Who's richer
 Share
The version of the browser you are using is no longer supported. Please upgrade to a supported browser.Dismiss

 
View only
 
 
ABCDEFGHIJKLMNOPQRSTUVWXYZAAABACAD
1
Self-DeveloperSelf-Investor
2
AgeMonthlyIncomeSavings b/fSavingsTotalReturnsMonthlyIncome
Savings b/f
SavingsTotalReturns
Difference
AgeSelf-DeveloperSelf-InvestorWealth
3
10%30%6%5%30%10%257,6317,916
4
35182,083180,485
5
252,00024,0007,2007631.282,00024,0007,2007916.4-4%45762,636726,705
6
262,20026,4007,6317,92015,55116,4832,10025,2007,9167,56015,47617,016-3%552,497,5832,300,981
7
272,42029,04016,4838,71225,19526,7042,20526,46017,0167,93824,95427,437-3%657,407,5586,632,786
8
282,66231,94426,7049,58336,28738,4612,31527,78327,4378,33535,77239,331-2%
9
292,92835,13838,46110,54249,00251,9382,43129,17239,3318,75248,08352,867-2%
10
303,22138,65251,93811,59663,53367,3392,55330,63152,8679,18962,05768,231-1%
11
313,54342,51767,33912,75580,09484,8922,68032,16268,2319,64977,88085,629-1%
12
323,89746,76984,89214,03198,922104,8482,81433,77085,62910,13195,760105,2880%
13
334,28751,446104,84815,434120,282127,4872,95535,459105,28810,638115,926127,4610%
14
344,71656,591127,48716,977144,464153,1173,10337,232127,46111,170138,630152,4240%
15
355,18762,250153,11718,675171,792182,0833,25839,093152,42411,728164,152180,4851%
16
365,70668,475182,08320,542202,625214,7623,42141,048180,48512,314192,799211,9831%
17
376,27775,322214,76222,597237,359251,5773,59243,101211,98312,930224,913247,2922%
18
386,90582,855251,57724,856276,433292,9913,77145,256247,29213,577260,869286,8252%
19
397,59591,140292,99127,342320,333339,5213,96047,518286,82514,256301,081331,0383%
20
408,354100,254339,52130,076369,598391,7364,15849,894331,03814,968346,006380,4343%
21
419,190110,279391,73633,084424,820450,2674,36652,389380,43415,717396,151435,5683%
22
4210,109121,307450,26736,392486,659515,8104,58455,008435,56816,503452,070497,0514%
23
4311,120133,438515,81040,031555,841589,1364,81357,759497,05117,328514,379565,5604%
24
4412,232146,782589,13644,035633,171671,0985,05460,647565,56018,194583,754641,8375%
25
4513,455161,460671,09848,438719,536762,6365,30763,679641,83719,104660,941726,7055%
26
4614,800177,606762,63653,282815,918864,7915,57266,863726,70520,059746,763821,0665%
27
4716,281195,367864,79158,610923,401978,7135,85170,206821,06621,062842,128925,9206%
28
4817,909214,903978,71364,4711,043,1841,105,6716,14373,717925,92022,115948,0351,042,3656%
29
4919,699236,3941,105,67170,9181,176,5891,247,0666,45077,4021,042,36523,2211,065,5851,171,6116%
30
5021,669260,0331,247,06678,0101,325,0761,404,4486,77381,2731,171,61124,3821,195,9931,314,9947%
31
5123,836286,0361,404,44885,8111,490,2591,579,5267,11185,3361,314,99425,6011,340,5951,473,9847%
32
5226,220314,6401,579,52694,3921,673,9181,774,1857,46789,6031,473,98426,8811,500,8651,650,2018%
33
5328,842346,1041,774,185103,8311,878,0171,990,5107,84094,0831,650,20128,2251,678,4261,845,4298%
34
5431,726380,7141,990,510114,2142,104,7242,230,7978,23298,7871,845,42929,6361,875,0652,061,6348%
35
5534,899418,7862,230,797125,6362,356,4332,497,5838,644103,7272,061,63431,1182,092,7522,300,9819%
36
5638,389460,6642,497,583138,1992,635,7822,793,6669,076108,9132,300,98132,6742,333,6552,565,8549%
37
5742,228506,7312,793,666152,0192,945,6853,122,1319,530114,3592,565,85434,3082,600,1622,858,8789%
38
5846,450557,4043,122,131167,2213,289,3533,486,38510,006120,0772,858,87836,0232,894,9013,182,94310%
39
5951,095613,1443,486,385183,9433,670,3283,890,18110,507126,0803,182,94337,8243,220,7673,541,23410%
40
6056,205674,4583,890,181202,3384,092,5184,337,66011,032132,3843,541,23439,7153,580,9493,937,25310%
41
6161,825741,9044,337,660222,5714,560,2314,833,38911,584139,0043,937,25341,7013,978,9544,374,86010%
42
6268,008816,0954,833,389244,8285,078,2185,382,40312,163145,9544,374,86043,7864,418,6464,858,30211%
43
6374,809897,7045,382,403269,3115,651,7145,990,25212,771153,2514,858,30245,9754,904,2775,392,25311%
44
6482,290987,4755,990,252296,2426,286,4946,663,05513,410160,9145,392,25348,2745,440,5275,981,85911%
45
6590,5191,086,2226,663,055325,8676,988,9227,407,55814,080168,9605,981,85950,6886,032,5476,632,78612%
46
47
Sheet Explanation
Conclusion
48
This spreadsheet is a hypothetical calculation.
The self-developer can do better financially.
49
it's compares someone with great Self Development and has a higher salary growth rate but Lower investment returns to someone with a slower salary growth rate but higher investment returns.
50
Two thirds of the returns come from EPF assumed at 5%.
51
The remainder of returns come from passive (8%) and active (20%) respectively.
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
Loading...
Main menu