DeepDive

	A	C	D	E	F	G	H	I	J
1	Health Condition	Americo Eagle Premier	Foresters	Mutual Of Omaha	Royal Neighbors Of America	Transamerica Life	Guarantee Trust Life	AIG/American General (GI)Corebridge	Gerber (GI)

2	Activities Of Daily Living	Decline	Decline	Declined	Accepted potentially for Level	Graded	Accepted	Accepted	Accepted
3	AIDS/HIV	Decline	Decline	Declined	Declined	Declined	Declined	Accepted	Accepted
4	Amputation (Due To Disease)	Decline	Decline	Declined	Declined	Declined	Declined	Accepted	Accepted
5	Aneurysms	>12 Months = Level	<12 Months = Decline, 13-24 Months = Standard, 24+ Months = Preferred	<12 months = Decline, 12-24 Months = Graded, >24 Months = Level	<2 years = Decline, 2+ Years = Level	<12 Months = Decline, 12-24 Months = Standard, >24 Months = Preferred	Accepted	Accepted	Accepted
6	Alcohol Abuse?	<24 Months since sobriety = Decline	Decline	<2 Years = Graded, >2 Years = Level	<18 Months = Decline, 18+ Months = Level	<2 Years = Graded, 2-4 years = Standard, >4 Years = Preferred	Accepted	Accepted	Accepted
7	Alzheimer's	Decline	Decline	Declined	Declined	Declined	Declined	Accepted	Accepted
8	Angina	Decline	Basic/Modified	Graded	Decline	<1 Yr = Graded, 1-2 Years = Standard, 2+ Years = Preferred	Accepted	Accepted	Accepted
9	Asthma (Seasonal)	Level	Preferred	Level	Level	Preferred	Accepted	Accepted	Accepted
10	Asthma (Chronic)	Level	Preferred	Graded	Level	Standard	Accepted	Accepted	Accepted
11	AFIB (Atrial Fibrulation)	Level	Preferred	Graded	Level	<12 Months = Decline, 12-24 Months = Standard, >24 Months = Preferred	Accepted	Accepted	Accepted
12	Bi-Polar	Level	Preferred	Graded	Level	Standard	Accepted	Accepted	Accepted
13	Cancer History	<24 Months since remission/removal = Decline - >24 Months = Level	Currently = Decline, <3 Years = Basic, 3+ Years = Preferred	<2 Years = Graded, >2 Years = Level	<24 Months = Decline, 24+ Months = Preferred	<2 Years = Graded, 2-4 years = Standard, >4 Years = Preferred	<24 Months = Decline, 24+ Months = Accepted	Accepted	Accepted
14	Chronic Broncitis	Decline	Standard	Graded	<24 Months since treatment = Decline, >24 Months since treatment = Level	Standard	Accepted	Accepted	Accepted
15	Cigar/Pipe Smokers/Chewers	Smoker rates	Smoker Rates	Smoker Rates	Smoker Rates	Smoker Rates	No Smoker Rates	Accepted	Accepted
16	Cirrhosis	Decline	Standard	Declined	<24 Months since treatment = Decline, >24 Months since treatment = Level	Declined	Accepted	Accepted	Accepted
17	Confined To Nursing Home	Decline	Decline	Declined	Current confinement = Decline	Declined	Declined	Accepted	Accepted
18	Congestive Heart Failure	Decline	Decline	Declined	Decline	Declined	Accepted	Accepted	Accepted
19	COPD (Chronic Obstructive Pulmonary Disease)	Decline	Standard	Graded	<24 Months since treatment = Decline, >24 Months since treatment = Level	Standard	Accepted	Accepted	Accepted
20	Dialysis	Decline	Decline	Declined	<24 Months since treatment = Decline, >24 Months since treatment = Level	Graded	Declined	Accepted	Accepted
21	Defibrillator	Decline	<12 Months = Decline, 13-24 Months = Standard, 24+ Months = Preferred	<12 months = Decline, 12-24 Months = Graded, >24 Months = Level	<2 years = Decline, 2+ Years = Level	<12 Months = Decline, 12-24 Months = Standard, >24 Months = Preferred	Declined	Accepted	Accepted
22	Dementia	Decline	Decline	Declined	Decline	Declined	Declined	Accepted	Accepted
