| A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z | |
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1 | Year | Age | Premium | Premium Tax | Policy Fee | Fixed COI | Rider Fee | Flexible COI | Total Loan Balance | Loan & Withdraw | Index Segment Charge | Investment Gain | Conditional Credit | Net Cash Value | Death Benefit | Cost | Cost Ratio | Tax Saving | ||||||||
2 | 1 | 41 | $69,382 | $5,551 | $120 | $3,353 | $0 | $223 | $0 | $0 | $0 | $167 | $0 | $60,302 | $1,000,000 | $9,247 | 13.3% | $50 | ||||||||
3 | 2 | 42 | $69,382 | $4,163 | $120 | $3,353 | $0 | $366 | $0 | $0 | $0 | $3,629 | $0 | $125,312 | $1,000,000 | $8,002 | 6.0% | $1,089 | ||||||||
4 | 3 | 43 | $69,382 | $4,163 | $120 | $3,353 | $0 | $484 | $0 | $0 | $0 | $7,356 | $0 | $193,930 | $1,000,000 | $8,120 | 4.0% | $2,207 | ||||||||
5 | 4 | 44 | $69,285 | $4,157 | $120 | $3,353 | $0 | $514 | $0 | $0 | $0 | $11,293 | $0 | $266,364 | $1,000,000 | $8,144 | 3.0% | $3,388 | ||||||||
6 | 5 | 45 | $0 | $0 | $120 | $3,353 | $0 | $564 | $0 | $0 | $0 | $15,138 | $0 | $277,465 | $1,000,000 | $4,037 | 1.4% | $4,541 | ||||||||
7 | 6 | 46 | $0 | $0 | $120 | $3,353 | $0 | $638 | $0 | $0 | $0 | $15,772 | $0 | $289,127 | $1,000,000 | $4,111 | 1.4% | $4,732 | ||||||||
8 | 7 | 47 | $0 | $0 | $120 | $3,353 | $0 | $686 | $0 | $0 | $0 | $16,440 | $0 | $301,408 | $1,000,000 | $4,159 | 1.4% | $4,932 | ||||||||
9 | 8 | 48 | $0 | $0 | $120 | $3,353 | $0 | $737 | $0 | $0 | $0 | $17,143 | $0 | $314,341 | $1,000,000 | $4,210 | 1.3% | $5,143 | ||||||||
10 | 9 | 49 | $0 | $0 | $120 | $3,353 | $0 | $832 | $0 | $0 | $0 | $17,882 | $0 | $327,917 | $1,000,000 | $4,305 | 1.3% | $5,365 | ||||||||
11 | 10 | 50 | $0 | $0 | $120 | $3,353 | $0 | $914 | $0 | $0 | $0 | $18,658 | $0 | $342,188 | $1,000,000 | $4,387 | 1.3% | $5,597 | ||||||||
12 | 11 | 51 | $0 | $0 | $120 | $0 | $0 | $988 | $0 | $0 | $0 | $19,484 | $0 | $360,564 | $1,000,000 | $1,108 | 0.3% | $5,845 | ||||||||
13 | 12 | 52 | $0 | $0 | $120 | $0 | $0 | $1,054 | $0 | $0 | $0 | $20,571 | $0 | $379,960 | $1,000,000 | $1,174 | 0.3% | $6,171 | ||||||||
14 | 13 | 53 | $0 | $0 | $120 | $0 | $0 | $1,125 | $0 | $0 | $0 | $21,719 | $0 | $400,434 | $1,000,000 | $1,245 | 0.3% | $6,516 | ||||||||
15 | 14 | 54 | $0 | $0 | $120 | $0 | $0 | $1,183 | $0 | $0 | $0 | $22,935 | $0 | $422,067 | $1,000,000 | $1,303 | 0.3% | $6,881 | ||||||||
16 | 15 | 55 | $1,119 | $67 | $120 | $0 | $0 | $1,239 | $0 | $0 | $0 | $24,235 | $0 | $445,994 | $1,000,000 | $1,426 | 0.3% | $7,271 | ||||||||
17 | 16 | 56 | $18,570 | $1,114 | $120 | $0 | $0 | $1,272 | $0 | $0 | $0 | $25,862 | $946 | $488,866 | $1,000,000 | $2,506 | 0.5% | $7,759 | ||||||||
18 | 17 | 57 | $18,570 | $1,114 | $120 | $0 | $0 | $1,302 | $0 | $0 | $0 | $28,321 | $1,034 | $534,256 | $1,000,000 | $2,536 | 0.5% | $8,496 | ||||||||
