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SPREAD OVER 10 YEARS
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Financial Information
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Purchase Price$359,000
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Down Payment25%$89,750
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LTV (1st Loan)75%$269,250
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Mortgage Rate - Payment5.75%$1,571
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Amortization Term (years)
30 233,350.00
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Property Taxes$316
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Insurance$50
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HOA Fees$0
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Property Management ( 5% montly fee)$0
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Other Expenses$0
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Total Monthly Expenses$1,938
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LowHigh
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Rent Range 2,350 2,400
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Net Cash Flow (pre - tax)$412 $462
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Annualized
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Property Address Cash Return on Investment$5,548 6.2%
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1548 3 bed 2 bath 2 car garage in North PortPrincipal Reduction$3,373 3.8%
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Map Link:Tax Reduction - Based on 25% Tax Bracket$2,443 2.7%
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Property InformationAppreciation (Rate used is 7.00%)$25,130 28.0%
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Type Dwelling:Single FamilyTotal ROI$36,495 40.7%
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Square Footage:1,548
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Year Built:2021-2022Financial Indicators
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Sales DetailsDebt Coverage Ratio:1.29x
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Going-In Cap Rate:6.80%
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Appreciation (annual)7.00%
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Closing Cost1.75%
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Vacancy0.00%
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Income Growth (annual)3.00%
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Maintenance Growth0.00%
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ANNUAL INCOME ANALYSIS
Year 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
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Operating Income$28,800$29,664$30,554$31,471$32,415$33,387$34,389$35,420$36,483$37,577
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(-) Mortgage Payments 18,855 18,855 18,855 18,855 18,855 18,855 18,855 18,855 18,855 18,855
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(-) Vacancy/Maintenance
 0 0 0 0 0 0 0 0 0 0
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(-) Other Expenses 4,397 4,397 4,397 4,397 4,397 4,397 4,397 4,397 4,397 4,397
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Cash Flow (after DS) 5,548 6,412 7,302 8,219 9,163 10,135 11,137 12,169 13,231 14,326
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Annual Cash Flow$5,548$6,412$7,302$8,219$9,163$10,135$11,137$12,169$13,231$14,326
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(+) Principal Reduction 3,373 3,567 3,772 3,989 4,219 4,461 4,718 4,989 5,276 5,579
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Loan Balance 265,877 262,309 258,537 254,547 250,329 245,867 241,150 236,160 230,884 225,305
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Market Value 359,000 384,130 411,019 439,790 470,576 503,516 538,762 576,476 616,829 660,007
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(+) Appreciation 25,130 26,889 28,771 30,785 32,940 35,246 37,713 40,353 43,178 46,200
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Cash on Cash Return
6.18%7.14%8.14%9.16%10.21%11.29%12.41%13.56%14.74%15.96%
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Implied Exit Cap6.80%6.58%6.36%6.16%5.95%5.76%5.57%5.38%5.20%5.03%
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Rolling Equity$93,123$121,821$152,482$185,243$220,247$257,649$297,613$340,315$385,944$434,702
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(-) Closing Costs6,2836,7227,1937,6968,2358,8129,42810,08810,79511,550
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Proceeds After Sale86,841115,098145,289177,547212,012248,837288,184330,227375,150423,152
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(+) Cum. Cash Flow5,54811,96019,26227,48136,64446,77957,91670,08583,31697,641
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(-) Initial Cash Invested
89,75089,75089,75089,75089,75089,75089,75089,75089,75089,750
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Net Profit$2,639$37,309$74,802$115,278$158,906$205,866$256,350$310,561$368,716$431,043
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Return on Investment
2.94%41.57%83.34%128.44%177.05%229.38%285.63%346.03%410.83%480.27%
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Notes/Miscellaneous
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All financial information, while not guaranteed, is from sources we believe to be reliable. Performance & Projections are estimated and subject to change. The provider shall be held harmless if returns are not met. All Investments have risks and Investors are urged to perform their own due diligence prior to investing.
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