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IDPriorityStart Here RankStatusFormatTitleCreator / GuestPublish DateState / RegionStrategy TagsWhy It MattersStonePoint TakeawaySource QualityYouTube URLYouTube Video IDThumbnail URLSpotify URLPublisher URLKirk WatchedKirk RatingKirk NotesClint WatchedClint RatingClint NotesWebsite FeaturedAdded / VerifiedPrimary PlatformVimeo URLSpotify Artwork URLSpotify Audiobook URLAudible URLSocial URLSocial PlatformDuration / LengthDeal TypeApple Podcasts URLAmazon Music URLBiggerPockets URLMedia Enrichment StatusReported Land CostReported Home CostReported Site / Setup CostReported Total InvestmentReported Sale / ARVReported ProfitReported ROIReported Cycle TimeHome / ProductFinancing / ExitDeal Intelligence Notes
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R001Must Watch1ReadyVideo + PodcastTurning Raw Land Into Housing That Sells FastREtipster / Seth Williams with Robert Howell2026-06-09SC / SoutheastLand/Home; Scrape & Replace; Existing Infrastructure; Double-Wide; FHA; Site WorkBest overall operating discussion found so far. Covers a repeatable land-home business, lot buy box, double-wide economics, FHA buyers, grading/septic risk, and old manufactured-home sites with existing infrastructure.Treat old single-wide sites with usable septic, water, power and driveway as a distinct acquisition target. Horizontal costs can favor double-wides.Operator interview + detailed publisher transcript
https://www.youtube.com/watch?v=Q2g31q8ntzM
Q2g31q8ntzM
https://i.ytimg.com/vi/Q2g31q8ntzM/hqdefault.jpg
https://open.spotify.com/episode/5TJX9Hd8F7dtrG9O8HLGJF
https://retipster.com/273-robert-howell/
NoNoYes2026-08-15YouTube / Spotify
Land/Home; Scrape & Replace
#REF!
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R002Must Watch2ReadyVideo + PodcastMobile Homes on Land: The Underrated GoldmineREtipster / Brent Bowers2025-12-02GA / SoutheastLand/Home; Dealer License; Factory Pricing; FHA; VA; USDA; Site WorkStrong discussion of dealer licensing, factory pricing, lot selection, setup mistakes, financing and land-home packages; includes a Georgia example.Dealer/manufacturer pricing and financeability are major profit drivers. Finished land-home packages reach a much larger retail buyer pool than raw land.Operator interview + publisher transcript
https://www.youtube.com/watch?v=Unf5vt6HUCY
Unf5vt6HUCY
https://i.ytimg.com/vi/Unf5vt6HUCY/hqdefault.jpg
https://open.spotify.com/episode/2ZUv2FJdGGUIVPGD3oU7xW
https://retipster.com/247-brent-bowers/
NoNoYes2026-08-15YouTube / SpotifyLand/Home
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R003Must Watch3ReadyVideoHow Chris Gavre Builds Profitable Land Home Packages With Mobile HomesInvestor Fuel / Chris Gavre2026-05-12SC / NCLand/Home; Dealer License; Permanent Foundation; FHA; Land Acquisition; Site WorkVery close to StonePoint's planned model: buying land, placing new homes, permanent foundations, dealer pricing, land sourcing and scaling.Build a repeatable contractor stack and screen land for zoning, frontage, utilities and site-work risk before acquisition.Operator interview + full transcript
https://www.youtube.com/watch?v=At7KiPPAti8
At7KiPPAti8
https://i.ytimg.com/vi/At7KiPPAti8/hqdefault.jpg
https://investorfuel.com/real-estate-pros-show/how-chris-gavre-builds-profitable-land-home-packages-with-mobile-homes/
NoNoYes2026-08-15PublisherLand/Home
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R004Must Watch4ReadyPodcastBuy Vacant Land and Flip Brand New Mobile Homes for $40K ProfitReal Estate Investing with RealDealCrew / Chris Gavre2026-05-01SC / SoutheastLand/Home; Vacant Land; FHA; Septic; Detitling; Dealer LicenseOne of the closest direct matches to StonePoint: vacant land to new manufactured home to FHA-compliant retail resale.Use as a process checklist for zoning, septic, permitting, wholesale home pricing, skirting, detitling and retail exit.Operator podcast interview
https://open.spotify.com/episode/5vDNaxajEPGq28ded53P1g
NoNoYes2026-08-15SpotifyLand/Home; Vacant Land
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R005Must Watch5ReadyPodcastFlip Profits Hit 2008 Lows. Mobile Homes Are The Fix7 Figure Flipping / Adam Whitney2026-05-20AL / FLScrape & Replace; Land/Home; Existing Infrastructure; Detitling; Permanent FoundationMost directly relevant scrape-and-replace resource found so far. Focuses on replacing obsolete manufactured homes while retaining land and infrastructure.Scrape-and-replace should have its own underwriting model because existing utilities and entitlement can materially change time, cost and risk.Investor podcast / case discussion
https://www.youtube.com/watch?v=zAKftoBKpeg
zAKftoBKpeg
https://i.ytimg.com/vi/zAKftoBKpeg/hqdefault.jpg
https://open.spotify.com/episode/194PyhswKwK6W8kBmzQZSB
https://www.7figureflipping.com/podcasts2/7ff-877-flip-profits-hit-2008-lows-mobile-homes-are-the-fix
NoNoYes2026-08-29
YouTube / Spotify / Publisher
Scrape & Replace
https://music.amazon.es/podcasts/7e4d96ff-bac2-4637-a0ff-2aa776a02efa/7-figure-flipping
Direct Scrape & Replace concept episode. Important correction for underwriting: the episode says July 15, 1976, but HUD's official Manufactured Housing sources identify June 15, 1976 as the federal standards cutoff/effective date. Use June 15, 1976 for due diligence. Episode also discusses existing infrastructure, title retirement/detitling and reported $30K–$100K profit spreads.
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R006Must Watch6ReadyArticle / PublisherInside Land2Homes: Affordable Quality for Northeast Tennessee BuyersLand2Homes / Northeast Tennessee2026-01-21TNLand/Home; Vacant Land; Site Work; Septic; Turnkey FinishRegional relevance is excellent. Land2Homes operates the model in Northeast Tennessee and discusses active projects, land criteria, carrying costs and finish quality.Use as a Tennessee benchmark for land criteria, site work and finished-product decisions.Regional operator interview
https://jonathantipton.benchmark.us/2026/01/21/inside-land2homes-affordable-quality-for-northeast-tennessee-buyers/
NoNoYes2026-08-15PublisherLand/Home; Vacant Land
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R007Must Watch7ReadyPodcastLand2Homes: Creating Affordable Housing Solutions in Northeast TennesseeLand2Homes2025-07-01TNLand/Home; Vacant Land; Factory Direct; Turnkey Finish; Site WorkTennessee-specific discussion of buying land, permitting, ordering homes and selling a finished land-home product.Useful regional comp for acreage, home size, landscaping, driveways, gutters and turnkey presentation.Regional operator podcast
https://www.buzzsprout.com/2181327/episodes/17392167-land2homes-creating-affordable-housing-solutions-in-northeast-tennessee?t=0
NoNoYes2026-08-15PublisherLand/Home; Vacant Land
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R008High8ReadyPodcastLand-Home Development: Affordable Housing That Cash FlowsRental Property Owner & Real Estate Investor Podcast / Robert Howell2026-07-06SC / SoutheastLand/Home; Permanent Foundation; Affordable Housing; ScalingConcise Robert Howell overview of acquiring land, ordering factory-built homes, permanent installation and selling the full package.Good shorter companion to the detailed REtipster Howell interview.Operator podcast interview
https://open.spotify.com/episode/0QS6oj4eV6VhBmVOUp45BU
NoNoYes2026-08-15Spotify / Apple27 minLand/Home
https://podcasts.apple.com/us/podcast/land-home-development-affordable-housing-that-cash/id1083618984?i=1000775597575
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R009High9ReadyPodcastThe Complete Guide to Placing Mobile Homes On LandThe Real Deal w/ Neil Clements2026-07-03USLand/Home; Zoning; Utilities; Site Work; Delivery; InspectionsProcess-focused coverage of lot selection, zoning, utilities, site preparation, financing, delivery and inspections.Best used as an implementation checklist alongside deal-economics interviews.Educational podcast episode
https://open.spotify.com/episode/1Hy9eQTf5TkD9wQTP5EWWG
NoNoYes2026-08-15SpotifyLand/Home; Vacant Land
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R010High10ReadyPodcastThe Future of Manufactured Housing with Kevin Day - TLP179The Land Development Podcast / Ryan Glick with Kevin Day2026-07-28USManufactured Housing; Development; Market ContextBroader manufactured-housing and development context for understanding the sector around the land-home model.Use for market context rather than deal underwriting.Industry podcast interview
https://open.spotify.com/episode/0nioOkHaxr85wrf5LPhiX8
https://landdevpodcast.com/podcast/future-of-manufactured-housing-with-kevin-day-tlp179
NoNoYes2026-08-28
Spotify / Apple / Audible / Publisher
https://www.audible.com/podcast/The-Land-Development-Podcast-with-Ryan-Glick/B0FXGSJ76T
47 min
https://podcasts.apple.com/us/podcast/the-land-development-podcast-with-ryan-glick/id1719809664
Verified July 28, 2026. Current interview covers manufactured-housing market context, zoning barriers, financing tools and attainable homeownership. Use as directional market context rather than project-level underwriting.
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R011HighReadyPodcastWhy Environmental Due Diligence MattersThe Land Development Podcast with Ryan Glick2026-01-01USDue Diligence; Land Acquisition; EnvironmentalNot manufactured-home-specific, but useful for avoiding land acquisition surprises before committing capital.Supports StonePoint's land due-diligence checklist.Industry podcast interview
https://open.spotify.com/episode/1Ur4lSKtEVsdo9P2cEaAmF
NoNoNo2026-08-15SpotifyVacant Land
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R012SupportingReadyPodcastHow Cities and Counties Make Homes UnaffordableThe Land Development Podcast / Jay Knight2026-01-01USZoning; Entitlements; Development; Affordable HousingUseful context on regulation, zoning and local-government friction.Helpful when evaluating which counties are developer-friendly enough for repeat activity.Industry podcast interview
https://open.spotify.com/episode/4wwYd9wJA2RlRuVLceNATN
NoNoNo2026-08-15SpotifyVacant Land
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R013SupportingReadyPodcastForget Houses… Flipping Land Is EasierFlipping Mastery Podcast2026-01-01USLand Acquisition; Land Flipping; Deal SourcingUseful background on sourcing and valuing the land component of the strategy.Use only for acquisition ideas; secondary to land-home-specific material.Investor podcast
https://open.spotify.com/episode/6TsePuVwn1JW6XrF8Y9dCy
NoNoNo2026-08-15SpotifyVacant Land
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R014SupportingReadyCase StudyGeorgia Land/Home Package Deal — Eric WanckThe Mobile Home Park Broker's Tips & Tricks2026-05-01GALand/Home; Georgia; Subdivision-like; Case StudyGeorgia-specific transaction context involving individual homes on separate parcels, behaving more like a subdivision.Useful if StonePoint later moves from scattered one-off lots to multiple neighboring parcels.Regional transaction discussion
https://themhpbroker.com/the-mhp-brokers-tips-and-tricks-podcast-interview-with-mhp-broker-eric-wanck-about-his-ga-land-home-package-deal/
NoNoNo2026-08-15PublisherLand/Home
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R015HighReadyPodcastHow He Got Approved For Land Being Self Employed with Mike CantrallThe Land Podcast2026-01-01USLand Financing; Lending; AcquisitionSupporting financing discussion for land acquisition, especially where borrower income is nontraditional or self-employed.Useful background for financing structures before the manufactured-home phase of a project.Land investing podcast
https://open.spotify.com/episode/0CeP7sBxwx8OA5mGt7Tsa9
NoNoNo2026-08-15SpotifyVacant Land
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R016HighReadyPodcastDouble-Wide Surprise: Homes That Raise the Roof
Workspace Podcast / Sean Ade
2026-02-13NC / Southeast
Land/Home; Double-Wide; Zoning; Rural Housing; Clayton Homes; Affordable Housing
Short, highly regional discussion of land-home packages in North Carolina, including double-wide product quality, rural-market growth, zoning considerations and competition from major manufactured-home players.
Useful Southeast operator perspective on positioning modern double-wides as an affordable retail product and identifying rural counties where land-home packages can fit the market.
Regional operator interview
https://podcasts.apple.com/lv/podcast/double-wide-surprise-homes-that-raise-the-roof/id1835281493?i=1000749541400NoNoYes2026-08-15Apple Podcasts / Audible
https://www.audible.com/podcast/Workspace-Podcast/episodes/B0FNLT9MVK
17 minLand/Home
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R017HighReadyAudiobook
Investing in Manufactured Homes with None of Your Own Money
Paul Whiting2025-01-16US
Manufactured Housing; Land/Home; Lot Development; Flipping; Deal Structure; Financing
A concise manufactured-home investing audiobook with practical deal ideas. Listener feedback specifically describes it as a beginner field manual for developing lots with manufactured homes.
