Jake_Car_Cost_Game.xlsx

	A	B	C	E	F	G	H	I	J	K
1	Car Cost Game — Jake’s “Unexpected” Car Budget (Jan–Dec 2025)
2	Tip: Change blue inputs to create new scenarios. The loan payment, totals, and leftover cash update automatically.
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4	ASSUMPTIONS
5	Hourly wage (XX) [$ / hr]	$18	Inputs	Necessary monthly spending (Needs)	$1,750		Loan term (months)	12
6	Hours per month (approx.)	173		Car price	$6,000		Monthly loan payment	525
7	Monthly income	$3,114		Loan interest rate	8.99%		Price of car + loan	6,296
8				Insurance/month	360
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10	Month	Income	Needs	Car loan (payment)	Gas	Insurance	Other	Notes (what happened)	Total car expenses	Leftover cash
11	Jan	$3,114	-1,750	-525	-240	-360	-110	Plates/registration + basic supplies	-1,235	$129
12	Feb	$3,114	-1,750	-525	-260	-360	0		-1,145	$219
13	Mar	$3,114	-1,750	-525	-220	-360	-90	Oil change + air filter	-1,195	$169
14	Apr	$3,114	-1,750	-525	-220	-360	-450	Brake issue repair	-1,555	-191
15	May	$3,114	-1,750	-525	-230	-360	-350	Windshield chip turned crack	-1,465	-101
16	Jun	$3,114	-1,750	-525	-210	-360	0		-1,095	$269
17	Jul	$3,114	-1,750	-525	-250	-360	0		-1,135	$229
18	Aug	$3,114	-1,750	-525	-240	-360	-120	Alignment + wiper blades	-1,245	$119
19	Sep	$3,114	-1,750	-525	-220	-360	0		-1,105	$259
20	Oct	$3,114	-1,750	-525	-260	-360	-900	Winter tires (used) + install	-2,045	-681
21	Nov	$3,114	-1,750	-525	-240	-360	-300	Front brake pads/rotors	-1,425	-61
22	Dec	$3,114	-1,750	-525	-270	-360	-200	Battery + winter washer fluid	-1,355	$9
23	TOTAL	$37,368	-21,000	-6,296	-2,860	-4,320	-2,520		-15,996	$372
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