Meta Description 1

Sentence Count

Average Words Per Sentence

Flesch Reading Ease Score

Unique Outlinks

The Bank of Canada periodically sets a central interest rate, known as the target overnight rate, or key policy rate. Learn more!

Ever wondered what Prime Interest Rate in Canada meant exactly? Find out all the answers to your questions!

Wondering what the Toronto Housing Market looks like in November 2022? Read our latest report and find out.

Wondering what lies ahead for mortgages? Read our mortgage rates forecast for Canada in 2023. We go in depth on all you need to know.

Here is our list of the 20 cheapest cities to live in Canada based on housing affordability, job growth, rental market, and cost of living.

Our complete guide will walk you through important programs and information catered specifically to your needs as a first-time home buyer.

https://www.nesto.ca/home-buying/what-is-the-rrsp-home-buyers-plan-hbp/

What is the RRSP Home Buyers’ Plan (HBP)? Under the federal government’s (HBP) Plan, you can withdraw up to $35,000 from your RRSPs tax to use towards your home.

Did you know the Canadian government gives you incentives if you’re saving for retirement? Registered Retirement Savings Plans explained.

https://www.nesto.ca/mortgage-basics/quebecs-bill-96-and-its-impact-on-english-speaking-homebuyers/

In this post, we unpack Bill 96 and its impact on homebuyers to equip you with all the information you need to purchase a home in Quebec.

https://www.nesto.ca/mortgage-basics/canada-capital-gains-tax-calculator-2022/

nesto’s Canada capital gains calculator will help you determine the amount of capital gains tax you’ll have to pay.

Who's buying Ontario real estate? View Ontario real estate market statistics, average home prices and more with resources provided by nesto.

A mortgage is a legal document you sign when you buy or refinance a home. The term mortgage can also refer to the loan itself. Learn more at nesto.ca.

Over the pandemic, Calgary’s housing market has followed similar trends to many major metropolitan areas in Canada, albeit on a smaller scale.

Over the pandemic, Vancouver's housing market has followed similar trends to many major metropolitan areas in Canada, albeit on a smaller scale.

Record-low interest rates, pent-up demand and scarce inventory are expected to continue for 2021

https://www.nesto.ca/real-estate/vacancy-empty-home-speculation-tax-toronto/

The City of Toronto is implementing a new empty home tax. Here's what you need to know about how it works and how to pay for it.

https://www.nesto.ca/lifestyle/climate-action-incentive-payments-canada/

Detailing important aspects of APR, differences between APR and interest rate, as well as how to calculate APR.

https://www.nesto.ca/mortgage-basics/will-the-housing-market-crash-in-canada/

Will the housing marketing crash in Canada? Should you choose fixed or variable in 2022? Our Instagram Live answers all this and more.

The most common amortization is 25 years, unless you decide to tap into your home equity and pay your mortgage faster!

If you’re having trouble saving up a large enough down payment to purchase a home in Canada, you’re not alone! Read our article to learn about rent-to-own homes in Canada.

https://www.nesto.ca/home-buying/provinces-with-the-lowest-and-highest-income-taxes/

In this easy guide to income tax in Canada, we break down the provinces with the lowest and highest income taxes.

https://www.nesto.ca/home-buying/debt-consolidation-in-canada-using-home-equity-to-save-interest/

With debt management becoming one of the top reasons why Canadians refinance or take out cash against their equity, it’s important that you know your options inside out.

https://www.nesto.ca/featured-articles/bank-of-canada-rate-announcement/

Indicators are adjusting from the BoC rate hike on December 7. Here's what to expect from the next rate announcement on January 25th.

https://www.nesto.ca/home-buying/your-down-payment-option-when-purchasing-a-house/

Down payment sources are broken down into two categories: traditional; and non-traditional. What payment options do you have when purchasing a home? Learn more.

https://www.nesto.ca/mortgage-basics/how-to-get-pre-approved-for-a-mortgage-in-canada/

Mortgage Approval is key when becoming a home owner! Learn everything about this important process here.

https://www.nesto.ca/mortgage-basics/how-to-get-the-best-mortgage-rate/

Wondering how to calculate Toronto land transfer tax? Also trying to learn more about the Toronto land transfer tax? Read and find out!

