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Gas Bonus1x1x1x2x1x3x
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Shopping Bonus1x1x1x1x1x1x
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Dining Bonus1x3x2x2x2xx2
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Entertainment1x1x2x1x1xx2
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Groceries Bonus1x1x1x2x1x1x
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Unbonused Spend1x1x1x1x1x1x
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Airline Transfer PartnersAeroméxico - 1:1.6
Air Canada (Aeroplan) - 1:1
Air France / KLM - 1:1
Alaska (through VA) - 1:1.3
Alitalia - 1:1
ANA - 1:1
Asia Miles - 1:1
British Aiways - 5:4
Delta - 1:1
El Al - 50:1
Emirates - 1:1
Etihad - 1:1
Hawaiian - 1:1
Iberia - 5:4
JetBlue - 5:4
Singapore Airlines - 1:1
Virgin America - 2:1
Virgin Atlantic - 1:1
Air France / KLM - 1:1
British Airways - 1:1
Korean Air - 1:1
Singapore Airlines - 1:1
Southwest Airlines - 1:1
United - 1:1
Virgin Atlantic - 1:1
Air France / KLM - 1:1
Asia Miles - 1:1
Etihad - 1:1
EVA Air - 1:1
Garuda Indonesia - 1:1
Jet Airways - 1:1
JetBlue - 4:3
Malaysia Airlines - 1:1
Qantas - 1:1
Qatar Airways - 1:1
Singapore Airlines - 1:1
Thai Airways - 1:1
Turkish Airlines - 1:1
Virgin Atlantic - 1:1
Aeroméxico - 1:1.6
Air Canada (Aeroplan) - 1:1
Air France / KLM - 1:1
Alaska (through VA) - 1:1.3
Alitalia - 1:1
ANA - 1:1
Asia Miles - 1:1
British Aiways - 5:4
Delta - 1:1
El Al - 50:1
Emirates - 1:1
Etihad - 1:1
Hawaiian - 1:1
Iberia - 5:4
JetBlue - 5:4
Singapore Airlines - 1:1
Virgin America - 2:1
Virgin Atlantic - 1:1
Air France / KLM - 1:1
British Airways - 1:1
Korean Air - 1:1
Singapore Airlines - 1:1
Southwest Airlines - 1:1
United - 1:1
Virgin Atlantic - 1:1
Air France / KLM - 1:1
Asia Miles - 1:1
Etihad - 1:1
EVA Air - 1:1
Garuda Indonesia - 1:1
Jet Airways - 1:1
JetBlue - 4:3
Malaysia Airlines - 1:1
Qantas - 1:1
Qatar Airways - 1:1
Singapore Airlines - 1:1
Thai Airways - 1:1
Turkish Airlines - 1:1
Virgin Atlantic - 1:1
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Hotel Transfer PartnersChoice - 1:1
Hilton - 2:3
SPG - 3:1
Marriott (Through SPG) - 3:1:3
Hyatt - 1:1
IHG - 1:1
Marriott - 1:1
Ritz-Carlton - 1:1
SPG (Through Marriott) - 1:1:1/3
Hilton - 1:1.5Choice - 1:1
Hilton - 2:3
SPG - 3:1
Marriott (Through SPG) - 3:1:3
Hyatt - 1:1
IHG - 1:1
Marriott - 1:1
Ritz-Carlton - 1:1
SPG (Through Marriott) - 1:1:1/3
Hilton - 1:1.5
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Credits
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Airline Credit$200/Year (fees only) per calendar year$300/Year (all travel) per member year$250/Year per calendar year$100/Year (fees only) per calendar yearNoNo
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Global Entry Credit$100/5 years$100/4 years$100/5 yearsNoNoNo
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Uber Credit$200/YearNoNoNoNoNo
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Hotel "Credit"Occasional free nights through FHRNo4th night freeNoNoNo
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Travel Benefits
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Lounge AccessCenturion/PP/Delta/Airspace/Escape loungePriority Pass Select (Unlimited guests)Priority Pass Select (limit 2 guests)NoNoNo
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How To Find LoungesLinkLinkLinkNANANA
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Car Rental Loss and Damage InsuranceSecondary/$75,000Primary/$75,000Secondary (US), Primary (International) / $100,000Secondary/$50,000Primary/Cash ValueSecondary (US), Primary (International) / $100,000
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Medical In Rental Accident$5,000$2,500NoNoNoNo
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Accidental D&D in Rental$200,000/$20,000UnknownNoNoNoNo