Worth using as a compact field-guide companion to the longer operator interviews; focus on ideas that transfer to lot development and discard tactics that only apply to park-home flipping.
Audiobook / practitioner guide
https://books.apple.com/ca/audiobook/investing-in-manufactured-homes-with-none-of-your/id1790969100NoNoYes2026-08-15Audible
https://www.audible.com/pd/Investing-in-Manufactured-Homes-with-None-of-Your-Own-Money-Audiobook/B0DT7M8ZNJ
1 hr 43 minLand/Home
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R018SupportingReadyAudiobookHow to Find Land for Tiny House LivingJordan Liberata2023-05-15US
Land Acquisition; Zoning; Codes; Budgeting; Tiny Homes; Site Selection
Adjacent rather than manufactured-home-specific, but its land-selection, zoning/code and hidden-cost framework applies directly to screening small residential development sites.
Use selectively for land due diligence, zoning and budgeting ideas that transfer to manufactured-home and possible future tiny-home projects.
Audiobook / educational guide
https://books.apple.com/ca/audiobook/how-to-find-land-for-tiny-house-living-tiny-home-budgeting/id1691392929NoNoNo2026-08-15Audible
https://www.audible.com/pd/How-to-Find-Land-for-Tiny-House-Living-Audiobook/B0C546BF7J
3 hr 31 minVacant Land
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R019SupportingReadyAudiobookMaking It in Real Estate: Thriving as a DeveloperJohn McNellis2026-04-20US
Development; Land Acquisition; Risk Management; City Hall; Partnerships; Market Cycles
Broad real-estate development field guide from a veteran developer covering buying well, managing risk, navigating local government, structuring partnerships and surviving changing markets.
Not manufactured-home-specific, but useful for developing StonePoint's broader developer discipline around acquisition, approvals, partnerships and risk.
Audiobook / veteran developer
NoNoNo2026-08-15Spotify Audiobook / Audible
https://open.spotify.com/show/3f2h0YwkJyZC675ePKllPy
https://www.audible.com/pd/Making-It-in-Real-Estate-Audiobook/B0GXV6VMLX
8 hr 4 minVacant Land
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R020HighReadyPodcast
Used vs. New Mobile Homes: What Makes More Profit?
The Real Deal w/ Neil Clements
2026-04-10US
Land/Home; Scrape & Replace; New vs Used; Financing; Profit Comparison
Direct comparison of used mobile-home flips versus placing new manufactured homes on land, including financing, timeline, hassle, profit and risk.
Useful bridge between the two StonePoint strategies: it helps identify when an existing-home property should be rehabbed versus treated as a replacement/site-value opportunity.
Practitioner educational episode
https://open.spotify.com/episode/3IR1Td3XV9nBwHdA3tebmZ
https://realdeal.retipster.com/
Yes2026-08-15Spotify14 min
Land/Home; Scrape & Replace
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R021HighReadyPodcastThe Mobile Home Strategy Land Investors Ignore
The Real Deal w/ Neil Clements
2026-03-27US
Land/Home; Vacant Land; Utilities; Financing; Dealer License; Scaling
Focused episode on combining raw land with manufactured homes to solve the utility/financeability gap and create more valuable land-home packages.
Strong vacant-land companion: evaluate land not just for resale but for whether utilities, access and zoning support going vertical with a manufactured home.
Practitioner educational episode
https://realdeal.retipster.com/
Yes2026-08-15Spotify / Publisher16 min 54 secLand/Home; Vacant Land
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R022HighReadyPodcastA New Frontier for Land Investors
The Real Deal w/ Neil Clements
2026-03-13US
Land/Home; Vacant Land; Vertical Development; Subdivision; Seller Financing
Explains the evolution from traditional land flipping into vertical development with manufactured homes, including seller financing and subdivision context.
Useful for deciding when a vacant-land deal should remain a land flip versus become a development/land-home project.
Practitioner educational episode
https://realdeal.retipster.com/
Yes2026-08-15Podcast / Publisher10 minLand/Home; Vacant Land
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R023HighReadyPodcast
EXACTLY How Chris Rood Makes Huge Profits Flipping NEW Manufactured Homes...
Flipping Mastery Podcast / Chris Rood
2025-06-18US
Land/Home; Vacant Land; New Manufactured Homes; Factory/Wholesale; Flipping
Chris Rood walks through what he calls a land-trailer package: using new manufactured homes to create resale profit rather than limiting the strategy to used-home flips.
Useful for comparing factory/wholesale home acquisition and new-home resale economics against the other land-home operators in the library.
Operator interview / originally released on YouTube
https://open.spotify.com/episode/0wracpViVzJptGzNkBXVjm
https://www.buzzsprout.com/1820277/episodes/17233486-exactly-how-chris-rood-makes-huge-profits-flipping-new-manufactured-homes
Yes2026-08-15YouTube / Podcast24 min 3 secLand/Home; Vacant Land
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R024HighReadyPodcast
How To Make A $40K Per Deal with Manufactured Home Investing
Massive Passive Cash Flow Podcast / Chris Gavre
2026-02-25SC / Southeast
Land/Home; Vacant Land; FHA; Utilities; Scaling; Deal Economics
Gavre explains buying land, installing utilities, placing a new manufactured home and selling it as FHA-eligible housing, with reported $40K–$75K deal margins and roughly four-month cycles.
Good underwriting companion to Gavre's other appearances; compare repeated numbers across interviews to separate consistent operating metrics from one-off claims.
Operator interview
https://myinvestmentservices.libsyn.com/how-to-make-a-40k-per-deal-with-manufactured-home-investing-with-chris-gavre
Yes2026-08-15Podcast33 min 46 secLand/Home; Vacant Land
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R025Must WatchReadyVideo + Podcast
How to Build and Sell Profitable Mobile Homes in 4 Months
Investing to WIN / Shawn Hart
2024-02-13GA / Southeast
Land/Home; Vacant Land; Site Work; Septic; Permanent Foundation; Dealer License; Manufacturer Financing; Cost Breakdown
Georgia operator provides unusually specific costs for land, home, delivery, septic, footers, permanent foundation, decks, utilities and resale, plus a step-by-step four-month development process.
One of the strongest Southeast cost-model episodes: use it to benchmark our own land/home budget assumptions and identify which costs remain market-specific.
Georgia operator interview + detailed transcript
https://open.spotify.com/episode/3GhT5it1qWugial9DzzSXY
https://garretwong.com/2026/02/26/how-to-build-and-sell-profitable-mobile-homes-in-4-months-shawn-hart/
Yes2026-08-15YouTube / Publisher46 minLand/Home; Vacant Land
https://podcasts.apple.com/gb/podcast/shawn-hart-mobile-homes-a-lucrative-asset-class/id1672816345?i=1000645146080
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R026HighReadyCase Study
Jordan Land Group — Land + Manufactured Home Solutions
Jordan Land Group
GA / AL / FL
Land/Home; Scrape & Replace; Vacant Land; Zoning; Site Work; Financing; Regional Operator
Current regional operator serving Georgia, Alabama and Florida that sources/develops land-home packages and explicitly buys vacant land and properties with older mobile homes.
Highly relevant regional operating model because it spans all three StonePoint acquisition paths: vacant land, land/home development and older-mobile-home replacement opportunities.
Current regional operator website
https://jordanlandgroup.com/
Yes2026-08-15Publisher
Land/Home; Scrape & Replace; Vacant Land
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R027Must WatchReadyPodcast / Publisher7FF 872: Why Mobile Homes Are Winning Right Now
7 Figure Flipping / Josh Schmidt
2026-04-14TN / Southeast
Land/Home; Vacant Land; Knoxville; New Manufactured Homes; Cost Breakdown; Systems; Dealer Coordination
Knoxville-area operator explains how an accidental mobile-home-on-land deal became a repeatable model, with roughly $150K all-in projects selling around $215K–$260K and simpler execution than rehabs.
High-priority Tennessee benchmark. Compare Josh Schmidt's land, home, setup and resale numbers against StonePoint underwriting and study how he systemized the model.
Regional operator interview + detailed transcript
https://www.7figureflipping.com/podcasts2/7ff-872-why-mobile-homes-are-winning-right-now
NoNoYes2026-08-15Publisher / YouTube embedLand/Home; Vacant Land~$150,000 all-in~$215,000–$260,000 sale
~$65,000–$110,000 gross spread
~43%–73% on reported all-in cost
New manufactured/mobile home on land
Retail resale; dealer-coordinated setup
Knoxville-area operator; figures are interview-reported and should be cross-checked against local comps and full soft/carry costs.
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R028Must WatchReadyPodcast
94: The Affordable Housing Niche Most Investors Overlook
The Freedom Blueprint / Robert Howell
2026-06-08
SC / TN / Southeast
Land/Home; Scaling; Private Money; Remote Operations; Zoning; Affordable Housing
Robert Howell explains scaling to 50 land-home packages in a year, managing projects across multiple states, private-money funding and real-world zoning/restriction issues including Tennessee.
Use this as the scaling/operations companion to Howell's detailed deal-economics interviews; it addresses what the business looks like after proof of concept.
Operator interview
https://open.spotify.com/episode/1tVYKIzEG7Q1eBcQeVPt5w
https://adriennegreen.com/2026/06/08/the-affordable-housing-niche-most-investors-overlook/
NoNoYes2026-08-15Spotify / Apple / Publisher26 min 38 secLand/Home
https://podcasts.apple.com/in/podcast/94-the-affordable-housing-niche-most-investors-overlook/id1775588087?i=1000771678969
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R029Must WatchReadyPodcast
How Robert Howell Built 25 Mobile Home Parks Starting with $40K
Real Estate Secrets Unlocked / Robert Howell
2026-05-21SC / Southeast
Land/Home; Vacant Land; Due Diligence; Septic; Grading; Seller Financing; Scaling
Howell explains why he moved away from fix-and-flip toward land-home packages, hidden site costs such as septic/grading/burn bans, seller financing and his 40-item due-diligence process.
Strong underwriting-risk episode: use it to expand StonePoint's land DD checklist and carrying/site-cost assumptions.
Operator interview
https://www.buzzsprout.com/2144865/episodes
NoNoYes2026-08-15Apple / Amazon / Publisher33 min 46 secLand/Home; Vacant Land
https://podcasts.apple.com/us/podcast/how-robert-howell-built-25-mobile-home-parks-starting/id1676766320?i=1000768939654
https://music.amazon.in/podcasts/618737d3-d954-4c22-9753-4262cdbeede4/episodes/0ed80500-33f8-4436-9e76-9fc65a1f8dbf/real-estate-secrets-unlocked-how-robert-howell-built-25-mobile-home-parks-starting-with-40k
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R030Must WatchReadyPodcast
Episode 371: How to Build Wealth Through Mobile Home & Land Packages
Massive Passive Cash Flow Podcast / Robert Howell
2026-01-28SC / Southeast
Land/Home; HUD Certification; FHA; USDA; VA; Deal Sourcing; Due Diligence; First-Time Buyers
Focused land-home package interview covering HUD-certified development, buyer financing, off-market land sourcing, due diligence and the role of affordable housing in retail exits.
Useful financing-and-exit reference because FHA/USDA/VA eligibility is central to expanding the finished-home buyer pool.
Operator interview
https://myinvestmentservices.libsyn.com/episode-371-how-to-build-affordable-housing-wealth-through-mobile-home-land-packages-for-real-estate-investors-with-robert-howell
NoNoYes2026-08-15Apple / Publisher32 minLand/Home; Vacant Land
https://podcasts.apple.com/us/podcast/episode-371-how-to-build-wealth-through-mobile-home/id1451659963?i=1000747066562
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R031Must WatchReadyPodcastHow To Build Manufactured Homes For Profit
Real Estate Investing with RealDealChat / Robert Howell
2026-07-27
SC / GA / TN / Southeast
Land/Home; Vacant Land; HUD; VA; USDA; Land Pricing; Deal Economics; Scaling
Very current Howell interview: raw land plus new manufactured homes, reported $30K–$50K profit per deal, typical land pricing around $20K–$40K, 50 deals last year and a target of 100, with activity across the Carolinas, Georgia and Tennessee.
One of the most current operating snapshots for StonePoint. Compare these 2026 economics and geographic assumptions directly to our Southeast comp model.
Current operator interview
https://open.spotify.com/episode/7uvs1LeimBVMVDlTm7W1CQ
NoNoYes2026-08-15Spotify / Apple / Amazon31 minLand/Home; Vacant Land
https://podcasts.apple.com/us/podcast/how-to-build-manufactured-homes-for-profit-w-robert-howell/id1227366661?i=1000778600573
https://music.amazon.co.jp/podcasts/f206187b-13a3-443b-85e1-9c59ca6de407/real-estate-investing-with-realdealchat
~4 months
New manufactured home on land
Gavre reports roughly four-month cycles and $40K–$75K margins in this appearance; use as a consistency check, not a substitute for project-level underwriting.