23	Depression	Level	Preferred	Level	Level	Preferred	Accepted	Accepted	Accepted
24	Diabetes, NO Insulin Use	Level	Preferred	<50 Years Old = Graded, >50 Years Old = Level	Level	Preferred	Accepted	Accepted	Accepted
25	Diabetes, YES Insulin Use	Level	Preferred	<50 = Graded, >50 = Level	Started <30 = Declined, Started >30 years old = Level	Standard	Accepted	Accepted	Accepted
26	Diabetic Complications (Neuropathy)	Decline	Basic	Graded	Level	Preferred	Accepted	Accepted	Accepted
27	Drug Abuse?	<24 Months since sobriety = Decline	<24 Months = Basic, 24+ Months Drug/Treatment Free = Preferred	<2 Years = Graded, >2 Years = Level	<18 Months = Decline, 18+ Months = Level	<2 Years = Graded, 2-4 years = Standard, >4 Years = Preferred	Accepted	Accepted	Accepted
28	Emphyzema	Decline	Standard	Graded	<24 Months since treatment = Decline, >24 Months since treatment = Level	Standard	Accepted	Accepted	Accepted
29	Felony History?	Level	Preferred	<2 Years = Graded, >2 Years = Level	Level	<2 Years = Declined, >2 Years = Preferred	Accepted	Accepted	Accepted
30	Hospitalization (Overnight)	<12 months since hospitalization = Decline	<12 Months = Decline, 12+ Months = Preferred	<12 Months = Decline, >12 Months = Level	Level	As long as not current = Preferred	Accepted	Accepted	Accepted
31	Heart Attacks	>12 Months = Level	<12 Months = Decline, 13-24 Months = Standard, 24+ Months = Preferred	<12 months = Decline, 12-24 Months = Graded, >24 Months = Level	<2 years = Decline, 2+ Years = Level	<12 Months = Decline, 12-24 Months = Standard, >24 Months = Preferred	Accepted	Accepted	Accepted
32	Heart Bypass	>12 Months = Level	<12 Months = Decline, 13-24 Months = Standard, 24+ Months = Preferred	<12 months = Decline, 12-24 Months = Graded, >24 Months = Level	<2 years = Decline, 2+ Years = Level	<12 Months = Decline, 12-24 Months = Standard, >24 Months = Preferred	Accepted	Accepted	Accepted
33	Hepatitis B or C	Decline	Standard	Graded	<24 Months since treatment = Decline, >24 Months since treatment = Level	<2 Years = Graded, >2 Years = Preferred	Accepted	Accepted	Accepted
34	Home Health Care	Decline	Decline	Declined	Accepted	Declined	Accepted	Accepted	Accepted
35	Irregular Heart Rhythm	Level	Preferred	Graded	Level	<12 Months = Decline, 12-24 Months = Standard, >24 Months = Preferred	Accepted	Accepted	Accepted
36	Isosorbide Mononitrate Usage	<12 months since last fill = Decline	Current Use = Decline, Last Used 13 to 24 Months = Standard, Last used 24+ Months = Preferred	<12 months = Decline, 12-24 Months = Graded, >24 Months = Level	Decline	<12 Months = Decline, 12-24 Months = Standard, >24 Months = Preferred	Accepted	Accepted	Accepted
37	Kidney/Renal Insufficiency	Decline	Standard	Graded	<24 Months since treatment = Decline, >24 Months since treatment = Level	Standard	Accepted	Accepted	Accepted
38	Marijuana Usage	Decline	<24 Months = Basic, 24+ Months Drug/Treatment Free = Preferred		Decline	Declined	Accepted	Accepted	Accepted
39	Mini-Stroke	Level at any time	<12 Months = Decline, 13-24 Months = Standard, 24+ Months = Preferred	<2 Years = Graded, >2 Years = Level	Level	<12 Months = Decline, 12-24 Months = Standard, >24 Months = Preferred	Accepted	Accepted	Accepted
40	Multiple Sclerosis	Level	Preferred	Graded	<24 Months since treatment = Decline, >24 Months since treatment = Level	Standard	Accepted	Accepted	Accepted