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Trip Cancel InsuranceNo$10,000 per trip (immediate family only)
$5,000 per person (anyone on same ticket is covered)
No$10,000 per trip (immediate family only)
$5,000 per person (anyone on same ticket is covered)
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Trip Interruption InsuranceNo$10,000 per trip (immediate family only)
$5,000 per person (anyone on same ticket is covered)
No$10,000 per trip (immediate family only)
$5,000 per person (anyone on same ticket is covered)
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Travel Accident Insurance$500,000$1,000,000$1,000,000$250,000$500,000$1,000,000
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Trip DelayNo6 Hrs/$500 (immediate family only)3 Hrs/$500 (anyone on same ticket is covered)No12 Hrs/$500 (immediate family only)12 Hrs/$5003 Hrs/$500 (anyone on same ticket is covered)
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Baggage DelayNo6 Hrs/$100x5 Days (immediate family only)3 Hrs/$500 (anyone on same ticket is covered)No6 Hrs/$100x5 Days (immediate family only)3 Hrs/$500 (anyone on same ticket is covered)
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Emergency Medical TransportYes/Free$100,000$100,000NoNoNo
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Emergency Medical & DentalNo$50 deductible
$2,500 coverage
$75/day for hotel convalescence
NoNoNoNo
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Roadside ServiceFree 4 Times a yearUp to $50x4Free & Unlimited4 Times a year$59.95 Per UseUnknown
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Foreign Transcation Fee0%0%0%0%0%0%
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Lost Luggage In Transit$3,000$3,000 (immediate family only)$3,000 (anyone on same ticket is covered)$1,250$3,000 (immediate family only)$3,000 (anyone on same ticket is covered)
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Lost Luggage, Checked$2,000NoNo$500NoNo
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Hotel StatusHilton Gold
SPG Gold
Marriott Gold (through SPG)
NoNoNoNoNo
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Rental Car StatusAvis Preferred
Hertz Gold Plus Rewards
National Car Rental Emerald Club
Avis Preferred Plus
National Car Rental Emerald Club
Avis Preferred Plus
Budget Fastbreak
National Car Rental Emerald Club
Sixt Platinum
NoNoNo
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ConciergeYesYesYesNoYesYes
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Boingo WifiYesNoNoNoNoNo
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Shopping Benefits
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Purchase Protection90 Days/$10,000120 Days/$10,000120 Days/$10,00090 Days/$10,000120 Days/$500120 Days/$10,000
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Price ProtectionNo90 Days/$50060 Days/$500No90 Days/$50060 Days/$500
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Event Ticket ProtectionNoNo$500 per ticketNoNoNo
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Return Protection90 Days/$30090 Days/$50090 Days/$50090 Days/$30090 Days/$50090 Days/$500
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Extended WarrantyDoubles warranty if original warranty
period is 1 year or less; extends warranty by
1 year if original warranty period is 1 – 5 years
Extends warranty by 1 year if original
warranty period is 3 years or less
Extends warranty by 2 years; combined
standard + extended warranty period not
to exceed 7 years
Doubles warranty if original warranty
period is 1 year or less; extends warranty by
1 year if original warranty period is 1 – 5 years
Extends warranty by 1 year if original
warranty period is 3 years or less
Extends warranty by 2 years; combined
standard + extended warranty period not
to exceed 7 years
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ShoprunnerYesNoYesYesNoNo
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