4103 W Palmer St, Chicago, IL 60639

	B	C	D	E	F	G	H	I	J	K	L
1					Property Area:
2					MLS Area Code	8020
3					Community Area	Hermosa
4					Area Investment Grade	C+
5	Property Information				Property Analysis		BR	Current Rents		Proforma Rents
6					Gross Annual Operating Income	$31,668.00		Unit 1	$1,200
7	Asking Price		$465,000.00		Gross Annual Operating Expenses	$13,459.53		Unit 2	$900
8	Renovations*				Net Operating Income	$18,208.47		Unit 3	$800
9	Number of Units		3		Annual Loan Payments	$26,452.05		Unit 4
10	Down Payment	25.0%	$116,250		DSCR (Debt Service Coverage Ratio)	0.69		Unit 5
11	Closing Costs	2%	$9,300		Capitalization Rate	3.92%		Unit 6
12	Total Initial Investment		$125,553.00		Monthly Cash Flow	$ (686.96)		Unit 7
13	Monthly Income				Annual Cash Flow	-$8,243.58		Unit 8
14	Rental Income $	Current	$2,900.00		GRM	13.4		Unit 9
15	Other Income				Exp. Ratio	42.50%		Unit 10
16	Vacancy Rate	9%	$261.00		Principle Reduction In First Year	$3,898.07		Unit 11
17	Gross Operating Monthly Income		$2,639.00		Appreciation in First Year	$9,300.00		Unit 12
18	Monthly Expenses (if applicable)				Return on Investment - Year 1				$2,900		$0
19	Landlord Paid Utilites		$240.00		Cash on Cash Return	-6.57%
20	HOA Dues				Principal Reduction	3.10%
21	PMI				Appreciation	7.41%
22	Annual Operating Expenses				Total Return On Investment	3.95%
23	Property Taxes		$4,659.03	1.50%	Financial Details
24	Insurance		$2,092.50	0.45%	Loan Amount	$348,750.00
25	Annual CapEx Budget	5.5%	$1,914.00		Loan Points	0.00%
26	Maintanance Budget	5.5%	$1,914.00		Amortization	30
27	Property Management	0%	$0.00		Interest Rate	6.50%
28	Total Annual Expenses		$13,459.53		Annual Appreciation Rate	2.00%
29	Monthly Expenses		$1,121.63
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