Faire Resources: COVID-19 Relief Resources for U.S. Small Businesses (focus on Retailers and Makers)
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This document provides a list of resources providing financial relief for COVID-19. We recommend you review the individual websites for full details.
Email covid-relief@faire.com if you know other available loan programs, and we’ll review them and share updates frequently.
Last updated: 3/30/20
Entity ProgramDescription Eligibility / Information
Federal ResourcesU.S. Small Business Administration (SBA)Economic Injury Disaster Loan ProgramThe U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance for each affected small business. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.

These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses. The interest rate for non-profits is 2.75%.

Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest EIDL loan due to Coronavirus (COVID-19). These may interact with loan forgiveness programs coming from the CARES Act, so please consider your likely options before applying.

Internal Revenue Service Tax Deadline Extension Tax Day now July 15: Treasury, IRS extend filing deadline and federal tax payments regardless of amount. For tax payments of up to $10 million, the IRS has also extended the deadline for both individuals and businesses to July 15, 2020. Estimated tax payments for 2020 originally due on April 15 will now be due on July 15.https://www.irs.gov/coronavirus
U.S. CongressFamilies First Coronavirus Response ActThis bill responds to the coronavirus outbreak by providing paid sick leave and free coronavirus testing, expanding food assistance and unemployment benefits, and requiring employers to provide additional protections for health care workers.https://www.congress.gov/bill/116th-congress/house-bill/6201
U.S. CongressCoronavirus Aid, Relief, and Economic Security Act (CARES Act)A bill to provide emergency assistance and health care response for individuals, families, and businesses affected by the 2020 coronavirus pandemic, including:

Lending and grants for small businesses

Establishing a bridge loan facility that will enable businesses to continue to pay employees and provide essential operations

Pausing the payment of payroll taxes
State ResourcesEntity ProgramDescription Eligibility / Information
Alabama Alabama Department of RevenueSales Tax Relief for Small Retail BusinessesFor small businesses unable to pay their state sales taxes due to the impact of the coronavirus (COVID-19), penalties will be waived for taxes reported for returns filed for the February, March, and April 2020 reporting periods.

This relief is automatic for small retailers filing their February, March, and April 2020 state sales tax returns.  Similar sales tax relief may be available on a case-by-case basis to other businesses significantly impacted by the coronavirus (COVID-19) and the preventative measures being taken to limit its spread in Alabama. These taxpayers may contact the Department’s Sales and Use Division at 334-242-1490 to request relief.
Alabama Department of LaborSupport for Workers Impacted by COVID-19Alabama workers who are not able to work due to COVID-19 will be eligible to file for unemployment benefits.

