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Cathy's Car Cost Game
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Tip: Change blue inputs to create new scenarios. The loan payment, totals, and leftover cash update automatically.
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ASSUMPTIONS
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Hourly wage (XX) [$ / hr]$22InputsNecessary monthly spending (Needs)$1,750Loan term (months)12
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Hours per month (approx.)173Car price$6,000Monthly loan payment542
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Monthly income$3,806Loan interest rate14.99%Price of car + loan6,498
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Insurance/month360
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MonthIncomeNeedsCar loan
(payment)
GasInsuranceOtherNotes (what happened)Total car expensesLeftover cash
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Jan$3,806-1,750-542-240-360-110Plates/registration + basic supplies-1,252$804
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Feb$3,806-1,750-542-260-3600-1,162$894
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Mar$3,806-1,750-542-220-360-90Oil change + air filter-1,212$844
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Apr$3,806-1,750-542-220-360-450Brake issue repair-1,572484
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May$3,806-1,750-542-230-360-350Windshield chip turned crack-1,482574
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Jun$3,806-1,750-542-210-3600-1,112$944
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Jul$3,806-1,750-542-250-3600-1,152$904
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Aug$3,806-1,750-542-240-360-120Alignment + wiper blades-1,262$794
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Sep$3,806-1,750-542-220-3600-1,122$934
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Oct$3,806-1,750-542-260-360-900Winter tires (used) + install-2,062-6
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Nov$3,806-1,750-542-240-360-300Front brake pads/rotors-1,442614
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Dec$3,806-1,750-542-270-360-200Battery + winter washer fluid-1,372$684
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TOTAL$45,672-21,000-6,498-2,860-4,320-2,520-16,198$8,474
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