Acronyms, Terms, Definitions in Credit Card Miles and Points

	A	B	C
1	Acronym, Phrase, Word	Term	Definition
2	5/24 status or 5/24 count	Five Twenty-Four, or Five over twenty four	Chase only allows 5 credit card applications in the past 24 months. If you have more, you will be auto denied for more cards from Chase. This includes credit cards from other banksi including store credit cards. The count does not include business cards, however biz cards from Discover, TD Bank, and some Capital One are known to add to your 5/24 count.
3	AA	American Airlines	American Airlines
4	AC	Air Canada	Flag carrier and the largest airline of Canada by fleet size and passengers carried.
5	ACH	Automated Clearing House	A bank to bank transfer of funds
6	AF	Annual Fee	The yearly fee associated with having a credit card.
7	AF	Air France
8	AI	All-inclusive
9	AM	Aeromexico
10	AMEX	American Express
11	AOR	App-O-Rama	Multiple credit card applications on the same day.
12	ARA	Arik Air
13	AS	Alaska Airlines	Alaska Airlines
14	AT	Royal Air Maroc
15	Atmos Rewards		Alaska Airlines has officially launched Atmos Rewards, retiring the iconic Mileage Plan name and fully integrating the HawaiianMiles program into a single, supercharged platform.
16	AU	Authorized User	A secondary user of an account (typically a credit card)
17	AV	Avianca Airlines
18	Avios		Rewards program for British Airways, Iberia, Aer Lingus
19	AY	Finnair
20	AZ	Alitalia
21	BA	British Airways
22	BBP	Blue Business Plus	American Express Blue Business Plus Card
23	BeLikeJeff aka #belikejeff		A hashtag only in Daddy Travels community where members share their vacation pictures wearing robes, a fashion trend that Jeff Hancock started. All in good fun!
24	BOA or BofA	Bank of America	Bank of America
25	Bonvoy		Marriott's loyalty program
26	BE	Basic economy
27	BR	Eva Airways
28	C1	Capital One
29	C1VX	Capital One Venture X
30	CA	Air China
31	CAA	Club Access Award	Hyatt award that gives the recipient the opportunity to use a Hyatt hotel's club with dining, since these lounges typically provide free breakfast and snacks throughout the day.
32	Cardpointers		credit card rewards app is designed to help you tailor your credit card use to maximize rewards.
33	CB	Cash Back	A cash reward credited back to a customer after meeting some criteria (min spend, age of account, percentage cash back, etc...).
34	CFU, FU	Chase Freedom Unlimited	Chase Freedom Unlimited
35	CI	China Airlines
36	CIC	Chase Ink Cash	Chase Ink Cash
37	CIP or CIBP	Chase Ink Business Preferred	aka Chase Ink Preferred
38	CL	Credit Limit or Credit Line	The total amount that is allowed to be charged on a particular credit card.
39	CLEAR		CLEAR is a biometric identity verification system used at airports that allows travelers to skip the physical document check at security. Instead of showing your ID to a TSA agent, you use a CLEAR kiosk where your eyes or fingerprints are scanned to verify your identity. This system is available at select airports and can be used in conjunction with TSA PreCheck for expedited security processing.
40	CP	Companion Pass	Airlines promotion offered to fly a designated passenger for free every time you fly after meeting certain requirements. A popular one is Southwest Companion Pass
41	CPP/CPM	Cents Per Point / Cents Per Mile	Refers to the monetary value out of reward redemptions.
42	CSE	Citi Strata Elite
43	CSP	Chase Sapphire Preferred
44	CSP	Citi Strata Premier	Citi credit card with with annual fee
45	CSR	Chase Sapphire Referred
46	CSR	Customer Service Representative	A representative of a bank/credit institution.
47	CX	Cathay Pacific	Cathay Pacific
48	CX	Cathay Pacific Airways
49	CZ	China Southern Airlines
50	DD	Direct Deposit
51	DL	Delta Airlines	Delta Air Lines
52	DP	Data Point	People will usually post 'DP' when posting some information to the community that others may find useful/helpful.
53	DTN	Daddy Travels Now
54	EC	EasyJet
55	EI	Aer Lingus Airlines
56	EIN	Employer Identification Number	An EIN is a federal tax ID number for businesses, tax-exempt organizations and other entities.
57	EK	Emirates Airline	Emirates Airlines
58	EQ	Equifax	One of the three major credit bureaus.
59	EQN	Elite Qualifying Night / Credit	A stay qualifying towards elite status at a hotel. This can either be in the form of an actual paid stay or a credit earned through promotions or as part of a credit card perk.
60	EX	Experian	One of the three major credit bureaus.
61	EY	Etihad Airways	Etihad Airways
62	F class	First Class
63	FB	Facebook
64	FB	Flying Blue	Loyalty program with Air France/KLM
65	FF	Frequent Flyer Miles	An airline currency redeemable for flights/goods directly through an airline partner.
66	FNA or FNC	Free Night Award Free NIght Certificate	A hotel night award typically earned with a credit card or when you meet a certain spend amount or complete certain amount of stays
67	FR	Ryanair
68	GA	Garuda Indonesia
69	GE	Global Entry	A trusted traveler program, which also includes TSA Pre Check. Global Entry Website
70	GOH	Guest of Honor	Hyatt award that gives the recipient typical Hyatt Globalist perks (potential upgrade, late 4pm check out, free breakfast)
71	HA	Hawaiian Airlines
72	HH	Hilton Honors	Hilton Honors Reward Program. The 24 Hilton Honors brands are: Waldorf Astoria Hotels & Resorts Conrad Hotels & Resorts LXR Hotels & Resorts Signia by Hilton NoMad Hotels Canopy by Hilton Graduate by Hilton Tempo by Hilton Motto by Hilton Hilton Hotels & Resorts DoubleTree by Hilton Curio Collection by Hilton Tapestry by Hilton Embassy Suites by Hilton Homewood Suites by Hilton Home2 Suites by Hilton LivSmart Studios by Hilton Hilton Garden Inn Hampton by Hilton Tru by Hilton Spark by Hilton Hilton Grand Vacations Small Luxury Hotels of the World AutoCamp
73	HP	Hyatt Place
74	HP	Hard Pull	Refers to a check that the bank will perform on your credit profile. This will result in a temporary hit to your credit score. Excessive amounts of hard pulls could have a negative affect where the bank could think of you as a credit risk
75	HUCA	Hang Up and Call Again	Giving up on a phone call with a representative of a banking institution and calling back in. The hope being that you may have better luck with a different representative.
