Truly Enchanted Budget Template
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Personal Monthly Budget - May 2018
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Make a copy that you can then edit and save/ download :)
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PROJECTED MONTHLY INCOMEIncome source one 0.00PROJECTED BALANCE (Projected income minus expenses)0.00
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Include salary, part time jobs, side hustle, allowances, interest earned, dividends etc Income source two
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Income source three
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Income source four 0.00
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Total monthly income0.00ACTUAL BALANCE (Actual income minus expenses)0.00
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ACTUAL MONTHLY INCOMEIncome 1 - Pay 1st0.00DIFFERENCE (Actual minus projected)0.00
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Income 2 - Pay 15th0.00This is the money left-over each month for you to spend as you'd like - shopping, weekend trips, etc.
For bigger purchases, you may want to start a separate savings account and add that deduction to the saving and investement account column. To get a weekend allowance, divide this number by four.
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Income 3- Extra Income0.00
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Total Monthly Income0.00
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HOUSINGProjected CostActual CostDifferenceENTERTAINMENTProjected CostActual CostDifference
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Mortgage or rent0.000.000.00Video/DVD0.000.000.00
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Mobile Phone0.000.000.00CDs0.000.000.00
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Electricity0.000.000.00Movies0.000.000.00
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Gas0.000.000.00Concerts0.000.000.00
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Water and sewer0.000.000.00Sporting events0.000.000.00
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Cable0.000.000.00Other0.000.000.00
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Waste removal0.000.000.00Cash &ATM0.000.000.00
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Furnishings0.000.000.00Travel/Vacation0.000.000.00
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Supplies0.000.000.00Other0.000.00
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Other0.000.000.00Subtotals0.000.000.00
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Subtotals0.000.000.00
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LOANSProjected CostActual CostDifference
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TRANSPORTATIONProjected CostActual CostDifferenceCredit Card - Mastercard0.000.000.00
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Vehicle payment0.000.000.00Credit card - Visa0.000.000.00
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Insurance0.000.000.00Credit card - Woolworths0.000.000.00
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Licensing0.000.000.00Credit card - Discovery0.000.000.00
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Fuel0.000.000.00Other0.000.000.00
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Maintenance Fund0.000.000.00Subtotals0.000.000.00
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Other0.000.000.00
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Subtotals0.000.000.00TAXESProjected CostActual CostDifference
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PAYE0.000.000.00
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INSURANCEProjected CostActual CostDifferenceLocal0.000.000.00
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Renters Insurance0.000.000.00Other0.000.000.00
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Health0.000.000.00Other0.000.000.00
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Life0.000.000.00Subtotals0.000.000.00
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Other0.000.000.00
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Subtotals0.000.000.00SAVINGS OR INVESTMENTSProjected CostActual CostDifference
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Retirement account0.000.000.00
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FOODProjected CostActual CostDifferenceInvestment account 0.000.000.00
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Groceries0.000.000.00Transfer to mobile money 0.000.000.00
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Dining out0.000.000.00Subtotals0.000.000.00
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Other/Bars0.000.000.00
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Coffee0.000.000.00GIFTS AND DONATIONSProjected CostActual CostDifference
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Subtotals0.000.000.00Charity 10.000.000.00
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Charity 20.000.000.00
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PETSProjected CostActual CostDifferenceCharity 30.000.000.00
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Food0.000.000.00Subtotals0.000.000.00
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Medical0.000.000.00
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Grooming0.000.000.00
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Toys0.000.000.00LEGALProjected CostActual CostDifference
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Other0.000.000.00Attorney0.000.000.00
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Subtotals0.000.000.00Other0.000.000.00
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Other0.000.000.00
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PERSONAL CAREProjected CostActual CostDifferenceOther0.000.000.00
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Medical0.000.000.00Subtotals0.000.000.00
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Hair0.000.000.00
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Clothing0.000.000.00TOTAL PROJECTED COST0.00
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Dry cleaning0.000.000.00
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Health club0.000.000.00TOTAL ACTUAL COST0.00
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Organization dues or fees0.000.000.00
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Other0.000.000.00TOTAL DIFFERENCE0.00
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Subtotals0.000.000.00
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