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R032HighReadyPodcast
The Mobile Home Investing Blueprint: Land, Cash Flow & Airbnb Profits
Real Estate Secrets Unlocked / Chris Gavre
2026-05-07SC / Southeast
Land/Home; Vacant Land; New Construction; Profit Margins; ROI; Affordable Housing; Short-Term Rental
Chris Gavre discusses mobile homes plus land as a more predictable alternative to fix-and-flip, including costs, margins, getting started, new-construction scaling and alternate exits.
Adds another independent Gavre interview for cross-checking recurring claims about costs, margins and execution rather than relying on one appearance.
Operator interview
https://www.buzzsprout.com/2144865/episodes
NoNoYes2026-08-15Apple / Amazon / Publisher26 min 4 secLand/Home; Vacant Land
https://podcasts.apple.com/us/podcast/real-estate-secrets-unlocked/id1676766320
https://music.amazon.com/es-us/podcasts/618737d3-d954-4c22-9753-4262cdbeede4/real-estate-secrets-unlocked
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R033HighReadyPodcast
How to Start Mobile Home Investing (The Right Way) for Just $15,000
BiggerPockets Real Estate Podcast / John Fedro
2024-06-24US
Mobile Homes; Private Land; Land/Home; Seller Financing; Flipping; Wholesaling
BiggerPockets interview distinguishes park homes, mobile homes attached to private land and entire parks, with practical discussion of adding homes to land and why land-attached deals can produce larger exits.
Use for strategy context and private-land mechanics; filter the park-specific material and retain ideas relevant to home-plus-land acquisition and resale.
Major real-estate publisher + practitioner interview
https://open.spotify.com/episode/2SsCutg7wyjpcloHGTbBwz
NoNoYes2026-08-15Spotify / BiggerPockets27 min
Land/Home; Scrape & Replace
https://www.biggerpockets.com/blog/real-estate-976
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R034HighReadyPodcast
Cheaper, Faster, and Better for Investors: Modular Homes Make a Comeback
On The Market / BiggerPockets / Chris Anderson
2022-09-23US
Modular Homes; Development; Factory Build; Cost Savings; Build Time; Risk Reduction; Financing
Deep modular-construction discussion reporting lower costs, roughly half the construction time and reduced site-construction risk, with lender/local-government implications.
Useful modular benchmark for StonePoint's future scrape-and-replace and vacant-land projects when a modular product competes favorably with manufactured housing.
Major real-estate publisher + industry executive
https://open.spotify.com/episode/6r7iRihpEuwqLhdWWFmB8E
NoNoYes2026-08-15Spotify / BiggerPockets26 min
Land/Home; Scrape & Replace; Vacant Land
https://www.biggerpockets.com/blog/on-the-market-37
36
R035HighReadyPodcast
The Beginner’s Guide to Real Estate Development (with LOW Money Down!)
Real Estate Rookie / BiggerPockets / Terry Harris
2023-09-06US
Vacant Land; Development; Construction Loans; Partnerships; Architects; Perc Test; Civil Engineering
Practical development primer on sourcing land, pre-development, construction loans and building the architect/survey/civil/perc-test team needed to turn dirt into a finished project.
Use as a development-team and preconstruction checklist for StonePoint's vacant-land deals, especially before scaling beyond one-off lots.
Major real-estate publisher + active developer
https://open.spotify.com/episode/3a8s41VjDU7wSXlkWPk5V3
NoNoYes2026-08-15Spotify / BiggerPockets42 minVacant Land
https://www.biggerpockets.com/blog/rookie-319
$75,000 acquisition
$140,000 total cash invested
$299,000 sale$159,000 gross spread
~113.6% on reported total investment
New 4BR/2BA manufactured home
Existing utilities remained after prior mobile home removal; unusually close scrape-and-replace analog.
37
R036Must WatchReadyCase Study
New Manufactured Home on Land/Flip — Existing Utilities Case Study
BiggerPockets / William Bratrud
2019-01-24TN / Southeast
Scrape & Replace; Land/Home; Existing Infrastructure; Utilities; New Manufactured Home; Cost Breakdown
Exact strategy case: land previously had a mobile home that was removed, leaving utilities in place; the investor installed a new 4/2 manufactured home. Reported $75K purchase, $140K total cash invested and $299K sale.
Despite its age, this is one of the closest scrape-and-replace analogs in the library. Existing utilities materially reduced development time/cost—the acquisition pattern StonePoint should explicitly hunt.
Detailed investor case study / BiggerPockets
NoNoYes2026-08-15BiggerPockets
Scrape & Replace; Land/Home
https://www.biggerpockets.com/forums/88/topics/665482-new-manufactured-home-on-land-flip
38
R037HighReadyArticle / Publisher
6 Ways to Make Money With Mobile Homes on Private Land
BiggerPockets / John Fedro
2021-03-16US
Land/Home; Private Land; Detitling; Resale; Seller Financing; Subdivision; Add Homes
Focused specifically on mobile/manufactured homes attached to private land rather than parks, including title/real-property issues, reselling home+land, adding homes and subdividing.
Good reference for the legal/exit-strategy differences between owning the dirt and owning only the home, especially when evaluating existing mobile-home properties.
Major real-estate publisher / practitioner
NoNoNo2026-08-15BiggerPockets
Land/Home; Scrape & Replace
https://www.biggerpockets.com/blog/make-money-mobile-homes-private-land
39
R038SupportingReadyArticle / Publisher
Why Mobile Home Investing Is Gaining Momentum in 2025
BiggerPockets / Ashley Kehr
2025-05-21US
Manufactured Housing; Market Context; Financing; Land Ownership; Permanent Foundation
Current market-context article on renewed investor interest in mobile homes, affordability, financing friction, permanent foundations and why owning the land changes control and value.
Use for market context and buyer-financing considerations, not as a primary underwriting source.
Major real-estate publisher
NoNoNo2026-08-15BiggerPocketsLand/Home
https://www.biggerpockets.com/blog/why-mobile-home-investing-is-gaining-momentum-in-2025-and-how-rookies-can-get-started
$33,000 lot
$6,000 used manufactured home
~$14,000 transport + setup/utilities/deck/skirting/foundation
~$64,000 including repairs/misc.
~$140,000 comps/ARV
~$76,000 implied spread before transaction/carry costs
~118.8% implied on stated cost stack
Used manufactured home on lot
Forum case; implied figures are arithmetic from the poster's stated budget and comps, not a verified closed sale.
40
R039HighReadyCase Study
Buying a Lot and Putting a Mobile Home on It — 2024 Cost Example
BiggerPockets Forum / Mark Mata
2024-02-13US
Land/Home; Vacant Land; Used Manufactured Home; Utilities; Foundation; Setup Costs; Exit Strategies
Investor shared an active lot-development budget: $33K lot, $6K used home, $3K transport, $11K setup including utilities/deck/skirting/foundation, $6K repairs and $5K misc, with $140K comps.
Useful real-world cost stack for comparing used-home placement with StonePoint's preferred new-home model; also highlights financing complications when a home has been moved.
Detailed practitioner forum case
NoNoYes2026-08-15BiggerPocketsLand/Home; Vacant Land
https://www.biggerpockets.com/forums/30/topics/1169603-buying-a-lot-in-an-existing-development-to-put-a-mobile-home-on
41
R040HighReadyPodcastBrandon Cobb - The Secret to Land Development
Mailbox Money Show / Brandon Cobb
2026-01-12TN / Southeast
Vacant Land; Entitlements; Horizontal Development; Roads; Utilities; Land Banking; Financing; Builder Exit
Tennessee-focused developer explains entitlement and horizontal-development phases, infrastructure, 65% LTC debt, builder deposits, multiple exits and current development-cycle timing.
Excellent regional vacant-land education for understanding what changes when StonePoint moves from a single prepared lot toward entitlement or small-lot development.
Regional developer interview
https://creators.spotify.com/pod/profile/bronson-hill/episodes/Brandon-Cobb---The-Secret-to-Land-Development-e3dhnke
NoNoYes2026-08-15Spotify / Apple32 min 48 secVacant Land
https://podcasts.apple.com/us/podcast/brandon-cobb-the-secret-to-land-development/id1580397502?i=1000744838801
42
R041HighReadyPodcast / Publisher
LeAnn LeFortūne - Using Modular Homes for Single Family Development
Mailbox Money Show / LeAnn LeFortūne
2025-05-12US
Modular Homes; Manufactured Homes; Single-Family Development; Zoning; Build Time; Scaling
Developer who has built nearly 100 homes discusses modular/manufactured construction, zoning changes, multiple units per lot and build cycles reportedly as short as about 3.5 months.
Useful modular-development comparison for StonePoint as we evaluate whether modular product can improve aesthetics, financing or resale while retaining factory-built speed.
Developer interview
https://music.youtube.com/playlist?list=PL8LW2UeceXm43Z6qkL4j9pUiKE22-FZsO
NoNoYes2026-08-15YouTube Music / Publisher31 min
Land/Home; Scrape & Replace; Vacant Land
43
R042HighReadyPodcast / Publisher32 Years, Three Developments, and a Fetal Position
Builder Straight Talk / John C. Jones
2026-01-20TN / Southeast
Vacant Land; Development; Partnerships; Project Financing; Nashville; Murfreesboro
Murfreesboro/Nashville developer discusses entering land development through sweat equity, funding projects, surviving market cycles, choosing smaller projects and vetting partners.
Regional Tennessee development perspective; useful for deal sourcing, partnership structures and downside planning even though it is not manufactured-home-specific.
Regional veteran developer interview
https://music.youtube.com/podcast/383h5fQ17A8
NoNoYes2026-08-15YouTube Music1 hr 14 minVacant Land
44
R043HighReadyCase Study
Lake Oconee Land-Home Package Portfolio — 25 Double-Wides
MHP Broker Tips & Tricks / Eric Wanck
2023-07-01GA / Southeast
Land/Home; Double-Wide; Individually Deeded Lots; Half-Acre Lots; Septic; City Water; Subdivision
Georgia transaction involved 25 double-wides on individually deeded roughly half-acre parcels at Lake Oconee with city water, septic and an HOA—functionally closer to a subdivision than a park.
Strong Georgia precedent if StonePoint ever clusters multiple land-home deals or buys a partially developed subdivision-style package.
Regional broker transaction case
https://themhpbroker.com/the-mhp-brokers-tips-and-tricks-closing-cocktail-podcast-eric-wanck-two-deals-interview/
NoNoYes2026-08-15PublisherLand/Home
45
R044HighReadyPodcast / Publisher
7FF 855: This Might Be the Craziest Housing Model I’ve Seen
7 Figure Flipping2026-02-11
TN / GA / Southeast
Land/Home; Mobile Home Flipping; Creative Finance; Shared Equity; Market Strategy
Episode explicitly discusses profitable mobile-home flipping and land-home packages in the Georgia market and a Tennessee housing operator using alternative ownership/finance structures.
Useful regional market-strategy context: watch for financing structures that widen the buyer pool when conventional affordability becomes the constraint.
Active investor podcast + transcript
https://www.7figureflipping.com/podcasts2/7ff-855-this-might-be-the-craziest-housing-model-ive-seen
NoNoYes2026-08-15Publisher / YouTube embedLand/Home
46
R045SupportingReadyPodcast / Publisher7FF 858: The 90-Second Deal Decision Process7 Figure Flipping2026-02-20US
Deal Analysis; Buy Box; Comps; Margin; Rural Properties; Underwriting
Detailed framework for fast deal decisions, minimum margins, comp discipline and tracking outcomes; relevant to building a repeatable acquisition buy box for land-home and scrape-and-replace deals.
Adapt the framework into StonePoint's acquisition screen: clear minimum profit/ROI, evidence-based comps and fast kill criteria before deeper site due diligence.
Active investor operating framework
https://www.7figureflipping.com/podcasts2/7ff-858-the-90-second-deal-decision-process
NoNoNo2026-08-15Publisher / YouTube embed
Land/Home; Scrape & Replace; Vacant Land
47
R046Must WatchReadyPodcast
The Mobile Home Cheat Code Every Land Investor Needs
The Real Deal w/ Neil Clements
2026-07-17US / DFW
Land/Home; Manufactured Homes; MLS Data; Product Selection; Pricing; DOM; Staging; New vs Used
Neil Clements analyzes roughly 3,000 manufactured-home sales to identify what sizes, price bands and product choices sell fastest, including new-vs-used performance and staging effects.
Use this as a data-driven product-selection check before choosing home size and finish level; absorption and holding time matter as much as gross margin.
Practitioner analysis using MLS sales data
https://open.spotify.com/episode/7vvnI1oxzM2Y1gc6LWPEaT
https://realdeal.retipster.com/
NoNoYes2026-08-16Spotify / Apple21 minLand/Home
https://podcasts.apple.com/us/podcast/the-real-deal-w-neil-clements/id1802202762
48
R047HighReadyPodcast
The 15-Point Due Diligence Checklist Every Land Investor Needs
The Real Deal w/ Neil Clements
2026-06-19US
Vacant Land; Due Diligence; Zoning; Flood Zone; Utilities; Title; Survey; Access; Environmental; Comps
A current land due-diligence checklist covering zoning, flood risk, utilities, title, surveys, road access, environmental concerns and market comps before closing.