Based on current guidance from the U.S. Department of Labor, the Alabama Department of Labor is modifying existing unemployment compensation rules to allow workers to file a claim for unemployment compensation benefits who are affected in any of the following way: 
1) Those who are quarantined by a medical professional or a government agency, 
2) Those who are laid off or sent home without pay for an extended period by their employer due to COVID-19 concerns, 
3) Those who are diagnosed with COVID-19, 
4) Or, those who are caring for an immediate family member who is diagnosed with COVID-19.
Workers can file for benefits online at www.labor.alabama.gov or by calling 1-866-234-5382. Online filing is encouraged.
Alabama Department of RevenueTax Deadline ExtensionThe state income tax filing due date is extended from April 15, 2020, to July 15, 2020.Taxpayers can also defer state income tax payments due on April 15, 2020, to July 15, 2020, without penalties and interest, regardless of the amount owed. This deferment applies to all taxpayers, including individuals, trusts and estates, corporations and other non-corporate tax filers.https://revenue.alabama.gov/coronavirus-covid-19-outbreak-updates/
City of BirminghamBirmingham Strong Emergency Loan FundThe Birmingham Strong Emergency Loan Fund is an emergency loan fund to provide zero-interest, 180-day loans to small businesses (less than 50 employees) of no more than $25,000 (with an average loan size of $10,000) to (a) prevent staff reductions; (b) offset losses related to the Coronavirus; and (c) help companies sponsor sick pay for workers. https://bhamstrong.com/bhamstrongloan
The Community Foundation of West AlabamaSmall Business Relief FundThe Small Businesss Relief Fund must be located in one of the following counties in West Alabama: Bibb, Fayette, Greene, Hale, Lamar, Marengo, Pickens, Sumter, or Tuscaloosa
AlaskaAlaska Division of Economic DevlopmentSmall Business Economic Development ProgramEligibility for the SBED program includes all communities in the state of Alaska with a population of less than 30,000. Loans in communities of 30,000 or more are available on a limited basis, depending on funds availability. https://www.commerce.alaska.gov/web/ded/FIN/LoanPrograms/SmallBusinessDevelopment.aspx
Alaska Division of Economic DevlopmentRural Development Initiative FundLoans may be made to a business located in a community with a population of 5,000 or less that is not connected by road or rail to Anchorage or Fairbanks, or with a population of 2,000 or less that is connected by road or rail to Anchorage or Fairbanks. A $150 nonrefundable application fee must be submitted with the completed application
Alaska Division of Economic DevlopmentMicroloan Loan ProgramThe Microloan Loan Program is to promote economic development in Alaska by helping small businesses access needed capital. Loans may be made for working capital, equipment, construction or other commercial purposes for a business located in Alaska.A $100 nonrefundable application fee must be submitted with the completed application.https://www.commerce.alaska.gov/web/ded/FIN/LoanPrograms/Microloan.aspx
ArizonaArizona Department of Economic SecurityUnemployment InsuranceGovernor Doug Ducey increased access to unemployment benefits. These resources are applied retroactively to hardships experienced after March 11, 2020. Applications will be accepted beginning March 23, 2020.https://des.az.gov/services/employment/unemployment-individual
Arizona Community Foundation
Arizona COVID-19 Community Response Fund
The Fund will support nonprofit organizations across the state as they respond to the impact of COVID-19 within our community.
Flagstaff Arts Council Art & Science Grant Fund CommitteeFlagstaff Arts CouncilIf you are an art, science, and culture non-profit that is impacted by a closure or acute revenue loss associated with COVID-19 that an emergency grant would help avert immediate fiscal crisis, please contact Executive Director Jonathan Stone (jstone@flagartscouncil.org)https://flagartscouncil.org/covid19/
Arizona TogetherAZ Coronovirus Relief FundThe AZ Coronavirus Relief Fund will provide financial support to organizations working to mitigate the impacts of COVID-19 in Arizona.
ArkansasArkansas Economic Development CommissionCommunity Development Block Grant (CDBG)Up to $12 million in CDBG assistance will be made available for COVID19 relief and recovery. This money will be used to provide grants to eligible local governments with which to provide direct economic assistance in the form of loans to companies impacted by COVID19 and grants to clinics, hospitals and other non-profits who are working hard to provide care in rural Arkansas and to vulnerable populations such as the homeless. AEDC is undertaking necessary regulatory steps required by the federal government to implement this assistance. This page will be updated as more information becomes available.Email: COVID19.businessinfo@arkansasedc.com
Phone: 501-682-1121 or toll-free: 1-800-ARKANSAS
Arkansas Economic Development CommissionQuick Action Loan Program * Allocation of $4,000,000 from the Governor's Quick Action Closing Fund
* Eligible companies may apply for a loan or loan guaranty of up to $250,000.
* Prioritize small to medium-sized companies that are in the supply chain of essential goods and services (including healthcare, food manufacturing, logistics)
Email: COVID19.businessinfo@arkansasedc.com
Phone: 501-682-1121 or toll-free: 1-800-ARKANSAS
Arkansas Division of Workforce ServicesShared Work Unemployment Compensation Program* Provides an alternative for employers faced with a reduction in their workforce
* Allows an employer to divide available work or hours of work among a specific group(s) of employees in lieu of a layoff
* Allows the employees to receive a portion of their unemployment benefits while working reduced hours
California Employment Development DepartmentDisability Insurance ClaimsIf you’re unable to work due to having or being exposed to COVID-19 (certified by a medical professional), you can file a Disability Insurance (DI) claim. DI provides short-term benefit payments to eligible workers who have a full or partial loss of wages due to a non-work-related illness, injury, or pregnancy. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50-$1,300 a week.

