Social Security Chart

	A	B	D	E	F	G	H	I
1	Effects Of Early Or Delayed Social Security Benefits
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5	Birth	Retirement	Benefit As A Percentage Of Full Retirement Age
6	Year	Age	62	63	64	65	66	67
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8	1943-54	66	75%	80%	86.67%	93.33%	100%	108%
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10	1955	66, 2mo	74.17%	79.17%	85.56%	92..22%	98.89%	106.67%
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12	1956	66, 4 mo	73.33%	78.33%	84..44%	91.11%	97.78%	105.33%
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14	1957	66, 6mo	72.50%	77.50%	83.33%	90%	96.67%	104%
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16	1958	66, 8mo	71.67%	76.67%	82.22%	88.89%	95.56%	102.67%
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18	1959	66, 10mo	70.63%	75.63%	81.11%	87.78%	94.44%	101.33%
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20	1960 or	67	70%	75%	80%	86.67%	93.33%	100%
21	later
22	Retirement Age = Full Retirement Age (FRA)
23	Birth	Retirement	Benefit As A Percentage Of Full Retirement Age
24	Year	Age	68	69	70	% Credit	Breakeven Point
25							Age	FRA=66,70
26	1943-54	66	116%	124%	132%	8%	62 yr	78,80
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28	1955	66, 2mo	114.67%	122.67%	130.67%	8%	63 yr	78,80
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30	1956	66, 4 mo	113.33%	121.33%	129.33%	8%	64 yr	78,80
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32	1957	66, 6mo	112%	120%	128%	8%	65 yr	79,81
33							.
34	1958	66, 8mo	110.67%	118.67%	126.67%	8%	66 yr	82
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36	1959	66, 10mo	109.33%	117.33%	125.33%	8%	67 yr	82
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38	1960 or	67	108%	116%	124%	8%	68 yr	83
39	later
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41	Note: The maximum earned income allowed to collect Social Security if you have
42	not reached full retirement age is $16,920. Otherwise, for every $2
43	earned over $16,920, you lose $1 of your Social Security benefit.
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