Fold these checks into StonePoint's pre-contract and feasibility workflow so unbuildable or infrastructure-heavy lots are killed before capital is committed.
Practitioner educational episode
https://open.spotify.com/episode/1O5uUE2d1lSYay082qFlXL
https://realdeal.retipster.com/
NoNoYes2026-08-16Spotify / Apple23 minVacant Land
https://podcasts.apple.com/us/podcast/the-real-deal-w-neil-clements/id1802202762
First project ~7 months; later projects <90 days; target ~4 months
New manufactured homes on infill parcels
Strong evidence that permitting/process learning can materially compress cycle time after the first projects.
49
R048Must WatchReadyCase Study
Is anyone flipping mobile homes like SFR houses in their market?
BiggerPockets / Justin Stamper
2026-03-24FL / Southeast
Land/Home; Infill Lots; New Manufactured Homes; Permitting; Timeline Compression; Certificate of Occupancy; Scaling
A 2026 operator case study after buying 10 parcels and developing eight projects. The first project took seven months to CO; later projects compressed below 90 days, with a target four-month cycle.
Excellent learning-curve benchmark: permitting and local-government process mastery can materially compress cycle time after the first few projects.
Current practitioner case study / BiggerPockets
NoNoYes2026-08-16BiggerPocketsLand/Home; Vacant Land~$250,000–$300,000 ARV
~30% of ARV reported total profit (~$75K–$90K at stated ARV)
New manufactured home replacing old mobile home or on raw land
Georgia operator description of the exact scrape-and-replace strategy; margin is operator-reported.
50
R049Must WatchReadyCase StudyAnyone else flipping new mobile homes on land?
BiggerPockets / Robert E. Bogino
2023-10-05GA / Southeast
Scrape & Replace; Land/Home; Demo Old Mobile Home; Raw Land; New Manufactured Homes; ARV; Profit Margin
Georgia operator says he shifted from SFR flips to mostly demolishing old mobile homes and replacing them with new units or developing raw land for new homes, with typical ARVs around $250K-$300K and roughly 30% of ARV in total profit after soft costs.
This is one of the clearest Georgia descriptions of the exact StonePoint scrape-and-replace model and gives a regional margin benchmark to test against our comps.
Regional practitioner case discussion / BiggerPockets
NoNoYes2026-08-16BiggerPockets
Scrape & Replace; Land/Home; Vacant Land
~$10,000–$15,000 lot target
~$225,000 finished sale
New manufactured home on inexpensive lot
FHA retail exit; private-money funding discussed
Greenville/SC operator; especially useful for lot-price discipline and perc-test risk.
51
R050Must WatchReadyPodcast
EP 490 - How to Profit on Mobile Homes W/O the Parks with Aaron Bihl
Collecting Keys / Aaron Bihl
2026-05-05SC / Southeast
Land/Home; Cheap Lots; FHA; Perc Tests; Private Money; Land Pricing; Deal Economics; Greenville
Aaron Bihl explains his move to South Carolina and focus on new manufactured homes on inexpensive lots, including reported $10K-$15K lot targets, roughly $225K finished sales, FHA eligibility, private-money funding and county/perc-test pitfalls.
Very relevant Southeast underwriting episode: compare its lot-price discipline, perc-test risk and FHA buyer assumptions against StonePoint's TN/GA/SC numbers.
Regional operator interview
https://open.spotify.com/episode/0mHSORr2HCBKMh25UXmQrC
https://collectingkeys.com/1867269/episodes
NoNoYes2026-08-16Spotify / Amazon / Publisher44 minLand/Home; Vacant Land
https://music.amazon.com/podcasts/ef9a0c7d-eb7f-4725-b7b0-72387434d143/episodes/84f746c0-8549-4a57-8e4f-1b7e998d3f43/collecting-keys---real-estate-investing-podcast-ep-490---how-to-profit-on-mobile-homes-w-o-the-parks-with-aaron-bihl
52
R051Must WatchReadyPodcast / Publisher
Flipping Mobile Homes, Buying Land & Building Affordable Housing with Aaron Bihl
Investor Fuel / Aaron Bihl
2026-05-18
SC / NC / GA / Southeast
Land/Home; Scrape & Replace; Mobile Home Flips; New Manufactured Homes; Private Money; Detitling; FHA; Scaling
Greenville-based operator discusses both rehabbing mobile homes on land and placing new homes on land across SC/NC/GA, including detitling, hard/private money, FHA exits and a goal of scaling to 10+ new land-home projects per month.
Useful regional operating-model episode because it spans both of StonePoint's main strategies and details financing/title friction at county level in South Carolina.
Regional operator interview + full transcript
https://investorfuel.com/real-estate-pros-show/flipping-mobile-homes-buying-land-building-affordable-housing-with-aaron-bihl/
NoNoYes2026-08-16Publisher / Audio~31 min
Land/Home; Scrape & Replace; Vacant Land
53
R052Must WatchReadyPodcast
How Justin Artis Made $250K by Understanding Zoning and Land Value
Investor Fuel / Justin Artis
2026-05-26
Charleston, SC / Southeast
Land/Home; Zoning; Minimum Lot Size; Land Value; Mobile Homes; Local Market Knowledge
Charleston-area investor focuses on mobile homes, land packages and zoning, including how local zoning and lot-size rules can create or destroy land value.
Highly relevant South Carolina zoning case: use it to sharpen county-by-county buy boxes and identify parcels whose value changes materially with allowed housing type or density.
Regional operator interview + full transcript
https://open.spotify.com/episode/2HLF1N9p77ns0SCHvNpC9c
https://investorfuel.com/real-estate-pros-show/how-justin-artis-made-250k-by-understanding-zoning-and-land-value/
NoNoYes2026-08-16Spotify / Publisher~30 minLand/Home; Vacant Land~4 months
New manufactured home on land
Short Gavre interview; reported finished homes positioned near 60% of local median home price.
54
R053HighReadyPodcast
EP# 109.2 | From Flips to Mobile Homes: A Faster Path to Predictable Profit
Get Diversified Podcast / Chris Gavre
2026-04-30
Greenville, SC / Southeast
Land/Home; Four-Month Cycle; Affordable Housing; Product-Market Fit; Turn Time
Short Chris Gavre episode focused on why he shifted from traditional flips to land-home packages, reporting four-month deal cycles and finished homes around 60% of local median home price.
Useful concise benchmark for cycle time and affordability positioning; compare against longer Gavre interviews for consistency.
Regional operator interview
https://open.spotify.com/episode/5YaE05N80HTp8eyR0QtmbI
https://www.buzzsprout.com/2139527/episodes/19103951-ep-109-2-from-flips-to-mobile-homes-a-faster-path-to-predictable-profit-chris-gavre
NoNoYes2026-08-16Spotify / Publisher10 minLand/Home; Vacant Land
55
R054HighReadyPodcast
#321 - Creating Scalable Cash Flow with Mobile Home Parks and Land Development
Living Off Rentals / Robert Howell
2026-04-08SC / Southeast
Land/Home; Infrastructure Costs; Financing; Manufactured vs Modular; Private Money; Banks; Scaling
Robert Howell covers his transition into land-home development, managing infrastructure costs, distinctions among mobile/manufactured/modular housing and financing through private money and banks.
Good infrastructure-and-financing companion to Howell's other appearances; use it to cross-check recurring assumptions before adopting them into underwriting.
Operator interview
https://open.spotify.com/episode/4A1N3JIvl0xx8aaZFas9Sn
https://sites.libsyn.com/244172/website/321-creating-scalable-cash-flow-with-mobile-home-parks-and-land-development-robert-howell
NoNoYes2026-08-16
Spotify / Apple / Amazon / Publisher
37 minLand/Home; Vacant Land
https://podcasts.apple.com/us/podcast/321-creating-scalable-cash-flow-with-mobile-home-parks/id1498343271?i=1000760246352
https://music.amazon.com/podcasts/f1ddf3ae-d539-4576-94a1-b884b3e53af4/episodes/429ac4e6-c7f8-4ab6-9481-32110a7f6a51/living-off-rentals-321---creating-scalable-cash-flow-with-mobile-home-parks-and-land-development---robert-howell
56
R055SupportingReadyVideoHow to buy Land and Build a Mobile HomeBrent BowersUS
Land/Home; Vacant Land; New Manufactured Homes; Land Acquisition; Site Development; Affordable Housing
Direct Brent Bowers video focused on the exact StonePoint model: acquiring land and building/placing a mobile or manufactured home on it.
High-relevance Land/Home resource. Use it as a practical companion to Bowers' other interviews, especially for land selection, home placement and turning vacant land into a finished retail housing product.
Direct operator video / YouTube
https://www.youtube.com/watch?v=3JewciC8Kns
3JewciC8Kns
https://i.ytimg.com/vi/3JewciC8Kns/hqdefault.jpg
NoNoYes2026-08-16YouTubeLand/Home; Vacant Land
57
R056HighReadyPodcastHow To Get RICH with Manufactured Homes in 2026
Dropping Bombs / Brad Lea with Eric Granillo
2026-03-20AZ / US
Land/Home; Manufactured Homes; Factory Build; Turnaround Time; Deal Economics; Affordable Housing; Scaling
Current practitioner interview on building and selling manufactured homes, including factory production speed, setup economics and a reported 20% return over roughly six months.
Use the factory-build and six-month return claims as a benchmark to pressure-test StonePoint's own cycle-time and margin assumptions; verify locally before underwriting.
Practitioner interview; useful operating detail but sponsor/guest claims require independent verification
https://open.spotify.com/episode/70HX4X4PHeGmSCw5x5OVwK
Yes2026-08-17Spotify / Apple / Amazon1 hr 10 minLand/Home; Vacant Land
https://podcasts.apple.com/ci/podcast/how-to-get-rich-with-manufactured-homes-in-2026/id1260808808?i=1000756548101
https://music.amazon.com.au/podcasts/f438e11f-1e9a-4f14-bcd6-ab6c7ea79fe4/episodes/ed2e407f-3e3d-464e-bb2a-73ecdd01d2d0/dropping-bombs-w-the-real-brad-lea-how-to-get-rich-with-manufactured-homes-in-2026
~20% reported over ~6 months
~6 months overall; ~60 days factory build
New manufactured homes
Interview-reported figures; not Southeast-specific and not a project-level audited case.
58
R057HighReadyArticle / Official ReferenceManufactured Housing & Modular Buildings
Tennessee Department of Commerce & Insurance
TN
Manufactured Homes; Modular Homes; Installer Licensing; Retailer Licensing; State Law; Installation; Compliance; Permitting
Primary Tennessee reference for manufactured-home and modular-building licensing, installation rules, state law, installer requirements and related compliance resources.
Use this as the Tennessee compliance hub before buying or setting a home; confirm installer, retailer and installation requirements early in each project's feasibility phase.
Official Tennessee state regulatory source
https://www.tn.gov/commerce/fire/sections-programs/manufactured-housing.html
Yes2026-08-17Official State Reference
Land/Home; Scrape & Replace; Vacant Land
59
R058HighReadyArticle / Official Reference
Manufactured Housing — Georgia Installation, Licensing & Permits
Georgia Office of the Commissioner of Insurance and Safety Fire
GA
Manufactured Homes; Installation Permit; Installer Licensing; HUD Labels; Site Preparation; Drainage; Foundations; Skirting; Utilities
Georgia's primary manufactured-housing page confirms installer licensing and per-home installation permits and links directly to the state's installation requirements and professional databases.
Build Georgia due diligence around licensed installers and installation permits, and treat site drainage, stand preparation, foundations and utility connections as compliance items—not just construction preferences.
Official Georgia state regulatory source
https://oci.georgia.gov/inspections-permits-plans/manufactured-housing
Yes2026-08-17Official State Reference
Land/Home; Scrape & Replace; Vacant Land
Georgia state page currently lists a $60 installation permit for each new or pre-owned manufactured home.
60
R059HighReadyArticle / Official ReferenceSeptic Tanks — Residential, Single Home Builder
South Carolina Department of Environmental Services
SC
Septic; Perc / Soil Evaluation; Site Approval; Building Permit; Utilities; Land Due Diligence; Manufactured Homes
South Carolina requires septic approval before a county can issue a building permit for a home or manufactured home on property without public/community sewer.
For SC land-home and scrape-and-replace deals, make septic feasibility an early acquisition gate; a parcel without viable wastewater approval can kill the vertical plan.
Official South Carolina environmental permitting source
https://des.sc.gov/permits-regulations/septic-tanks/permits-licenses/septic-tanks-residential-single-home-builder
Yes2026-08-17Official State Reference
Land/Home; Scrape & Replace; Vacant Land
$150 application fee (state page)
State page says septic approval/permit is required before county building permit issuance where public/community sewer is unavailable.