The Governor’s Executive Order waives the one-week unpaid waiting period, so you can collect DI benefits for the first week you are out of work. If you are eligible, the EDD processes and issues payments within a few weeks of receiving a claim.
Employment Development DepartmentPaid Family Leave ClaimIf you’re unable to work because you are caring for an ill or quarantined family member with COVID-19 (certified by a medical professional), you can file a Paid Family Leave (PFL) claim. PFL provides up to six weeks of benefit payments to eligible workers who have a full or partial loss of wages because they need time off work to care for a seriously ill family member or to bond with a new child. Benefit amounts are approximately 60-70 percent of wages (depending on income) and range from $50-$1,300 a week. If you are eligible, the EDD processes and issues payments within a few weeks of receiving a claim.https://www.edd.ca.gov/Disability/How_to_File_a_PFL_Claim_in_SDI_Online.htm
Employment Development DepartmentTax Deadline Extension Employers experiencing a hardship as a result of COVID-19 may request up to a 60-day extension of time from the EDD to file their state payroll reports and/or deposit state payroll taxes without penalty or interest. A written request for extension must be received within 60 days from the original delinquent date of the payment or returnFor questions, employers may call the EDD Taxpayer Assistance Center.

Toll-free from the U.S. or Canada: 1-888-745-3886
Hearing impaired (TTY): 1-800-547-9565
Outside the U.S. or Canada: 1-916-464-3502
California Infrastructure and Economic Development BankDisaster Relief Loan Guarantee ProgramIBank will issue loan guarantees up to 95 percent of the loan through its partner Financial Development Corporations to help small business borrowers who were impacted by disasters or public safety power shutoffs and who need term loans or lines of credit for working capital. Small businesses, including small farms, nurseries, agriculture-related enterprises and nonprofits that have suffered an economic loss Resources for Businesses and/or physical damage may apply. This disaster program will help lenders and small businesses by providing loan guarantees of up to $1 million for small business borrowers in declared disaster areas. They are currently available to small businesses needing assistance to overcome economic injury caused by COVID-19. https://www.ibank.ca.gov/small-business-finance-center/
California Infrastructure and Economic Development BankJump Start Loan ProgramIBank is offering loans from $500 to $10,000 to low-wealth entrepreneurs in the declared disaster and emergency areas through its Jump Start Loan Program. IBank established the Jump Start Loan Program in 2016 as a small loan and financial literacy/technical assistance program designed for low-income small businesses in low-wealth communities, including businesses owned by women, minorities, veterans, people with disabilities and those previously incarcerated. Access to IBank’s Disaster Relief Loan Guarantee Program and Jump Start Loan Program can be made through its partner Financial Development Corporations (FDCs). They are currently available to small businesses needing assistance to overcome economic injury caused by COVID-19. https://www.ibank.ca.gov/small-business-finance-center/
California State Treasurer's OfficeCalifornia Capital Access Program (CalCAP)The California Capital Access Program for Small Business (CalCAP SB or Program) encourages banks and other financial institutions to make loans to small businesses that have difficulty obtaining financing. If you own a small business and need a loan for start-up, expansion or working capital, you may receive more favorable loan terms from a lender if your loan is enrolled in the CalCAP Loan Loss Reserve Program. This program helps communities by providing financing to businesses that create jobs and improve the economy. Loans are available up to $5 million. CalCAP is a loan loss reserve program which may provide up to 100% coverage on losses as a result of certain loan defaults. With CalCAP portfolio support, a lender may be more comfortable underwriting small business loans.https://www.treasurer.ca.gov/cpcfa/calcap/sb/index.asp
Franchise Tax BoardTax Deadline Extension FTB is postponing until July 15 the filing and payment deadlines for all individuals and business entities for:
* 2019 tax returns
* 2019 tax return payments
* 2020 1st and 2nd quarter estimate payments
* 2020 LLC taxes and fees
* 2020 Non-wage withholding payments