When shopping for a mortgage in Canada, you may come across the term "basis points." Here is your complete guide to mortgage basis points.

https://www.nesto.ca/home-buying/how-much-do-you-need-for-a-down-payment-in-canada/

Calculate how much you need for a down payment on a house in Canada. A down payment can be a necessary tool to reducing your monthly costs. Learn more at nesto.ca.

https://www.nesto.ca/home-buying/first-time-home-buyer-grants-in-canada/

Here are 4 programs to help you get access to first-time home buyer grants

https://www.nesto.ca/mortgage-basics/what-is-mortgage-loan-insurance-aka-mortgage-default-insurance/

What is mortgage loan insurance? Mortgage default insurance can help you achieve your dream without having to wait until you can cover a 20% down payment. Read more.

https://www.nesto.ca/real-estate/how-much-does-it-cost-to-build-a-house-in-canada/

https://www.nesto.ca/mortgage-basics/edmonton-housing-market-outlook/

Over the pandemic, Edmonton’s housing market has followed similar trends to many major metropolitan areas in Canada, albeit on a smaller scale.

Looking for new year’s resolution ideas and ways to make them stick? Here's how to make (and keep) a resolution.

Find out about the best places to buy a home in Canada based on average house prices versus median household income.

https://www.nesto.ca/mortgage-basics/fixed-vs-variable-mortgage-canada/

Planning for the 2023 housing market? In this article, we guide you through fixed vs variable mortgage rates so you can stay a step ahead.

https://www.nesto.ca/real-estate/canadian-cities-with-declining-home-prices-in-2024/

https://www.nesto.ca/mortgage-basics/bank-of-canada-interest-rate-increase-schedule/

https://www.nesto.ca/mortgage-basics/property-taxes-by-province-in-canada-highest-to-lowest/

Property taxes in Canada explained; the various rates, how to calculate, and why they may vary from city to city

Learn all about the 5 Year Bank of Canada bond yield in our definitive blog post today. All your FAQs answered.

https://www.nesto.ca/mortgage-basics/is-mortgage-interest-tax-deductible-in-canada/

Depending on how you use your property, your mortgage interest can be considered a tax-deductible expense in some situations.

https://www.nesto.ca/home-buying/income-needed-to-get-a-mortgage-in-canada/

Income needed in Canada to buy the average priced home nationally, provincially and in large urban centres. What income is required to get a mortgage in $100K increments from $400K to $1 Million.

https://www.nesto.ca/featured-articles/mortgage-housing-market-projections-2023/

Read on for a breakdown of our mortgage and housing market projections, thoughtfully crafted with insight from industry experts for 2023.

Over the pandemic, Ottawa's housing market has followed similar trends to many major metropolitan areas in Canada, albeit on a smaller scale.

https://www.nesto.ca/mortgage-basics/how-to-save-money-on-your-mortgage/

Learn how to save money on a raising mortgage rates by taking advantage of these three strategies. nesto discusses tips on the best strategies to adopt on raising rates.

Whether or not Canada is currently experiencing a recession, Canadians can learn how to prepare their finances in case of economic turmoil.

https://www.nesto.ca/mortgage-basics/bank-of-canada-interest-rate-increase-schedule/

There are a large variety of closing costs and fees that you'll have to pay when you purchase a property. Find out more and plan ahead with nesto.

Mortgage brokers ensure you always have the mortgage that’s best suited to your unique needs and finances.

https://www.nesto.ca/calculators/mortgage-payment/mortgage-calculator-alberta/

https://www.nesto.ca/mortgage-basics/edmonton-housing-market-outlook/

https://www.nesto.ca/real-estate/how-to-start-investing-in-real-estate-in-2023/

Real estate investments can be very lucrative if done right. Here are 6 simple ways to invest in real estate in 2023.

https://www.nesto.ca/real-estate/difference-between-apartment-vs-condo/

https://www.nesto.ca/mortgage-basics/what-is-celiapp-tfsapp-tax-boost-for-first-time-home-buyers-in-canada/

The TFFHSA provides a tax deduction on contributions, like an RRSP, but offers tax-free withdrawals when purchasing a first home, like a TFSA.

https://www.nesto.ca/real-estate/where-is-better-to-live-montreal-or-toronto/

In this blog post, we’ll go over comparisons of montreal vs. Toronto so you can figure out which city is the best fit for you.

As a homeowner, you’re responsible for paying taxes on your property to the municipality in which you live. Property taxes are used to generate money for public purposes in your area.