61
R060SupportingReadyArticle / Official Reference
Federal and State Pre-emption — Tennessee Code Enforcement
University of Tennessee MTAS
2025-09-19TN
Zoning; Code Enforcement; Manufactured Homes; State Pre-emption; Federal Pre-emption; Local Government; Anchoring
Current Tennessee municipal-law reference explaining where state and federal manufactured-housing standards pre-empt local construction and anchoring requirements.
When a Tennessee jurisdiction imposes unusual manufactured-home construction or anchoring conditions, separate legitimate local land-use/zoning authority from standards that may be pre-empted.
University of Tennessee municipal technical-advisory reference citing state and federal law
https://www.mtas.tennessee.edu/reference/federal-and-state-pre-emption
No2026-08-17Publisher / Legal Reference
Land/Home; Scrape & Replace; Vacant Land
62
R061HighReadyPodcast
What Every Land Buyer Needs to Know Before Purchasing Acreage - with Justin Hill
The Genuine Guide Podcast / Tanny Crawford with Justin Hill
2026-06-20TN
Vacant Land; Utilities; Septic; Easements; Acreage; Future Home Sites; Due Diligence
Tennessee-specific acreage-buying discussion focused on the issues that can make or break a buildable parcel: utilities, septic, easements and future home-site feasibility.
Use as a Tennessee acquisition-screen companion before tying up rural acreage; confirm utilities, wastewater feasibility and legal access before pricing the dirt.
Regional Tennessee practitioner interview
https://open.spotify.com/show/7fFlXvXuwvGpZKUScBDrJq
https://www.iheart.com/podcast/1333-the-genuine-guide-podcast-304262727/
NoNoYes2026-08-18Spotify / iHeart22 min 6 secVacant Land
Regional guidance; useful for acquisition diligence but not a substitute for parcel-specific county/state verification.
63
R062HighReadyArticle / Podcast Transcript
Dealing Dirt: Is Raw Land the Most Underrated Asset of 2023?
BiggerPockets On The Market / Daniel & Ron Apke
2023-03-23
TN / GA / Southeast
Vacant Land; Mobile-Home-Friendly Zoning; Low Restrictions; Acreage; County Selection; Land Flipping
The operators describe targeting 2-50 acre tracts in Tennessee and Georgia with minimal restrictions and mobile-home-compatible land use, often one to three counties outside major metros.
Useful Southeast buy-box precedent: prioritize parcels with few deed/HOA restrictions and verify manufactured-home eligibility before acquisition, especially in tertiary counties around major metros.
Major real-estate publisher + operator interview/transcript
NoNoYes2026-08-18BiggerPocketsVacant Land; Land/Home
Operator-reported targeting criteria; verify current county zoning and restrictions because local rules can change.
64
R063HighReadyPodcastProfiting from Vacant Land | Boroughs & Burbs Ep. 212
Boroughs & Burbs / Brent Bowers
2025-12-18
US / Southeast examples
Land/Home; Vacant Land; New Manufactured Homes; Manufacturers; FHA; VA; USDA; Septic; Well; Certificate of Occupancy
Brent Bowers explains how he shifted weak vacant-land exits into new manufactured-home land packages, buying direct from major manufacturers and widening the buyer pool through FHA, VA, USDA and conventional financing.
Strong bridge between pure land flipping and StonePoint's vertical model: when a parcel will not produce enough value as dirt, test whether a financeable new-home package materially improves the exit.
Operator interview with publisher episode page and transcript
https://www.boroughsandburbs.com/e/profiting-from-vacant-land-212/
NoNoYes2026-08-18Apple / Publisher1 hr 4 minLand/Home; Vacant Land
https://podcasts.apple.com/vn/podcast/profiting-from-vacant-land-boroughs-burbs-ep-212/id1537862424?i=1000741911526
Over $50,000 net reported per mobile-home land package
New manufactured homes; Clayton, Cavco and Champion mentioned
FHA / VA / USDA / conventional retail resale
Bowers reports six projects underway and says the land-home model expanded his buyer pool; profit figure is interview-reported, not audited.
65
R064HighReadyArticle / Official Reference
Tennessee Septic Service Request & SSDS Permitting
Tennessee Department of Environment & Conservation
TN
Septic; Soil Evaluation; Building Pad; Site Work; Subdivision; Alternative Systems; Due Diligence
Tennessee's official septic guidance states that a conventional septic permit should be obtained before dirt work or construction, including the building pad, and provides the process for conventional, alternative and subdivision evaluations.
Make septic permitting an early Tennessee feasibility gate—before grading or pad work—and flag parcels needing alternative systems or subdivision evaluation before committing capital.
Official Tennessee environmental permitting source
https://www.tn.gov/environment/permits/water/septic-systems-permits/ssp/permit-water-septic-system-construction-permit.html
Yes2026-08-30Official State Reference
Land/Home; Scrape & Replace; Vacant Land
Official state guidance says to obtain septic approval before beginning dirt work or construction, including the building pad.
Previous TDEC publisher link returned 404 on Aug. 30, 2026 and was replaced with the current Septic System Construction Permit page. Current TDEC guidance says a permit is required for a new septic system or repair of a faulty one; the application captures lot size, bedroom count, house site, well/spring, planned driveway and utilities, and may require soil-scientist maps or engineer design. TDEC also states septic installers must hold a valid statewide permit; Hamilton and other contract counties may require additional local permitting. For Scrape & Replace, use Certificate of Verification / Inspection Letter workflows already noted before assuming existing-system reuse value.
66
R065HighReadyArticle / Official Reference
Alabama Manufactured Housing — Installation, Rules & Certified Installers
Alabama Manufactured Housing Commission
AL
Manufactured Homes; Modular Homes; Certified Installer; Installation; Anchoring; Blocking; Site Preparation; Retailer Licensing; Compliance
Alabama's manufactured-housing regulator requires certified installers and maintains the state's installation, anchoring/blocking, site-preparation, retailer and manufacturer rules.
For Alabama projects, verify the installer in the state database and treat installation, blocking/anchoring and site-prep requirements as feasibility and contracting items before home delivery.
Official Alabama manufactured-housing regulator
https://amhc.alabama.gov/
Yes2026-08-18Official State Reference
Land/Home; Scrape & Replace; Vacant Land
State rules require certified installers; AMHC also publishes site-preparation, anchoring/blocking and licensing requirements.
67
R066Must WatchReadyPodcast
Monetizing the Inefficiencies: Navigating Compressed Flipping Margins with Adam Whitney
Collective Clicks / Brandon Bateman with Adam Whitney
2026-07-07
US / Southeast relevance
Scrape & Replace; Land/Home; Manufactured Homes; Niche Targeting; Existing Infrastructure; Lead Monetization; Acquisition Filters
Adam Whitney explains his manufactured-home pivot, the Scrape & Replace model and niche targeting filters in a current 2026 interview. The episode timestamps the manufactured-home section at 41:04, Scrape & Replace at 44:17 and targeting filters at 46:16.
High-value companion to 7FF 877 because it adds acquisition/marketing context: use obsolete manufactured-home leads as a distinct monetization path and build targeting filters around properties other investors ignore.
Current operator interview + publisher episode page with timestamps
https://podcast.batemancollective.com/2065385/episodes/19454609-monetizing-the-inefficiencies-navigating-compressed-flipping-margins-with-adam-whitney
NoNoNoYes2026-08-19Apple / Amazon / PublisherApple Podcasts / Publisher52 min 29 sec
Scrape & Replace; Land/Home
https://podcasts.apple.com/us/podcast/monetizing-the-inefficiencies-navigating-compressed/id1650430120?i=1000775804913
https://music.amazon.com/es-us/podcasts/1a764548-36fa-46bd-a76a-d551123c4256/collective-clicks-digital-marketing-for-real-estate-investors
State guidance distinguishes manufactured/modular installation from custom site-built work that can require a residential permit.
New manufactured-home replacement / land-home strategy
Scrape & Replace begins at 44:17; niche targeting filters at 46:16. Useful for turning otherwise weak/unused seller leads into a separate manufactured-home acquisition funnel.
68
R067HighReadyArticle / Official ReferenceHow to De-title a Mobile Home — Tennessee
Tennessee Department of Revenue
2022-02-09TN
Scrape & Replace; Land/Home; Detitling; Affidavit of Affixation; Real Property; Title; Financing; Exit
Tennessee's official process for de-titling a mobile/manufactured home that has been permanently affixed to real property, including the title/origin document, deed and recorded affidavit of affixation.
Use this as the Tennessee closing/title checklist when the finished manufactured home is intended to become real property and qualify for real-estate financing and resale.
Official Tennessee Department of Revenue guidance
https://revenue.support.tn.gov/hc/en-us/articles/360060412111-VTR-63-How-to-De-title-a-Mobile-Home
Yes2026-08-19Official State Reference
Land/Home; Scrape & Replace
Manufactured/mobile home permanently affixed to real property
Real-property resale / mortgage financing after compliant de-titling
Tennessee requires a request to de-title plus the certificate of title or origin, a certified deed/conveyance and a certified affidavit of affixation; reference Tenn. Code Ann. §55-3-128.
69
R068HighReadyArticle / Official Reference
North Carolina Mobile Home Title Cancellation for Real Estate
North Carolina Division of Motor Vehicles
NC
Scrape & Replace; Land/Home; Title Cancellation; Real Property; Mobile Homes; Detitling; Closing; Financing
North Carolina DMV explicitly requires Form MVR-46G, Cancellation of Mobile Home Titles, when a mobile-home title is being recorded as real estate.
Useful Southeast title-process reference when evaluating North Carolina projects or comparing state detitling requirements; make title cancellation part of the exit checklist rather than an afterthought.
Official North Carolina DMV source
https://www.ncdot.gov/dmv/title-registration/vehicle/Pages/documents-forms.aspx
Yes2026-08-19Official State Reference
Land/Home; Scrape & Replace
Mobile/manufactured home recorded as real estate
Real-property treatment after title cancellation
NCDMV lists MVR-46G as required when a mobile-home title is being recorded as real estate; notarization is required for the listed mobile-home title documents.
70
R069HighReadyPodcast
WIP 1961: He Cut From $4M to $1.5M and Built a WAY More Profitable Business
Wholesaling Inc / Brent Daniels with Adam Whitney
2026-03-30FL / TN / GA
Scrape & Replace; Land/Home; Manufactured Homes; Exit Strategy; Lead Targeting; Foreclosure; Probate; Inheritance; Private Money
Adam Whitney explains that expanding exit strategies led him to a hidden goldmine in mobile homes; the episode then identifies foreclosure, probate and inheritance as three highly motivated lead lists. The interview also states his operation is active in Florida, Tennessee and Georgia.
Use this as an acquisition-source companion to Whitney's deeper Scrape & Replace material: build old-manufactured-home lead funnels from foreclosure, probate and inheritance data, then evaluate each lead for replacement economics instead of forcing a wholesale or rehab exit.
Current operator interview with timestamped transcript and direct episode mirrors
https://podscan.fm/podcasts/wholesaling-inc-with-brent-daniels/episodes/wip-1961-he-cut-from-4m-to-15m-and-built-a-way-more-profitable-business
Yes2026-08-20Apple / Amazon / Publisher47 min
Scrape & Replace; Land/Home
https://podcasts.apple.com/uy/podcast/wholesaling-inc-with-brent-daniels/id1051156990
https://music.amazon.com/podcasts/75816d2b-b111-42fc-8c0a-c4f313cc5722/episodes/b85d7379-1b15-468a-a2a7-139fe818ced3/wholesaling-inc-with-brent-daniels-wip-1961-he-cut-from-4m-to-1-5m%E2%80%A6-and-built-a-way-more-profitable-business
Existing or older manufactured-home opportunities; broader flip and wholesale exits discussed
Private money discussed
Mobile-home opportunity begins at 8:52; motivated lists at 11:05. Valuable for lead sourcing and market selection, but use Whitney's Scrape & Replace-specific episodes for the actual replacement and de-titling playbook.
71
R070Must WatchReadyVideo + Podcast
v2.23 - The Manufactured-Home Niche Hiding in Plain Sight (ft. Brent Bowers)
Wealth Independence Podcast / Dustin Bailey & Adam Penn with Brent Bowers
2026-06-12
US / Southeast applicable
Land/Home; Vacant Land; New Manufactured Homes; Land Acquisition; Zoning; Deed Restrictions; FHA; Seller Financing; Deal Economics
Brent Bowers gives a concise 2026 walkthrough of buying discounted land and adding a brand-new manufactured home before resale, with reported land-home profits from about $45K to nearly $100K. The episode also covers zoning and deed-restriction risk plus buyer financing.
Use it to pressure-test market selection, zoning restrictions and buyer-financing assumptions before deciding whether a parcel should remain a land flip or become a finished land-home package.