Taxpayers do not need to claim any special treatment or call FTB to qualify for this relief.
California Department of Tax and Fee Administration Tax Assistance The CDTFA has the authority to assist individuals and businesses impacted by complying with a state or local public health official’s imposition or recommendation of social distancing measures related to COVID-19. This assistance includes granting extensions for filing returns and making payments, relief from interest and penalties, and filing a claim for refund.https://www.cdtfa.ca.gov/services/covid19.htm
City of Sacramento Small Business Emergency Economic Relief Loan ProgramThe City of Sacramento has established a $1 million economic relief fund for businesses affected by COVID-19. The fund will provide zero-percent interest loans of up to $25,000 per business. https://cityofsac.forms.fm/covid19-relief/forms/7750
City of Los Angeles Small Business Emergency Microloan ProgramThe City of Los Angeles has established Small Business Emergency Microloan Program, providing financing needed to strengthen small business enterprises in this time of acute need that have been affected by the COVID-19 outbreak with loans ranging from $5,000 to $20,000. https://ewddlacity.com/index.php/microloan-program
City of OaklandBusiness Tax Relief The City of Oakland will work with small business owners to help meet their tax obligations in a flexible manner. In response to this crisis, the City’s Finance Department will waive late payment penalties for small businesses resulting from failure to file taxes due March 1, 2020 on time due to COVID-19.To apply for a payment plan or to seek waiver of penalties due to COVID-19, please call the customer service line at (510) 238-3704 or email BTwebsupport@oaklandca.gov.
San Francisco Office of Economic and Workforce DevelopmentDeferred Business Taxes and Licensing Fees* For businesses with up to $10M in gross receipts, the City is deferring payment of quarterly business taxes due April 30, 2020 nine months to February 2021 with no interest or penalties. This will provide immediate cash-flow assistance to 8,050 small businesses.
* The City of San Francisco is deferring collection of annual small business license and permit fees that make up the Unified License Bill for three months to June 30, 2020. This will support more than 10,000 businesses. 
San Francisco Office of Economic and Workforce DevelopmentSmall Business Resiliency FundThe City of San Francisco has established a fund administered by OEWD to offer emergency grants up to $10,000 for microbusinesses. Businesses must be able to show a recent loss in revenue.https://oewd.org/covid-19-small-business-resiliency-fund
Colorado Denver Economic Development and Opportunity Small Business Emergency ReliefThe City of Denver is launching an emergency relief fund to address the most immediate needs of the business community. The program prioritizes those industries who are most impacted by the coronavirus pandemic, such as the food industry, nail salons, barbershops, home childcare providers, and retail shops.

Providing up to a $7,500 in cash grants to our most vulnerable, this program is designed to assist eligible small businesses that may have had to temporarily close, have difficulty with paying their rent and utilities, or have had to lay off staff.
Telluride Regional Loan FundTelluride Regional Loan FundIn selective counties, capital loans designed for business growth and expansion. Lending is designed to help businesses create a financial base that leads to bridging to commercial lendinghttps://drive.google.com/file/d/16aFIgXhl9hKUGvBGVzehrHOp60DtyBsO/view
Region 10Region 10 Business Loan FundRegion 10’s Business Loan Fund (BLF) is a lending source that provides capital to small businesses focusing on expansion, creating and retaining jobs, and benefiting our growing regional economyhttps://region10.net/business-loan-fund/
Connecticut Department of Revenue ServicesTax Deadline Extension The Department of Revenue Services has extended deadlines for filing and payments associated with certain state business tax returns.

The filing deadlines for certain annual tax returns due on or after March 15, 2020, and before June 1, 2020, are extended by at least 30 days. In addition, the payments associated with these returns are also extended to the corresponding due date in June.
Those who need to contact DRS regarding their specific situation may e-mail us at DRS@po.state.ct.us or call 860-297-5962.
Department of Economic and Community DevelopmentSmall Business Express programThe Small Business Express Program provides an array of financing options to fuel your progress, whether you need an equity investment, capital purchase or working capital. This program is applicable to small businesses as long it: 1. employs not more than 100 employees; 2. has operations or will have operations in Connecticut, registered to do business for at least a year, in good standing with paymentshttps://portal.ct.gov/DECD/Content/Business-Development/05_Funding_Opportunities/Small-Business-Express
DelawareDelaware Division of Small BusinessHospitality Emergency Loan Program (HELP)The Delaware Division of Small Business is offering the Hospitality Emergency Loan Program (HELP) to provide funds to some of the businesses and nonprofits in the state most significantly impacted by Coronavirus. The Division will make no-interest loans of up to $10,000 per business per month available to eligible businesses in the hospitality industry.
FloridaFlorida Department of Economic OpportunitySmall Business Emergency Bridge Loan ProgramThe Florida Small Business Emergency Bridge Loan Program is currently available to small business owners located in all Florida counties statewide that experienced economic damage as a result of COVID-19.

