6_Insurance_Policy_Organiser.xlsx

	A	B	C	D	E	F	G	H	I	J
1	Insurance Policy Organiser
2	Moneykar.com — Track all policies: renewal dates, premiums, nominees, and coverage
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4	Policy Name	Type	Insurer	Policy No.	Sum Assured / Cover	Annual Premium	Premium Due Date	Maturity / Expiry	Nominee	Notes

5	HDFC Life Click2Protect	Term Life	HDFC Life	POL-XXXXX	10,000,000	18,500	15-Aug	2054	Spouse	30-yr term, pure protection
6	Star Health Family Floater	Health	Star Health	SH-XXXXX	1,000,000	32,000	01-Apr	Annual	Self	Family of 4, cashless
7	IRDAI Vehicle Insurance	Motor	New India Assurance	NI-XXXXX	IDV: 8,00,000	12,000	15-Jun	Annual	N/A	Comprehensive, incl. 0 dep
8	LIC Jeevan Anand	Endowment	LIC	LIC-XXXXX	500,000	45,000	01-Jan	2038	Father	Bonus accumulating
9	Personal Accident Cover	Accident	Bajaj Allianz	BA-XXXXX	2,500,000	4,800	01-Sep	Annual	Spouse	Employer group cover
10	Home Insurance	Property	ICICI Lombard	IL-XXXXX	5,000,000	8,500	01-Mar	Annual	N/A	Building + contents
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22	TOTAL ANNUAL PREMIUM					120,800
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24	⚠️ IMPORTANT: Keep physical copies of all policies in a safe place. Inform your nominee about all policies and where documents are stored.
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