Current operator interview with verified direct YouTube video and publisher episode page
https://www.youtube.com/watch?v=KXf5mLR5U2o
KXf5mLR5U2o
https://i.ytimg.com/vi/KXf5mLR5U2o/hqdefault.jpg
https://www.wealthindependencepod.com/2432117/episodes/19321845-v2-23-the-manufactured-home-niche-hiding-in-plain-sight-ft-brent-bowers
Yes2026-08-20
YouTube / Apple / Amazon / Publisher
34 min 23 secLand/Home; Vacant Land
https://podcasts.apple.com/us/podcast/wealth-independence-podcast/id1786204437
https://music.amazon.com/es-co/podcasts/9a0d938f-1f08-44c1-b91f-7a5c210d0774/wealth-independence-podcast
~$45,000 to nearly $100,000 reported land-home profit range
New manufactured home on discounted vacant land
FHA and seller-financing structures discussed
Episode timestamps include zoning and deed-restriction risk at 11:34 and buyer financing at 22:45. Profit range is interview-reported, not audited; verify against local TN/GA/AL/SC comps and full site-work costs.
72
R071HighReadyArticle / Official Reference
Georgia Manufactured Home Certificate of Destruction (T-230)
Georgia Department of Revenue
GA
Scrape & Replace; Manufactured Homes; Demolition; Title Cancellation; Certificate of Destruction; Closing; Existing Site
Georgia has a specific post-destruction process for mobile/manufactured homes: Form T-230 is filed with the county tag office after destruction, with a filing fee, and the title record is cancelled as destroyed.
Add T-230 to the Georgia Scrape & Replace checklist. Demolition/removal is not only a site-work task; the old home's vehicle/title record must also be cleaned up so the parcel and replacement-home closing file are clear.
Official Georgia Department of Revenue form/process
https://dor.georgia.gov/t-230-mobile-manufactured-home-certificate-destruction
Yes2026-08-21Official State ReferenceScrape & ReplaceComplete
For Georgia destroyed homes, the current DOR motor-vehicle manual states Form T-230 is submitted to the county tag office; the county cancels the mobile/manufactured-home record as destroyed and forwards a copy to the Clerk of Superior Court. Current manual lists an $18 filing fee.
73
R072HighReadyArticle / Official Reference
Alabama Manufactured Home Title Cancellation as Real Property
Alabama Department of Revenue
AL
Land/Home; Scrape & Replace; Detitling; Real Property; Permanent Affixation; Title Cancellation; Financing; Closing
Alabama's official rule explains when a 2000-or-newer manufactured-home certificate of origin/title can be cancelled after the home is permanently affixed to land with identical home/land ownership.
Use this as the Alabama detitling/real-property exit checklist. Confirm ownership alignment and permanent-affixation requirements before assuming a replacement home can be converted cleanly to real property for mortgage resale.
Official Alabama Department of Revenue guidance and administrative rule
https://www.revenue.alabama.gov/faqs/how-do-you-cancel-a-manufactured-home-as-real-property/
Yes2026-08-21Official State Reference
Land/Home; Scrape & Replace
Complete
Alabama defines permanently affixed here as tongue, axles and wheels removed plus installation under Alabama Manufactured Housing Commission rules. For 2000+ models, home and real-property ownership must be identical; cancellation is requested through a designated DOR agent.
74
R073HighReadyArticle / Official Reference
Rockingham County Manufactured Home Process — Existing Septic Reconnection
Rockingham County, North Carolina Community Development
NC / Southeast
Scrape & Replace; Land/Home; Existing Infrastructure; Septic Reconnection; Well; Zoning; Setbacks; Permitting
A current county manufactured-home process explicitly distinguishes new septic/well work from sites with existing septic service and provides a separate septic-reconnection path before manufactured-home permitting.
This is a concrete Southeast example of the infrastructure-reuse advantage in Scrape & Replace. During acquisition, verify that an existing septic system can actually be approved for reconnection rather than simply assigning value because a tank/drain field is present.
Official county permitting guide; local example, not statewide NC rule
https://www.rockinghamcountync.gov/docview.aspx?docid=46742
Yes2026-08-21Official County Reference
Scrape & Replace; Land/Home
Complete
Current Rockingham County guide lists septic reconnection for lots/sites with existing service and requires Environmental Health approval before manufactured-home permitting. It also requires zoning/site-plan review and a manufactured-home moving permit when applicable. Fees are county-specific and should not be generalized to other NC jurisdictions.
75
R074Must WatchReadyPodcast
WIP 1825: 24-Year-Old Closes 5 Mobile Home Land Package Deals (Here's How)
Wholesaling Inc / Brent Bowers with Bryson Hudson
2025-09-19GA / Southeast
Land/Home; Vacant Land; Georgia; New Manufactured Homes; Five Active Projects; Deal Economics; Getting Started
Georgia operator Bryson Hudson describes having five land/mobile-home package projects underway after roughly a year in the niche, with discussion of why new manufactured homes compete against older stick-built inventory, projected profit and getting started.
Use this as a young-operator Georgia case study: compare his project count, buyer-value proposition and startup sequence against StonePoint's own first-deal workflow rather than relying only on established multi-state operators.
Current practitioner interview with timestamped transcript and direct Amazon/publisher mirrors
https://www.tapesearch.com/episode/wip-1825-24-year-old-closes-5-mobile-home-land-package-deals-here-s-how/TCy2U7ggXVaB6bEWEAyQdW
NoNoYes2026-08-22Amazon / Publisher19 minLand/Home; Vacant Land
https://music.amazon.ca/podcasts/75816d2b-b111-42fc-8c0a-c4f313cc5722/episodes/14a5c322-f0c9-4fb8-9b3b-4e06f644ba20/wholesaling-inc-with-brent-daniels-wip-1825-24-year-old-closes-5-mobile-home-land-package-deals-here%27s-how
New manufactured homes on land
Episode show notes place Bryson in Georgia and say he has five land/mobile-home packages going. Treat projected-profit statements as interview-reported until matched to closed sales and full site/carry costs.
76
R075Must WatchReadyPodcast
WIP 1810: $40k–$50k Profit Per Land Package - Mobile Home on Raw Land (Exact Steps)
Wholesaling Inc / Brent Bowers with Chris Gavre
2025-08-29
SC / GA / Southeast
Land/Home; Vacant Land; New Manufactured Homes; Raw Land; Deal Economics; Site Selection; Getting Started; $40K-$50K Profit
Chris Gavre gives a step-oriented walkthrough of mobile-home land packages on raw land, including practical startup steps, mistakes, land-finding and reported $40K-$50K profit per deal.
Use this as a concise execution companion to Gavre's longer interviews: focus on the land-screening and startup sequence, then cross-check the reported profit range against StonePoint's local all-in cost model.
Operator interview with publisher page, transcript mirror and direct Amazon episode
https://www.wholesalinginc.com/podcast/wip-1810-40k-50k-profit-per-land-package-mobile-home-on-raw-land-exact-steps/
NoNoYes2026-08-22Amazon / Publisher29 minLand/Home; Vacant Land
https://music.amazon.com/podcasts/75816d2b-b111-42fc-8c0a-c4f313cc5722/episodes/061b7c81-1d39-480a-a1ef-81a2c8b9733d/wholesaling-inc-with-brent-daniels-wip-1810-40k%E2%80%93-50k-profit-per-land-package---mobile-home-on-raw-land-exact-steps
$40,000-$50,000 reported per deal
New manufactured home on raw land
Show notes timestamp practical startup steps at 16:40 and finding land at 18:35. Profit range is operator-reported; compare with Gavre's other appearances for consistency.
77
R076Must WatchReadyArticle / Official Reference
Whitfield County Manufactured Home Location Permit — Zoning, Existing Septic & Inspections
Whitfield County, Georgia Building Inspections
Whitfield County, GA / Chattanooga area
Land/Home; Scrape & Replace; North Georgia; Zoning; Existing Septic; Soil Survey; Licensed Installer; Inspections; HUD Cutoff
A Chattanooga-adjacent county permit guide states which zoning districts allow manufactured homes, requires health-department approval to reuse an existing septic tank, and outlines installer and inspection requirements.
Highly relevant local due-diligence reference for North Georgia deals: screen zoning first, then verify existing septic approval before assigning value to an old homesite. Confirm current fees/rules with Whitfield County because the PDF itself is older.
Official Whitfield County permit procedure; regionally high value but document age requires current confirmation
https://cms1files.revize.com/whitfield/Documents/Government/Department/Building%20Inspection/Services/ProceduresforMHPermit.pdf
NoNoYes2026-08-22Official County Reference
Land/Home; Scrape & Replace
Guide says manufactured homes are allowed in GA, SA, R-5, R-6 and R-7 zoning districts; existing septic must be approved by the health inspector; homes built on or before June 15, 1976 cannot be moved into/within the county. Verify that zoning and fee details remain current before underwriting.
78
R077HighReadyArticle / Official Reference
Washington County GA Development Permits — Existing Homesite Septic Reinspection
Washington County, Georgia
2025-07-01GA / Southeast
Scrape & Replace; Land/Home; Existing Infrastructure; Existing Septic; Mobile Home Transport; Reinspection; Health Department
Washington County's 2025 development procedure explicitly says a new or used mobile home brought to an existing homesite requires reinspection and approval of the existing septic system by the Health Department.
Concrete Georgia evidence for the Scrape & Replace thesis: old septic can be valuable infrastructure, but it must be reinspected and approved for the replacement home rather than assumed reusable.
Current official county development procedure
https://www.washingtoncountyga.gov/DocumentCenter/View/376/DEVELOPMENT-PERMITS-AND-PROCEDURES
NoNoYes2026-08-22Official County Reference
Scrape & Replace; Land/Home
The county also requires transport permits for mobile/manufactured homes and third-party inspection of used homes; newly built mobile homes do not require that used-home inspection. County-specific rules should not be generalized statewide.
79
R078HighReadyArticle / Official Reference
Davidson County NC Existing Septic Reuse for Manufactured Home Connection
Davidson County, North Carolina Environmental Health
2025-10-29NC / Southeast
Scrape & Replace; Land/Home; Existing Septic; System Reuse; Bedroom Capacity; Site Plan; Manufactured Home Connection
Davidson County's current reuse instructions cover private lots and manufactured-home parks, requiring the existing septic record to support the replacement home's bedroom count and a site plan showing the system, repair area, water supplies and easements.
Use this as a strong due-diligence model for any old homesite: verify permitted bedroom capacity before selecting the replacement floor plan. A usable tank alone does not establish that a larger home can connect.
Current official county Environmental Health instructions
https://www.co.davidson.nc.us/DocumentCenter/View/176/Existing-System-Reuse-Application-Instructions-PDF?bidId=
NoNoYes2026-08-22Official County Reference
Scrape & Replace; Land/Home
If no original septic record can be found, Davidson County says the system may be reviewed for a maximum of two bedrooms only; a proposed home exceeding approved capacity requires an Improvement Permit and Construction Authorization to upgrade the system.
80
R079Must WatchReadyArticle / Official Reference
2026 Georgia Dream Seller Guide — Manufactured Home Eligibility & Land/Home Exit Rules
Georgia Department of Community Affairs
2026-07-08GA
Land/Home; Financing; Georgia Dream; FHA; VA; USDA; Manufactured Homes; Double-Wide; Permanent Foundation; Title Cancellation; Appraisal; Site Prep
Georgia's current 2026 Georgia Dream guide now allows qualifying manufactured homes and lays out unusually specific exit requirements: multi-section homes, permanent foundation, real-property conversion/title cancellation, engineering certification, comparable-sales rules and two-time-close treatment.
This materially broadens the potential Georgia retail-buyer toolkit. Design StonePoint Georgia packages to satisfy real-property, foundation and documentation requirements from the start rather than trying to cure them at closing.
Current official Georgia state homeownership/lender guide, revision July 8, 2026
https://dca.georgia.gov/document/resources/2025-georgia-dream-seller-guide-0/download
NoNoYes2026-08-22Official State ReferenceLand/Home
Multi-section manufactured home (double-wide or triple-wide)
Georgia Dream; FHA / VA / USDA / Freddie Mac pathways subject to guide requirements
2026 guide requires manufactured homes to be multi-section, on permanent foundations, converted to real property with title cancellation, and generally built on/after July 13, 1994. It requires a 660 minimum middle credit score for manufactured-home borrowers. For two-time-close new construction, USDA eligible site prep includes utilities, grading and driveways; Fannie Mae is ineligible under this structure.
81
R080HighReadyVideo
How to Make Millions Flipping Brand New Mobile Homes Using the Land Home Package Model
Chris Rood2025-07-13
US / Southeast applicable
Land/Home; Vacant Land; New Manufactured Homes; Land Acquisition; Clayton; Live Oak; Deal Economics; Direct Operator Video
Direct operator video focused entirely on buying discounted land, placing a brand-new manufactured home and reselling the finished package, with claimed $40K-$100K+ deal profits and specific product examples.
Useful visual/operator overview of the land-home package model and product selection. Treat the profit claims as promotional until validated against complete site-work, financing, carrying and resale costs.