These short-term, interest-free working capital loans are intended to “bridge the gap” between the time a major catastrophe hits and when a business has secured longer term recovery resources, such as sufficient profits from a revived business, receipt of payments on insurance claims or federal disaster assistance. Loans are make up to $50,000 per eligible small businesses with two to 100 employees.
IllinoisCity of Chicago
Chicago Small Business Resiliency Fund
Starting March 31, small businesses in Chicago can apply for low-interest loans of up to $50,000 with repayment terms of up to five years. The amount of the loan you’ll qualify for depends on your revenues before business was affected by the coronavirus.
Who’s eligible: You must demonstrate a 25% drop in revenue, have less than $3 million in revenue and fewer than 50 employees, and have no current tax liens or legal judgments.
Illinois Department of CommerceHospitality Emergency Grant ProgramThe Hospitality Emergency Grant Program with $14 million drawn from funds originally budgeted for job training, tourism promotion, and other purposes are available to support working capital like payroll and rent, as well as job training, retraining, and technology to support shifts in operations, like increased pick-up and delivery. Bars and restaurants with a valid license to serve food or liquor and who generated revenues of less than $1 million in 2019 and hotels with a valid license (hotels, motels other lodging establishments) and who generated revenues of less than $8 million in 2019 eligible.https://www.surveymonkey.com/r/ilgrant
Indiana Indiana Small Business Development Center SBDC Counseling and AdvisingThe Indiana Small Business Development Center, which has 10 regional offices throughout the state, will provide free business advising and application assistance for small businesses impacted by the COVID-19 outbreak.https://isbdc.org/indianacovid19smallbusiness/
IowaIowa Workforce DevelopmentVoluntary Shared Work ProgramThe Voluntary Shared Work (VSW) program may be a viable option for employers dealing with challenges from COVID-19. The program is intended for use as an alternative to layoffs and can be an effective tool for Iowa businesses experiencing a temporary decline in regular business activity.https://www.iowaworkforcedevelopment.gov/sites/search.iowaworkforcedevelopment.gov/files/content-files/VSW%20Flyer%20-%20COVID-19.pdf
Iowa Economic DevelopmentIowa Small Business Relief ProgramThe Iowa Small Business Relief Program will provide financial assistance to small businesses and tax deferrals to any Iowa businesses that have been economically impacted by the COVID-19 pandemichttps://www.iowaeconomicdevelopment.com/our-agency-detail-resources/6710
Iowa Economic DevelopmentTargeted Small Business ProgramThe Targeted Small Business (TSB) program is designed to help women, individuals with minority status, service-connected disabled veterans and individuals with disabilities overcome some of the hurdles to start or grow a small business in Iowa.https://www.iowaeconomicdevelopment.com/Entrepreneurial/TSB
KansasDepartment of CommerceHospitality Industry Relief Emergency (HIRE)Kansas allocated $5 million for the Hospitality Industry Relief Emergency (HIRE) fund to provide bridge loans to businesses in the hospitality industry. The loans are for up to $20,000 at a 0% rate over a period of 36 months.https://www.kansascommerce.gov/covid-19-response/hospitality-industry-relief-emergency-hire-fund/hirefund-application/
LouisianaLouisiana Department of RevenueSales Tax Filing and Payment ExtensionDue to the COVID-19 public health emergency, the Louisiana Department of Revenue (LDR) has extended the filing and payment due dates for several state taxes, including Sales Tax until May 20.
Louisiana Economic Development
Small Business Loan and Guaranty Program
The Small Business Loan and Guaranty Program facilitates capital accessibility for small businesses by providing loan guarantees to banks and other small business lenders in association with the federal State Small Business Credit Initiative (SSBCI). The program's purpose is to provide financial assistance, which will help with the development, expansion and retention of Louisiana's small businesses. The program is administered by Louisiana Economic Development through Louisiana Economic Development Corporation (LEDC).
Maine Finace Authority of MaineRelief Business Direct Loan ProgramThe COVID-19 Relief Business Direct Loan Program provides FAME Direct Loans of up to $50,000 with special terms available to Maine-based businesses experiencing interruption or hardship due to COVID-19.https://www.famemaine.com/business/programs/covid-19-relief-loan-programs/covid-19-relief-business-direct-loan-program/