76	Hyatt		Hyatt manages a broad portfolio of hotel brands across various categories, including luxury brands like Park Hyatt and Alila, lifestyle brands such as Andaz and Thompson Hotels, upper-upscale and premium brands like Grand Hyatt and Hyatt Centric, and select-service and extended-stay brands including Hyatt Place and Hyatt House. Additionally, Hyatt owns all-inclusive resorts such as Secrets Resorts and Breathless Resorts, wellness resorts like Miraval, and collections of independent properties like The Unbound Collection by Hyatt and Destination by Hyatt. Luxury Park Hyatt: A refined, luxurious brand with personalized service and world-renowned dining. Alila: Offers unique destinations with innovative design, personalized service, and a sense of discovery. Miraval: Wellness resorts focused on healing, balance, and mindful experiences. Impression by Secrets: An all-inclusive, adults-only brand. Lifestyle Andaz: Lifestyle hotels inspired by the local culture. Dream Hotels: The Standard: A collection of boutique hotels known for their distinct, stylish offerings. JdV by Hyatt: A collection of vibrant, independent boutique hotels. Premium & Upper-Upscale Grand Hyatt: Large-scale hotels in major cities and resort destinations. Hyatt Regency: Premium hotels and resorts found in urban centers and popular destinations. Hyatt Centric: Lifestyle-focused hotels located in central urban locations. Hyatt Vivid Hotels & Resorts: Select-Service Hyatt Place: Select-service hotels catering to discerning travelers. Caption by Hyatt: Extended Stay Hyatt House: Home-like extended-stay properties with full kitchens. Hyatt Studios: A developer-driven concept for extended stay travel. All-Inclusive Secrets Resorts & Spas: All-inclusive, adults-only luxury resorts. Breathless Resorts & Spas: Adults-only all-inclusive resorts with a lively atmosphere. Dreams Resorts & Spas: Family-friendly all-inclusive luxury resorts. Alua Hotels & Resorts: Independent & Unique The Unbound Collection by Hyatt: A collection of independent, one-of-a-kind story-worthy hotels. Destination by Hyatt: A diverse collection of independent hotels and resorts embodying the unique spirit of each location. UrCove: Other Hyatt Vacation Club, Thompson Hotels, Bunkhouse Hotels, and Me and All Hotels.
77	Hyatt Discoverist		A loyalty status with Hyatt
78	Hyatt Explorist		A loyalty status with Hyatt
79	Hyatt Globalist		Top Tier status with Hyatt
80	IG	Instagram
81	IHG	Intercontinental Hotels Group	IHG Hotels & Resorts includes brands across different categories, such as the luxury Regent, Six Senses, and InterContinental brands; the lifestyle Kimpton and Vignette Collection; and the mainstream Holiday Inn, Hotel Indigo, and Crowne Plaza brands. The full list of IHG brands includes Six Senses, Regent, InterContinental, Vignette Collection, Kimpton, HUALUXE, Hotel Indigo, voco, Crowne Plaza, EVEN Hotels, Holiday Inn Express, Holiday Inn, avid hotels, Atwell Suites, Staybridge Suites, Candlewood Suites, Holiday Inn Club Vacations, Garner Hotels, and Iberostar Beachfront Resorts
82	J class	Business Class
83	JL / JAL	Japan Airlines
84	KE / KAL	Korean Airlines
85	KL / KLM	Royal Dutch Airlines
86	LA	LATAM Airlines
87	LH	Lufthansa Airlines
88	LOL/24	LOL Twenty-Four	A churner who has exceeded the Chase 5/24 limit (oftentimes by 2x).
89	LX / SWR	Swiss International Airlines
90	Marriott Bonvoy		Loyalty program with Marriott. Marriott International offers a wide range of hotel brands categorized into Luxury, Premium, Select, and Longer Stays segments, including well-known names like The Ritz-Carlton, JW Marriott, Marriott Hotels, Sheraton, Courtyard by Marriott, Residence Inn, and the newer Homes & Villas by Marriott Bonvoy
91	MCGC	Mastercard Gift Card
92	MH / MAS	Malaysia Airlines
93	MPX	United MileagePlus Explorer	United MileagePlus Explorer
94	MR	Membership Rewards	Amex's Membership Rewards Program
95	MS	Manufactured Spending	Using your credit card to purchase to meet spending requirements.
96	MS	Minimum Spend Requirement	The minimum amount that must be spent on a credit card in order to qualify for a sign up bonus.
97	NH / ANA	All Nippon Airways
98	NZ	Air New Zealand
99	OD	Office Depot
100	One World		The members of the Oneworld Alliance include: Alaska Airlines, American Airlines, British Airways, Cathay Pacific, Finnair, Iberia, Japan Airlines, Malaysia Airlines Qantas, Qatar Airways, Royal Jordanian, S7 Airlines, SriLankan Airlines https://www.oneworld.com/members