Direct verified YouTube operator video; promotional framing, so financial claims require independent verification
https://www.youtube.com/watch?v=p3S2kO4-sC0
p3S2kO4-sC0
https://i.ytimg.com/vi/p3S2kO4-sC0/hqdefault.jpg
NoNoYes2026-08-22YouTubeLand/Home; Vacant Land
$40,000-$100,000+ claimed per deal
New manufactured homes; Clayton Boone and Live Oak Silverado mentioned
Video is directly from Chris Rood and is strategy-specific, but it also promotes his course/wholesale-home resources. Use it for process/product ideas, not as standalone underwriting evidence.
82
R081Must WatchReadyArticle / Official Reference
Walker County GA Manufactured Home Permitting — Replacement Exception & Existing Septic
Walker County, Georgia Planning & Zoning
Walker County, GA / Chattanooga area
Scrape & Replace; Land/Home; North Georgia; Replacement Manufactured Home; Existing Septic; R1; CBOD; Zoning; Permitting
Walker County's manufactured-home permitting guidance is unusually relevant to Scrape & Replace near Chattanooga: manufactured homes are generally not allowed in R1 or CBOD, but the county says they may be allowed there when an existing manufactured home is being removed and replaced with a newer or upgraded model. The same process requires verification or permitting of an existing septic system.
This is a direct North Georgia buy-box clue: parcels with an existing manufactured home can have replacement rights that vacant parcels in the same zoning district may not have. Verify the parcel's current zoning, prior lawful home status and septic approval before assigning replacement value.
Official Walker County planning/inspection guidance; highly local and directly applicable, but parcel-specific confirmation is still required
https://walkercountyga.gov/government/departments/planning-zoning/inspections/
Yes2026-08-23Official County Reference
Scrape & Replace; Land/Home
Replacement manufactured home on an existing manufactured-home site
Walker County states manufactured homes are generally not allowed in R1 or CBOD, except where a manufactured home already exists and is being removed and replaced with a newer/upgraded model. Existing septic must be verified or otherwise permitted through Environmental Health. This is a county-specific rule and should be confirmed before acquisition.
83
R082HighReadyArticle / Official Reference
Kershaw County SC — Replacement Mobile Homes & Existing Septic Procedures
Kershaw County, South Carolina
SC / Southeast
Scrape & Replace; Land/Home; Nonconforming Mobile Home; Replacement Manufactured Home; Existing Septic; Septic Capacity; Zoning
Kershaw County's zoning code directly addresses both replacement homes and old septic systems: a nonconforming mobile home that is removed may not be replaced by another mobile home, but may be replaced by a compliant manufactured home; replacement structures using an existing septic system must document or inspect that system and account for permitted capacity.
This is a strong Scrape & Replace precedent: the old home's legal/nonconforming status and the septic system's permitted flow both affect whether the replacement plan works. Underwrite the replacement home size and bedroom count against the documented septic capacity before acquisition.
Official county zoning and land-development regulations; direct legal/technical relevance to replacement sites
https://www.kershaw.sc.gov/home/showdocument?id=16498&t=638772923167726978
Yes2026-08-23Official County Reference
Scrape & Replace; Land/Home
Replacement manufactured home on former/nonconforming mobile-home site
County code says a removed nonconforming mobile home may be replaced by a manufactured home that complies with current requirements. For an existing septic system, the owner must provide an approved permit or pursue the county's certification/inspection path; if proposed sewage flow exceeds permitted capacity, system modification is required.
84
R083HighReadyArticle / Official Reference
Augusta-Richmond County GA — Existing Septic Inspection for Manufactured Homes
Augusta-Richmond County, Georgia
GA / Southeast
Scrape & Replace; Land/Home; Existing Septic; Septic Inspection; Bedroom Count; Bathroom Count; Manufactured Home Permit; Infrastructure Reuse
Augusta-Richmond County explicitly requires Health Department inspection even when a septic tank already exists on a manufactured-home property, including review of whether the existing system is suitable for the proposed home's bedroom and bathroom count.
Use this as another concrete Georgia warning against valuing an old homesite's septic at face value. Match the proposed replacement floor plan to the existing system's approved capacity and condition before treating septic reuse as a cost savings.
Official consolidated city-county permitting guidance; practical existing-infrastructure reference
https://www.augustaga.gov/373/Tax-Assessor-Sewer-Septic-Tank-Usage
Yes2026-08-23Official County Reference
Scrape & Replace; Land/Home
Replacement/new manufactured home using an existing septic system
Augusta-Richmond County requires an existing septic tank to be inspected for working condition and suitability relative to the proposed manufactured home's bedrooms and bathrooms. County-specific, but useful as a due-diligence model for Georgia replacement sites.
85
R084Must WatchReadyArticle / Official Reference
Hamilton County TN — Single-Wide Special Permit & Manufactured Home Setup
Hamilton County, Tennessee Planning / Building Inspection
Hamilton County, TN / Chattanooga area
Land/Home; Scrape & Replace; Single-Wide Manufactured Home; Special Permit; Zoning; Setup; Permitting; Chattanooga
Hamilton County's current zoning regulations say single-wide manufactured homes are permitted in districts where detached single-family dwellings are permitted only through a Planning Commission Special Permit. The county Building Inspection page also publishes dedicated Manufactured Home Setup Guidelines.
For Hamilton County acquisitions, do not treat single-wide eligibility as automatic just because a detached house is allowed. Build the Planning Commission special-permit timeline and appeal period into diligence, and use the county setup guidelines before committing to a home/site plan.
Official Hamilton County zoning and building-inspection sources; directly local and highly relevant. Parcel-specific zoning and jurisdiction still require confirmation.
https://www.hamiltontn.gov/Department_Planning.aspxYes2026-08-24Official County Reference
Land/Home; Scrape & Replace
Single-wide manufactured home / replacement site
Hamilton County zoning Article VI §301 requires a Planning Commission Special Permit for a single-wide in districts where detached single-family dwellings are otherwise allowed. A building permit cannot issue until the appeal period has passed. County Building Inspection separately publishes Manufactured Home Setup Guidelines.
86
R085Must WatchReadyArticle / Official Reference
Bradley County TN — Manufactured Home Permit Package & Inspection Process
Bradley County, Tennessee Building Inspections
Bradley County, TN / Cleveland area
Land/Home; Scrape & Replace; Manufactured Home; Mobile Home; Permit Package; Inspections; Septic; Demolition; Land Disturbance; Southeast Tennessee
Bradley County's current Building Inspections page provides a dedicated permit package for manufactured homes, campers, double-wides and single-wides alongside residential permitting, required inspections, demolition, land-disturbance and Tennessee septic links.
Use this as the starting checklist for Bradley County projects. It puts the manufactured-home permit package, demolition path, site/land-disturbance requirements, inspections and septic link in one official county source—useful for both vacant-land packages and scrape-and-replace underwriting.
Official Bradley County Building Inspections source; highly local and operationally useful. Individual parcel zoning and septic feasibility still require separate verification.
https://bradleycountytn.gov/departments/planning/building-inspections/Yes2026-08-24Official County Reference
Land/Home; Scrape & Replace; Vacant Land
Manufactured home / double-wide / single-wide
Bradley County publishes a specific Manufactured Home, Camper, Double, and Single Wide Mobile Homes permit package plus demolition and land-disturbance applications, inspection requirements, and a direct Tennessee septic application reference. This is a process hub rather than a substitute for parcel-level zoning confirmation.
87
R086Must WatchReadyArticle / Official Reference
Meigs County TN 2026 Zoning — Mobile Home Appearance, Septic & Final Permit Standards
Meigs County / Southeast Tennessee Development District
2026-01-15
Meigs County, TN / Southeast Tennessee
Land/Home; Scrape & Replace; Mobile Home; Zoning; Septic Permit; Installer Decal; Skirting; Steps; Final Permit; Rural Tennessee
Meigs County's current 2026 zoning resolution gives unusually specific one-lot mobile-home requirements: a provisional zoning permit, installer decal and septic permit before installation; durable skirting/foundation and required landings/steps; then a final zoning permit before electrical power is supplied.
Use this as a local feasibility checklist for Meigs County. Treat septic approval and installer credentials as pre-set gates, then carry skirting, egress/landing work and final zoning inspection in the site/setup budget.
Current 2026 county zoning resolution published through the Southeast Tennessee Development District; direct local regulatory value.
https://www.sedev.org/wp-content/uploads/2026/01/Meigs_Zoning_Resolution-01.15.2026.pdf
Yes2026-08-25
Official County / Regional Planning Reference
Land/Home; Scrape & Replace
Mobile home on individual lot
Meigs County Article IV §12 requires a provisional permit with installer decal and septic permit; skirting/foundation and qualifying steps/landing; then final zoning approval before electric service. Confirm parcel zoning and floodplain conditions before acquisition.
88
R087Must WatchReadyArticle / Official Reference
Marion County TN Mobile Home Placement — 2026 Pre-Installation Inspection & Lot Standards
Marion County, Tennessee Building & Planning Office
2026-04-01
Marion County, TN / Jasper / Chattanooga area
Land/Home; Scrape & Replace; Mobile Home; Pre-Installation Inspection; Septic; Lot Size; Setbacks; Survey; Licensed Installer; Marion County
Marion County's revised 2026 procedure requires a mobile-home placement pre-installation inspection before setup, marked home corners, survey-marked property corners for parcels under five acres, a posted 911 address, and compliance with county lot-size and setback rules.
Verify the proposed home footprint before delivery, budget survey/marking where required, and confirm lot size, setbacks and septic before buying. Setting first and curing later can force the home to be moved.
Current official Marion County Building & Planning procedure, revised April 1, 2026; highly local and operational.
https://static1.squarespace.com/static/586fed90725e25c6febc5208/t/69cadc3b3ca48834a47e76d1/1774902331701/NEW%2BREQUIRED%2BINSPECTIONS.pdf
Yes2026-08-25Official County Reference
Land/Home; Scrape & Replace; Vacant Land
Mobile home on individual lot
Revised 04/01/2026. County requires pre-placement approval before installation. Parcels under 5 acres must have corners clearly marked by a licensed surveyor. Minimum lot size is 15,000 sq ft with public water or 25,000 sq ft with well water; state-licensed installer required.
89
R088Must WatchReadyArticle / Official Reference
Catoosa County/Ringgold GA Mobile Home Permit — Replacement Flag & Multi-Department Approvals
Catoosa County, Georgia Building Inspection
Catoosa County, GA / Ringgold / Chattanooga area
Scrape & Replace; Land/Home; Mobile Home Permit; Replacement Mobile Home; Zoning; Environmental; Stormwater; Sewer; Installer License; North Georgia
Catoosa County's mobile-home permit application explicitly asks whether the proposed home is replacing an existing mobile home and routes the project through 911 addressing, stormwater, zoning, environmental, sewer and tax approvals before permit issuance.
This is directly useful for North Georgia Scrape & Replace. Flag replacement sites separately in the buy box and assume a coordinated multi-department approval path before delivery; existing-home status does not eliminate zoning/environmental review.
Official Catoosa County permit application and building-permit guidance; directly local and replacement-specific.
https://www.catoosacountyga.gov/home/showpublisheddocument/273/637383640676600000
Yes2026-08-25Official County Reference
Scrape & Replace; Land/Home
Single-wide, double-wide or triple-wide; new or used
Application includes a specific replacement-home field and requires approvals from 911 Addressing, Storm Water, Zoning, Environmental, Sewer and Tax Commissioner before permit issuance. Verify current fees and parcel rules before underwriting.
90
R089Must WatchReadyArticle / Official Reference
McMinn County TN — Individual Mobile Homes, Septic & Mobile Home Regulations
McMinn County, Tennessee / Regional Planning Commission
McMinn County, TN / Athens / Etowah / Calhoun area
Land/Home; Scrape & Replace; Mobile Home; Septic; Subdivision; Individual Lot; Rural Tennessee; McMinn County
McMinn County's official mobile-home regulations state that individual mobile homes on their own lots are not regulated as parks, but must meet the same standards as conventional residences and comply with county subdivision rules. County planning resources also route existing-septic questions through Tennessee's septic system process.
This is a core local buy-box reference for McMinn County: treat individual manufactured-home sites as conventional residential lots for subdivision/site standards, then verify septic, access, floodplain and utilities before pricing the parcel.
Official McMinn County regulations and planning/permitting resources; current county-hosted source, though portions of the underlying resolution are older and parcel-specific confirmation remains necessary.
https://www.mcminncountytn.gov/mobile_home_rv_regulations.pdf
NoNoYes2026-08-26Official County Reference
Land/Home; Scrape & Replace; Vacant Land
Individual manufactured/mobile home on its own lot
County resolution says individual mobile homes on separate lots must meet conventional-residence standards and county subdivision rules; exact structure location/septic approval should be verified before site work.