Finace Authority of MaineRelief Interim SBA Finance Load ProgramThe COVID-19 Relief Interim SBA Finance Loan Program provides FAME Direct Loans of up to $100,000 with special terms available to eligible borrowers who provide proof of commitment for SBA financing. Eligible borrowers will provide proof of commitment for SBA financing with the intention the FAME loan would be originated for use to business owner until such time as SBA loan is funded. The SBA loan would then pay-off the FAME loan.https://www.famemaine.com/business/programs/covid-19-relief-loan-programs/covid-19-relief-interim-sba-finance-loan-program/
Maryland Comptroller of MarylandTax Deadline Extension The Comptroller has extended the time to file sales and use tax returns for sales taking place in February, March, and April of 2020 to June 1, 2020. Sales and use tax returns, and their accompanying payments, are due no later than June 1, 2020. https://www.marylandtaxes.gov/schedule/covid.php
Department of CommerceMaryland Small Business COVID-19 Emergency Relief Loan FundEmergency Relief $75M Loan Fund offers working capital to assist Maryland for-profit small businesses disrupted operations due to COVID-19. Loan assistance is intended to provide interim relief complementing actions with its bank, business interruption insurance, and financial partners.
Department of CommerceMaryland Small Business COVID-19 COVID-19 Emergency ReliefThe COVID-19 Emergency Relief $50M Grant Fund offers working capital to assist Maryland small businesses and nonprofits with disrupted operations due to COVID-19.
Maryland Department of LaborCOVID-19 Layoff Aversion FundThe COVID-19 Layoff Aversion Fund is designed to support businesses undergoing economic stresses due to the pandemic by preventing or minimizing the duration of unemployment resulting from layoffs. The award (up to $50,000 per applicant), will be a quick deployable benefit and customizable to the specific needs of your business to minimize the need for layoffs.https://www.dllr.state.md.us/employment/covidlafund.shtml
MassachusettsMassachusetts Department of RevenueTax Relief and ExtensionWith respect to sales by vendors whose cumulative liability in the 12-month period ending February 29, 2020 for returns required is less than $150,000, the sales and use tax filing and payment schedule during the COVID-19 State of Emergency declared by the Governor shall be as follows: Returns and payments due during the period beginning March 20, 2020 and ending May 31, 2020, inclusive, shall be suspended. All such returns and payments shall be due on June 20, 2020. https://www.mass.gov/regulations/830-CMR-62c162-sales-and-use-tax-returns-and-payments#-7-sales-tax-filing-and-payment-schedule-for-certain-vendors-during-covid-19-state-of-emergency
Michigan Michigan Economic Devleopment Corporation Small Business Relief Program: LoansProvide up to $10 million for small business loans to one or more Community
Development Financial Institution (“CDFI”) or a licensed SBA not-for-profit
institutions (“Eligible SBA Non-Profit”), or directly from the MSF to eligible
borrowers to be used to provide low-interest loans with flexible repayment
terms to support certain small businesses statewide that have realized a
significant financial hardship as a result of the COVID-19 outbreak. Loans to
eligible borrowers must be $50,000 or more and are capped at $200,000.
Michigan Economic Devleopment CorporationSmall Business Relief Program: GrantsProvide up to $10 million in grant funding to one or more local economic development organizations or nonprofit economic development organizations to provide grants up to $10,000 to support certain small businesses statewide that have realized a significant financial hardship as a result of the COVID-19 outbreak. Amount per lead local economic development partner will be determined based on potential impact per region.
State of Michigan Department of TreasuryPenalty and interest waived for 30 days for monthly sales, use, and withholding tax returns due March 20, 2020. Ongoing efforts to prevent the spread of COVID-19 have disrupted the normal business operations of many sales, use, and withholding taxpayers required to file returns and remit tax by the twentieth day of each month. In recognition of the present challenges faced by these taxpayers, the Department of Treasury is waiving penalty and interest for the late payment of tax or the late filing of the return due on March 20, 2020. The waiver will be effective for a period of 30 days; therefore, any return or payment currently due on March 20, 2020 may be submitted to the Department without penalty or interest through April 20, 2020.