Want to know the state of the Montreal housing market in 2022-2023? Read out latest report and get the insights you need.

https://www.nesto.ca/featured-articles/guide-to-the-underwriting-process/

In this article, we guide you through the mortgage underwriting process, including the 3 Cs of underwriting: capacity, credit, and collateral.

https://www.nesto.ca/mortgage-basics/canada-prime-mortgage-rate-history/

See how Canada’s prime mortgage rate has fared through history since its introduction in 1935 when the Bank of Canada was introduced.

https://www.nesto.ca/renewal-refinancing/mortgage-renewal-process-how-to-renew-your-mortgage/

Renewing your mortgage in Canada? Look no further. In this post, you’ll find answers to some of the most common questions people ask about mortgage renewals.

https://www.nesto.ca/renewal-refinancing/got-a-variable-rate-mortgage-you-could-be-running-the-risk-of-negative-amortization/

https://www.nesto.ca/mortgage-basics/can-i-get-a-30-year-mortgage-in-canada/

Meaning of a 30 year fixed mortgage and essentials to know about mortgage types with this amortization period.

A mortgage foreclosure should be avoided whenever possible but, if the situation is unavoidable, one of two foreclosure procedures will take place.

https://www.nesto.ca/mortgage-basics/what-is-a-trigger-rate-how-does-it-impact-variable-mortgages/

In this blog post, we’ll go over what a trigger rate is, how to calculate your trigger rate, and the various scenarios you may find.

https://www.nesto.ca/renewal-refinancing/how-to-refinance-your-mortgage-in-canada/

There are several reasons why you might consider refinancing your mortgage. You will find out what they are in this article.

https://www.nesto.ca/mortgage-basics/variable-mortgages-that-reached-their-trigger-point/

Here's how trigger rates turn into trigger points for anyone who bought into variable rate mortgages with a fixed payment strategy.

https://www.nesto.ca/mortgage-basics/what-is-a-home-appraisal-costs-considerations/

A home appraisal is an assessment of several factors to help determine a property’s fair market value.

https://www.nesto.ca/home-buying/what-is-the-first-time-home-buyers-tax-credit/

Learn exactly what is the First Time Home Buyer's Tax Credit in Canada today in our quick, informative blog post.

The mortgage Stress Test is the government’s way of protecting Canadians from borrowing too heavily against their home, which for most people is their biggest asset.

https://www.nesto.ca/real-estate/how-much-does-it-cost-to-buy-a-home-in-toronto/

The most populous area in Canada is still one of the most expensive, with Toronto real estate prices second only to Vancouver

https://www.nesto.ca/home-buying/getting-a-second-mortgage-in-canada-everything-you-need-to-know/

In this post, we’ll help you understand everything you need to about taking out a second mortgage in Canada.

https://www.nesto.ca/renewal-refinancing/4-options-to-finance-your-home-renovations/

Learn the best methods to finance your home renovations through mortgage lenders with the best rates in Canada. See which option is right for your unique situation at nesto.

https://www.nesto.ca/mortgage-basics/how-to-calculate-your-loan-to-value-ltv-ratio/

We’ve outlined everything you need to know about LTVs below to help make the process much easier – whether you’re buying a home, refinancing an existing mortgage or applying for a home equity line of credit.

https://www.nesto.ca/lifestyle/10-places-to-find-free-boxes-for-your-next-move/

Why pay for new boxes if you can get them for free in your local community?

https://www.nesto.ca/mortgage-basics/first-time-home-buyers-incentives-in-ontario/

The first time home buyers’ program in Ontario provides incentives for Canadians looking to buy their first home. Learn how to qualify at nesto.ca

https://www.nesto.ca/mortgage-basics/how-to-pay-off-your-mortgage-faster/

Learn how to pay off your mortgage faster. Contact your Nesto.ca mortgage expert to find out how best to go about paying off your mortgage quickly.

https://www.nesto.ca/mortgage-basics/what-is-bridge-financing-in-canada/

A breakdown of the concept of bridge financing in Canada and other need-to-know information.

https://www.nesto.ca/mortgage-basics/what-credit-score-do-you-need-to-buy-a-house/

Credit score requirements to buy a house in Canada and everything else credit-related that you need to know

https://www.nesto.ca/calculators/mortgage-payment/mortgage-payment-calculator-ontario/