1238 S Harding Ave, Chicago, IL 60623

	B	C	D	E	F	G	H	I	J	K	L
1					Property Area:
2					MLS Area Code	8029
3					Community Area	North Lawndale
4					Area Investment Grade	C+
5	Property Information				Property Analysis		BR	Current Rents		Proforma Rents
6					Gross Annual Operating Income	$48,048.00		Unit 1		Unit 1	$1,300
7	Asking Price		$475,000.00		Gross Annual Operating Expenses	$9,902.50		Unit 2			$1,550
8	Renovations*				Net Operating Income	$38,145.50		Unit 3			$1,550
9	Number of Units		3		Annual Loan Payments	$28,441.68		Unit 4
10	Down Payment	25.0%	$118,750		DSCR (Debt Service Coverage Ratio)	1.34		Unit 5
11	Closing Costs	2%	$9,500		Capitalization Rate	8.03%		Unit 6
12	Total Initial Investment		$128,253.00		Monthly Cash Flow	$ 808.65		Unit 7
13	Monthly Income				Annual Cash Flow	$9,703.82		Unit 8
14	Rental Income $	Proforma	$4,400.00		GRM	9.0		Unit 9
15	Other Income				Exp. Ratio	20.61%		Unit 10
16	Vacancy Rate	9%	$396.00		Principle Reduction In First Year	$3,618.82		Unit 11
17	Gross Operating Monthly Income		$4,004.00		Appreciation in First Year	$9,500.00		Unit 12
18	Monthly Expenses (if applicable)				Return on Investment - Year 1				$0		$4,400
19	Landlord Paid Utilites		240		Cash on Cash Return	7.57%
20	HOA Dues		$ -		Principal Reduction	10.39%
21	PMI				Appreciation	14.97%
22	Annual Operating Expenses				Total Return On Investment	17.80%
23	Property Taxes		$2,773.00	1.50%	Financial Details
24	Insurance		$2,137.50	0.45%	Loan Amount	$356,250.00
25	Annual CapEx Budget	2.0%	$1,056.00		Loan Points	0.00%
26	Maintanance Budget	2.0%	$1,056.00		Amortization	30
27	Property Management	0%	$0.00		Interest Rate	7.00%
28	Total Annual Expenses		$9,902.50		Annual Appreciation Rate	2.00%
29	Monthly Expenses		$825.21
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