The waiver is limited to sales, use, and withholding payments and returns due March 20, 2020. Any
payment or return otherwise due after that date will not be eligible for the current waiver.
Minnesota Minnesota Department of RevenueSales Tax Payment Extension for Eligible BusinessesIn response to COVID-19, the Minnesota Department of Revenue is granting a 30-day Sales and Use Tax grace period for businesses identified in Executive Order 20-04. During this time the department will not assess penalties or interest.https://www.revenue.state.mn.us/sales-and-use-tax
Otto Bremer TrustCommunity Benefit Financial Company Emergency FundIn response to COVID-19, the Otto Bremer Trust (OBT) has established a $50 million emergency fund through its Community Benefit Financial Company (CBFC) subsidiary to provide financial support to Minnesota, Wisconsin, North Dakota, and Montana nonprofits and other community organizations impacted by and responding to the pandemic.https://ottobremer.org/emergency-fund/
MontanaOtto Bremer TrustCommunity Benefit Financial Company Emergency FundIn response to COVID-19, the Otto Bremer Trust (OBT) has established a $50 million emergency fund through its Community Benefit Financial Company (CBFC) subsidiary to provide financial support to Minnesota, Wisconsin, North Dakota, and Montana nonprofits and other community organizations impacted by and responding to the pandemic.https://ottobremer.org/emergency-fund/
New Hampshire New Hampshire Business Finance AuthorityCapital Access Program (CAP)The Capital Access Program is a simple and flexible credit enhancement for small businesses utilized by New Hampshire banks. The CAP program provides support on term loans and lines of credit up to $200,000.00. The program can be used for temporary loans, working capital, equipment purchases and many long term uses.https://nhbfa.com/loans/cap/
New Jersey Economic Development AgencyEmergency Business Grants (A3845 Legislation) Authorizes EDA to make grants during periods of emergency declared by Governor and for duration of economic disruptions due to emergency; allows EDA to grant certain business documentation submission deadline extensions, including an economic growth account for business programs, which will invest in small and medium-size businesseshttps://www.njleg.state.nj.us/2020/Bills/A4000/3845_I1.HTM
New Mexico New Mexico Economic Development DepartmentCOVID-19 Business Loan Guarantee ProgramThis program is intended to assist businesses seeking emergency loans or lines of credit to deal with negative economic impacts from COVID-19. NMEDD can guarantee a portion of a loan or line of credit up to 80% of principal or $50,000. Loan proceeds are flexible and can be used for (and not limited to) the following: working capital, inventory and payroll. https://gonm.biz/about-us/covid-19-response
New York City of New York Small Business ServicesSmall Business LoansMayor Bill de Blasio announced on March 8 that the City will provide relief for small businesses across the City seeing a reduction in revenue because of COVID-19. Businesses with fewer than 100 employees who have seen sales decreases of 25% or more will be eligible for zero interest loans of up to $75,000 to help mitigate losses in profit.https://www1.nyc.gov/site/sbs/businesses/covid19-business-outreach.page
City of NYCEmployee Retention Grant ProgramThis program is available to New York City businesses with one to four employees that can demonstrate at least a 25% decrease in revenue as a result of COVID-19. Eligible businesses will receive a grant covering up to 40% of their payroll for two months. Businesses can access up to $27,000.
City of NYCNYC Small Business Continuity Loan ProgramThe NYC Small Business Continuity Loan Program is available to New York City businesses with fewer than 100 employees that can demonstrate at least a 25% decrease in revenue as a result of COVID-19. Eligible businesses can apply for an interest-free loan up to $75,000.
New York Department of Taxation and FinanceTax relief for quarterly and annual filers sales tax vendors affected by COVID-19If you are a quarterly or annual sales tax vendor, and you were unable to file or pay your March 20, 2020, sales tax return due to COVID-19, you may be eligible to apply to have penalty and interest waived. To determine whether you are eligible, see N-20-1, Announcement Regarding the Abatement of Penalties and Interest for Sales and Use Tax due to the Novel Coronavirus, COVID-19.https://www.tax.ny.gov/press/alerts/sales-tax-relief-for-covid-19.htm
