ABCDEFGHIJKLMNOPQRSTUVWXYZAAAB
1
2
Without career capital
Spend a year to become c times more productive each year
c (productivity multiplier per year from getting career capital)
3
Year numberValue of a year of workDiscounted valueNPV without career capitalDiscount rateYear numberValue of a year of workValue after career capital boostDiscounted value1.04
4
01.01.023.81.0300.00.00.0
5
11.01.011.01.01.0
NPV with career capital
6
21.00.921.01.01.023.7
7
31.00.931.01.01.0
8
41.00.941.01.00.9INCREASE
9
51.00.951.01.00.90%
10
61.00.861.01.00.9
11
71.00.871.01.00.8
12
81.00.881.01.00.8
13
91.00.891.01.00.8
14
101.00.7101.01.00.8
15
111.00.7111.01.00.8
16
121.00.7121.01.00.7
17
131.00.7131.01.00.7
18
141.00.7141.01.00.7
19
151.00.6151.01.00.7
20
161.00.6161.01.00.6
21
171.00.6171.01.00.6
22
181.00.6181.01.00.6
23
191.00.6191.01.00.6
24
201.00.6201.01.00.6
25
211.00.5211.01.00.6
26
221.00.5221.01.00.5
27
231.00.5
NPV of first 10 years
8.8231.01.00.5
28
241.00.5
Percentage of total
0.3690368586241.01.00.5
29
251.00.5251.01.00.5
30
261.00.5261.01.00.5
31
271.00.57.2271.01.00.5
32
281.00.40.3036885762281.01.00.5
33
291.00.4291.01.00.4
34
301.00.4301.01.00.4
35
311.00.4311.01.00.4
36
321.00.4321.01.00.4
37
331.00.4331.01.00.4
38
341.00.4341.01.00.4
39
351.00.4351.01.00.4
40
361.00.3361.01.00.4
41
371.00.3371.01.00.3
42
381.00.3381.01.00.3
43
391.00.3391.01.00.3
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45
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48
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50
51
52
53
54
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56
57
58
59
60
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63
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66
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69
70
71
72
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79
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81
82
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84
85
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87
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90
91
92
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98
99
100