41	Narcan Prescription	<24 months since last fill = Decline	<24 Months = Basic, 24+ Months Drug/Treatment Free = Preferred	<2 Years = Graded, >2 Years = Level	<18 Months = Decline, 18+ Months = Level	<2 years = Decline, >2 Years = Preferred	Accepted	Accepted	Accepted
42	Nitroglycerin Usage	<12 since last fill = Decline	Current Use = Decline, Last Used 13 to 24 Months = Standard, Last used 24+ Months = Preferred	<12 months = Decline, 12-24 Months = Graded, >24 Months = Level	<2 years = Decline, 2+ Years = Level	<12 Months = Decline, 12-24 Months = Standard, >24 Months = Preferred	Accepted	Accepted	Accepted
43	Oxygen Usage	Decline	<12 Months = Decline	Declined	Current Usage = Decline	Graded	<24 Months = Decline, 24+ Months Since Last 02 Treatment = Accepted	Accepted	Accepted
44	Organ Transplant Recipient	Decline	Decline	Declined	Decline	Declined	<24 Months Since Procedure = Declined, 24+ Months Since Transplant = Accepted	Accepted	Accepted
45	Pacemaker	Level	<12 Months = Decline, 13-24 Months = Standard, 24+ Months = Preferred	<12 months = Decline, 12-24 Months = Graded, >24 Months = Level	<2 years = Decline, 2+ Years = Level	<12 Months = Decline, 12-24 Months = Standard, >24 Months = Preferred	Accepted	Accepted	Accepted
46	Parkinson's	Level	Standard, if can perform all ADL's	Graded	<24 Months since treatment = Decline, >24 Months since treatment = Level	Standard	Accepted	Accepted	Accepted
47	Pending Diagnostic Test Results	<12 Months = Decline	Decline	<12 Months = Decline, >12 Months = Level	<18 Months Pending = Decline	<2 Years = Graded, >2 Years = Preferred	Accepted	Accepted	Accepted
48	PTSD	Level	Preferred	Level	Level	Level	Accepted	Accepted	Accepted
49	Schizophrenia	Level	Preferred	Graded	Level	Standard	Accepted	Accepted	Accepted
50	Seizures	Level	Preferred	Level	<2 years = Decline, 2+ Years = Level	<12 Months = Decline, 12-24 Months = Standard, >24 Months = Preferred	Accepted	Accepted	Accepted
51	Stent Placement (Heart or otherwise)	>12 Months = Level	<12 Months = Decline, 13-24 Months = Standard, 24+ Months = Preferred	<12 months = Decline, 12-24 Months = Graded, >24 Months = Level	<2 years = Decline, 2+ Years = Level	<12 Months = Decline, 12-24 Months = Standard, >24 Months = Preferred	Accepted	Accepted	Accepted
52	Strokes (Not TIA)	Level at any time	<12 Months = Decline, 13-24 Months = Standard, 24+ Months = Preferred	<12 months = Decline, 12-24 Months = Graded, >24 Months = Level	<2 years = Decline, 2+ Years = Level	<12 Months = Decline, 12-24 Months = Standard, >24 Months = Preferred	Accepted	Accepted	Accepted
53	Systemic Lupus SLE	Level	Standard	Graded	<24 Months since treatment = Decline, >24 Months since treatment = Level	Graded	Accepted	Accepted	Accepted
54	TIA (Transient Ischemic Attack)	>12 Months = Level	<12 Months = Decline, 13-24 Months = Standard, 24+ Months = Preferred	<12 months = Decline, 12-24 Months = Graded, >24 Months = Level	Level	<12 Months = Decline, 12-24 Months = Standard, >24 Months = Preferred	Accepted	Accepted	Accepted
55	Wheelchair Use?	Declined for confinement	Decline	Declined if required to use	Not confined = Acceptable, Confined = Decline	Graded	Accepted	Accepted	Accepted
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68					4320	4.62962963
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