The New York Community TrustThe NYC COVID-19 Response & Impact Fund (loan/grant)The NYC COVID-19 Response & Impact Fund was created to aid nonprofit service providers struggling with the health and economic effects of the coronavirus. It will give grants and loans to NYC-based nonprofits that are trying to meet the new and urgent needs that are hitting the city.https://www.nycommunitytrust.org/covid19/
North CarolinaBusiness Link North CarolinaLoan AssitanceBLNC counselors will gather basic information from callers and refer the case to the most appropriate resource -- small-business experts with the either the Small Business Technology Development Center (SBTDC) or the state’s Small Business Center Network (SBCN). SBTDC and SBCN small-business counselors will assess needs – working, for example, to assist with the preparation of any SBA loan application materials that may be appropriate.Business Link North Carolina (BLNC) is available to assist small businesses at 800-228-8443. BLNC staff are available Monday through Friday, 8:30 am – 4:00 pm. There are Spanish-speaking counselors.
Natural Capital Investment FundNorth Carolina COVID-19 Rapid Recovery LoanNCIFund is providing NC COVID-19 Rapid Recovery Loans as as vital resource to help North Carolina small businesses adapt in the face of the coronavirus crisis. The Rapid Recovery Loan is primarily designed to be a timely source of bridge financinghttps://www.ncifund.org/what-we-do/nc-covid-19-rapid-recovery-loan
North DakotaNorth Dakota Department of CommerceNorth Dakota Development FundThe North Dakota Development Fund applies for businesses located in cities with a population of 8,000 or more and loan amount is based on job creation of
$40,000 per FTE created
North Dakota Department of CommerceChildcare Loan ProgramThe Childcare Loan Program applies to any licensed childcare provider and funding limit is maximum of $100,000 or availability of fundhttps://www.business.nd.gov/uploads/7/ChildCareApplication.pdf
North Dakota Department of CommerceRural Growth Incentive Program Emergency LoansUnder this program, the Department may declare an emergency and make loans to “Essential Service Companies.” These include gas stations; pharmacies; grocers and, in some cases, restaurants.https://www.business.nd.gov/uploads/7/nddfapplication.pdf
Otto Bremer TrustCommunity Benefit Financial Company Emergency FundIn response to COVID-19, the Otto Bremer Trust (OBT) has established a $50 million emergency fund through its Community Benefit Financial Company (CBFC) subsidiary to provide financial support to Minnesota, Wisconsin, North Dakota, and Montana nonprofits and other community organizations impacted by and responding to the pandemic.https://ottobremer.org/emergency-fund/
OklahomaCommunities Fundation of OklahomaDisaster Relief FundThe disaster relief fund will deploy resources to community-based organizations on the front lines of the COVID-19 outbreak and related community needs. Funds will be granted to the following groups that work with people and communities affected by the disaster.https://www.cfok.org/Nonprofits/Apply-for-a-Grant
Oregon City of Hillsboro
Hillsboro Small Business Emergency Relief Program
The Hillsboro Small Business Emergency Relief Program applies to businesses that have a current Hillsboro business license and priority will be given to those businesses that are a food and drink establishment, education or daycare facility, and businesses that are reliant on large gatherings of people,https://www.hillsboro-oregon.gov/our-city/covid-19/business-resources
City of PortlandSmall Business Relief FundCurrently, can sign up for more upcoming information.https://mailchi.mp/prosperportland/covid-19
Pennsylvania City of PhiladelphiaPhiladelphia COVID-19 Small Business Relief FundThe Philadelphia COVID-19 Small Business Relief Fund offers grants or zero-interest loans to Philadelphia small businesses impacted by the COVID-19 pandemic.
Rhode Island Rhode Island FoundationCOVID-19 Response Fund GrantsCOVID-19 Response Fund Grants are available to Rhode Island nonprofit organizations at the forefront of COVID-19 response, thanks to many generous donors, and a partnership between the Rhode Island Foundation and United Way of Rhode Island.https://rifoundation.org/grant/covid-19-response-fund-grants