91
R090Must WatchReadyArticle / Official Reference
Murray County GA — 2026 Manufactured Home Location Permit & Site Standards
Murray County, Georgia Code Enforcement / Land Use
2026
Murray County, GA / Chatsworth / North Georgia
Land/Home; Scrape & Replace; Manufactured Home; Used Home Inspection; HUD Date; Concrete Footers; Masonry Skirting; Flood Zone; Driveway; North Georgia
Murray County's current manufactured-home location procedure requires a health/safety inspection for used homes before permitting, prohibits moving pre-HUD homes into or within the county, requires site/zoning review and flood/driveway checks, and calls for poured concrete footers on newly developed lots plus masonry-type skirting on non-rental lots.
This is a high-value North Georgia feasibility checklist. The concrete-footer and masonry-skirt requirements belong in the setup budget, while the used-home inspection and HUD cutoff are immediate kill criteria for relocation deals.
Current official Murray County procedure published in 2026; highly local and operational.
https://www.murraycountyga.org/510/Procedures-for-Acquiring-a-Mobile-Home-P
NoNoYes2026-08-26Official County Reference
Land/Home; Scrape & Replace; Vacant Land
New or used manufactured home on individual lot
Current 2026 county procedure bars moving pre-June 15, 1976 homes into/within Murray County; used homes require health/safety inspection before permitting. Newly developed lots require poured-in-place concrete footers and non-rental lots require masonry-type skirting.
92
R091Must WatchReadyArticle / Official Reference
USDA Single Family Housing Guaranteed Loan Program — Manufactured Homes & Site Preparation
USDA Rural Development
US / Rural Markets / Southeast applicable
Land/Home; Manufactured Homes; USDA; Rural Housing; Financing; Site Preparation; Grading; Driveways; No Acreage Limit; Retail Exit
USDA's current guaranteed-loan program explicitly allows manufactured and modular homes, sites with new or existing dwellings, and says there is no set acreage limit. Eligible transaction costs can include site preparation such as grading, walks, fences and driveways.
USDA eligibility can materially widen StonePoint's retail buyer pool in rural TN/GA/AL markets. Design the finished land-home package and documentation around USDA property requirements from the beginning, especially where site-prep costs are material.
Current official USDA Rural Development program guidance; authoritative financing reference, subject to lender underwriting and property eligibility.
https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-guaranteed-loan-program
NoNoYes2026-08-26Official Federal ReferenceLand/Home; Vacant Land
New or existing manufactured/modular home with eligible site
USDA Single Family Housing Guaranteed Loan Program
Current USDA program page says manufactured/modular structures are eligible, there is no set acreage limit, and site preparation can include grading, walks, fences and driveways. Final eligibility depends on rural-area, borrower, lender and property requirements.
93
R092Must WatchReadyVideo
USDA SFH Guaranteed — Manufactured Home Loans Training
USDA Rural Development
US / Rural Markets / Southeast applicable
Land/Home; Manufactured Homes; USDA; Financing; Property Requirements; Lender Training; Rural Housing; Retail Exit
USDA's lender-training library includes a dedicated Manufactured Home Loans training video plus current 2026 property-requirements and new-construction training, making it a direct technical resource for how lenders evaluate these deals.
Use this with a USDA-active lender when structuring rural land-home packages. It is more valuable than generic borrower summaries because it is aimed at lender-side property and loan requirements that can determine whether a finished project is financeable.
Official USDA Rural Development lender training; direct verified YouTube training link from USDA's current training hub.
https://www.youtube.com/watch?v=eLgQTYaSvhw
eLgQTYaSvhw
https://i.ytimg.com/vi/eLgQTYaSvhw/hqdefault.jpg
https://www.rd.usda.gov/resources/usda-linc-training-resource-library/lender-training
NoNoYes2026-08-26
YouTube / Official Federal Reference
Land/Home
Manufactured home financed through USDA SFH Guaranteed program
USDA Single Family Housing Guaranteed Loan Program
Direct USDA lender training video verified from the current LINC training hub. Pair with the program page and current appraisal/property training when discussing exit financing with lenders.
94
R093Must WatchReadyArticle / Official Reference
Chattooga County GA — Manufactured Home Permit, Permanent Foundation & Septic Standards
Chattooga County Code Enforcement
Chattooga County, GA / North Georgia
Manufactured Homes; Mobile Homes; Permanent Foundation; Septic; Floodplain; Certificate of Occupancy; Site Plan; Skirting; HUD Label
Current county permit guidance for an area southwest of Chattanooga requires post-1976 HUD certification, a permanent foundation with wheels/axles/hitch removed, skirting, septic approval for private sewage, inspection before occupancy, and bars manufactured/mobile homes in a floodplain.
Use Chattooga as a concrete North Georgia buy-box screen: kill floodplain sites early, confirm Health Department septic approval, and budget permanent-foundation/skirting work before home delivery.
Official Chattooga County permit guide and county ordinance.
https://www.chattoogacounty.gov/DocumentCenter/View/404
NoNoYes2026-08-27Official County Reference
Land/Home; Scrape & Replace; Vacant Land
New manufactured/mobile home on permanent foundation
Official county guide: post-1976 HUD label; permanent foundation; wheels/axles/hitch removed; septic approval for private sewage; no floodplain permitting; CO only after inspection.
95
R094Must WatchReadyArticle / Official Reference
Georgia HB 134 — 50% Sales-Tax Exemption for Manufactured Homes Converted to Real Property
Georgia General Assembly
2026-05-06GA
Land/Home; Manufactured Homes; Sales Tax; Real Property; De-titling; 30-Day Deadline; Deal Economics; Closing
Georgia enacted HB 134 (Act 427), effective July 1, 2026. Current summaries state that 50% of the manufactured home's sales price can be exempt from sales tax when the home is converted to real property within 30 days of the retail sale.
This can materially change Georgia land/home economics. Build the permanent-location/de-titling filing into the closing timeline from day one and confirm the exact dealer, title and tax treatment before underwriting the savings.
Official enacted Georgia legislation; tax-mechanics summary cross-checked against Georgia Municipal Association.
https://www.legis.ga.gov/legislation/69533
NoNoYes2026-08-27Official State Law
Land/Home; Scrape & Replace
Retail sale converted to real property; verify lender/title/dealer process
HB 134 was signed May 6, 2026 and became effective July 1, 2026. Georgia Municipal Association summarizes the benefit as a 50% sales-tax exemption on the manufactured-home sales price when converted to real property within 30 days. Confirm transaction-specific tax treatment before relying on the savings.
96
R095Must WatchReadyArticle / Official Reference
Georgia T-234 — Manufactured Home Certificate of Permanent Location / Real Property Conversion
Georgia Department of Revenue
GA
Land/Home; Scrape & Replace; Title Cancellation; Permanent Location; Real Property; Liens; Clerk Filing; Deed; Financing; Closing
Georgia DOR's T-234 is the core state form for recording a titled manufactured home at a permanent location and converting the home into real-property treatment; related DOR forms cover untitled homes and removal from permanent location.
Make T-234/T-234A selection, lien-holder signatures, land ownership, legal description and Clerk of Superior Court recording part of the Georgia closing checklist. This is central to mortgage-ready retail exits and to the new Georgia tax-exemption timing.
Official Georgia Department of Revenue form and instructions.
https://dor.georgia.gov/t-234-mobile-manufactured-home-certificate-permanent-location
NoNoYes2026-08-27Official State Reference
Land/Home; Scrape & Replace
Manufactured home permanently affixed to owned land
Conventional / FHA / VA / USDA or other real-property mortgage exit, subject to program rules
T-234 is the titled-home permanent-location pathway; T-234A covers certain homes without a certificate of title. Pair with county Clerk recording and lien-release/security-interest requirements.
97
R096Must WatchReadyPodcast
Are Land-Home Packages the Future of Manufactured Housing Investing?
The Mobile Home Park Exchange / Frank Rizzo with Chris Gavre
2026-08-26
US / Southeast relevance
Land/Home; Vacant Land; New Manufactured Homes; Detitling; Site Underwriting; Financing; Scaling; Affordable Housing
Current operator interview focused directly on raw land to new manufactured home to detitling/financeable retail exit, with reported scale of nearly 200 deals since 2023 and site-underwriting discussion.
Use as a fresh 2026 underwriting/scaling cross-check against Gavre’s earlier interviews; especially useful for how he screens sites and structures detitling so the finished package can finance like site-built housing.
Current operator interview with direct Apple episode and publisher episode page; operator claims should be cross-checked against project-level costs and closed sales.
https://open.spotify.com/show/6KTWeQQN08mfPVf6oyU8dv
https://creators.spotify.com/pod/show/the-mhp-exchange-podcast/episodes/Are-Land-Home-Packages-the-Future-of-Manufactured-Housing-Investing-e3nuguu
NoNoYes2026-08-28Apple / Spotify / Publisher49 min 25 secLand/Home; Vacant Land
https://podcasts.apple.com/il/podcast/are-land-home-packages-the-future-of/id1705936744?i=1000786114670
New manufactured home on raw land
Detitled / real-property retail financing
Fresh Aug. 26, 2026 interview. Gavre says the model has scaled to nearly 200 deals since 2023; use the site-underwriting and detitling discussion as a current consistency check, not as audited underwriting evidence.
98
R097HighReadyArticle / Official Reference
FHA Title I Manufactured Home Loan Program — Home, Lot & Combination Financing
U.S. Department of Housing and Urban Development / FHA
US / Southeast applicable
Land/Home; Manufactured Homes; FHA Title I; Financing; Home + Lot; Chattel; Real Property; Site Suitability; Water; Sewage; Buyer Exit
Official FHA guidance confirms Title I can finance a manufactured-home unit, a lot, or a home-plus-lot combination, with requirements covering installation, site suitability, water/sewage, and title/real-property treatment.
Use as a buyer-financing reference when USDA, VA or conventional options do not fit; structure title, land ownership, installation and site utilities so the finished package is financeable, and confirm lender participation and current loan limits before relying on it.
Official HUD/FHA program guidance; authoritative, but lender availability and transaction-specific underwriting still apply.
https://www.hud.gov/program_offices/housing/sfh/title/repair
NoNoYes2026-08-28Official Federal ReferenceLand/Home
New or used manufactured home; lot-only or home-plus-lot combination
FHA Title I manufactured-home / lot / combination financing
Title I is owner-occupant financing, not developer acquisition capital. HUD says combination loans can finance the manufactured home and lot; the site must meet suitability and water/sewage requirements. Verify current FHA-approved lender availability and indexed loan limits at resale.
99
R098Must WatchReadyArticle / Official Reference
Tennessee Manufactured vs. Modular Home Sales Tax — 3.5% Manufactured-Home Rate
Tennessee Department of Revenue
2025-03-27TN
Land/Home; Scrape & Replace; Manufactured Homes; Modular Homes; Sales Tax; Installed Price; Septic; Footings; Driveways; Deal Economics
Official Tennessee tax guidance says new factory-manufactured homes are taxed at a 3.5% state sales-tax rate on the total installed price, while modular homes follow normal sales/use-tax treatment; certain installation billings are folded into the selling price.
Build Tennessee underwriting around the manufactured-vs-modular tax distinction and dealer/installer billing structure; confirm local tax and single-article treatment with the dealer or tax professional before closing.
Official Tennessee Department of Revenue tax guidance.
https://revenue.support.tn.gov/hc/en-us/articles/360058639571-SUT-44-Manufactured-or-Modular-Homes
NoNoYes2026-08-28Official State Tax Reference
Land/Home; Scrape & Replace
Retail sale / dealer-installed manufactured home
Tennessee Revenue says used factory-manufactured homes can be exempt if prior Tennessee sales-tax payment is documented. New factory-manufactured homes receive the 3.5% state rate (half the normal state rate) on total installed price; modular homes do not. Septic, footings and driveway installation billings can be included in the dealer/prime-contractor selling price under the described resale-certificate structure.
100
R099Must WatchReadyArticle / Official Reference
Fannie Mae Manufactured Housing Product Matrix — Conventional Financing & MH Advantage
Fannie Mae
US / Southeast applicable
Land/Home; Scrape & Replace; Manufactured Homes; Financing; Fannie Mae; MH Advantage; Conventional; Real Property; Permanent Foundation; Site Prep; Appraisal; LTV
Fannie Mae's current manufactured-housing matrix confirms conventional financing for eligible single- and multi-width homes titled as real estate and permanently affixed; documented transportation, site preparation and installation can be included in the sales price of a new manufactured home.
Use the matrix as a retail-exit design standard: choose products, foundation/title treatment and appraisal documentation that preserve conventional eligibility, and evaluate MH Advantage when the added features can widen the buyer pool or improve financing.
Official Fannie Mae manufactured-housing eligibility matrix and underwriting reference.
https://singlefamily.fanniemae.com/originating-underwriting/mortgage-products/manufactured-housing-product-matrix
NoNoYes2026-08-29
Official Fannie Mae Reference
Land/Home; Scrape & Replace
Standard or MH Advantage manufactured home; single- or multi-width
Conventional Fannie Mae real-property mortgage
Current matrix: standard MH purchase/limited cash-out primary residence up to 95% LTV/CLTV; MH Advantage up to 97% LTV/CLTV. New-home sales price may include bona fide documented transportation, site preparation and installation. Real-property title treatment and permanent foundation are required.