19 | 18 | 58 | $18,570 | $1,114 | $120 | $0 | $0 | $1,334 | $0 | $0 | $0 | $30,926 | $1,128 | $582,311 | $1,000,000 | $2,568 | 0.4% | $9,278 | ||||||||
20 | 19 | 59 | $18,570 | $1,114 | $120 | $0 | $0 | $1,331 | $0 | $0 | $0 | $33,684 | $1,227 | $633,226 | $1,000,000 | $2,565 | 0.4% | $10,105 | ||||||||
21 | 20 | 60 | $18,570 | $1,114 | $120 | $0 | $0 | $1,282 | $0 | $0 | $0 | $36,607 | $1,332 | $687,219 | $1,000,000 | $2,516 | 0.4% | $10,982 | ||||||||
22 | 21 | 61 | $18,570 | $1,114 | $120 | $0 | $0 | $1,146 | $0 | $0 | $0 | $39,710 | $1,443 | $744,562 | $1,000,000 | $2,380 | 0.3% | $11,913 | ||||||||
23 | 22 | 62 | $18,570 | $1,114 | $120 | $0 | $0 | $1,007 | $0 | $0 | $0 | $42,998 | $1,561 | $805,450 | $1,030,976 | $2,241 | 0.3% | $12,899 | ||||||||
24 | 23 | 63 | $18,570 | $1,114 | $120 | $0 | $0 | $1,049 | $0 | $0 | $0 | $46,479 | $1,686 | $869,902 | $1,096,077 | $2,283 | 0.3% | $13,944 | ||||||||
25 | 24 | 64 | $18,570 | $1,114 | $120 | $0 | $0 | $1,140 | $0 | $0 | $0 | $50,160 | $1,819 | $938,077 | $1,163,216 | $2,374 | 0.3% | $15,048 | ||||||||
26 | 25 | 65 | $18,570 | $1,114 | $120 | $0 | $0 | $1,240 | $0 | $0 | $0 | $54,053 | $1,959 | $1,010,186 | $1,232,426 | $2,474 | 0.2% | $16,216 | ||||||||
27 | 26 | 66 | $0 | $0 | $120 | $0 | $0 | $949 | $0 | $0 | $0 | $57,863 | $2,076 | $1,069,057 | $1,282,868 | $1,069 | 0.1% | $17,359 | ||||||||
28 | 27 | 67 | $0 | $0 | $120 | $0 | $0 | $1,037 | $0 | $0 | $0 | $61,206 | $2,197 | $1,131,303 | $1,346,251 | $1,157 | 0.1% | $18,362 | ||||||||
29 | 28 | 68 | $0 | $0 | $120 | $0 | $0 | $1,140 | $0 | $0 | $0 | $64,741 | $2,325 | $1,197,110 | $1,412,590 | $1,260 | 0.1% | $19,422 | ||||||||
30 | 29 | 69 | $0 | $0 | $120 | $0 | $0 | $1,246 | $0 | $0 | $0 | $68,479 | $2,460 | $1,266,683 | $1,482,019 | $1,366 | 0.1% | $20,544 | ||||||||
31 | 30 | 70 | $0 | $0 | $120 | $0 | $0 | $1,360 | $0 | $0 | $0 | $72,431 | $2,603 | $1,340,237 | $1,554,675 | $1,480 | 0.1% | $21,729 | ||||||||
32 | 31 | 71 | $0 | $0 | $120 | $0 | $0 | $1,486 | $0 | $0 | $0 | $76,609 | $2,754 | $1,417,994 | $1,630,693 | $1,606 | 0.1% | $22,983 | ||||||||
33 | 32 | 72 | $0 | $0 | $120 | $0 | $0 | $1,513 | $0 | $0 | $0 | $81,028 | $2,914 | $1,500,303 | $1,695,342 | $1,633 | 0.1% | $24,308 | ||||||||
34 | 33 | 73 | $0 | $0 | $120 | $0 | $0 | $1,510 | $0 | $0 | $0 | $85,703 | $3,083 | $1,587,459 | $1,762,080 | $1,630 | 0.1% | $25,711 | ||||||||
35 | 34 | 74 | $0 | $0 | $120 | $0 | $0 | $1,466 | $0 | $0 | $0 | $90,650 | $3,263 | $1,679,787 | $1,830,967 | $1,586 | 0.1% | $27,195 | ||||||||
36 | 35 | 75 | $0 | $0 | $120 | $0 | $0 | $1,352 | $0 | $0 | $0 | $95,886 | $3,453 | $1,777,653 | $1,902,089 | $1,472 | 0.1% | $28,766 | ||||||||
37 | 36 | 76 | $0 | $0 | $120 | $0 | $0 | $1,143 | $0 | $0 | $0 | $101,430 | $3,654 | $1,881,474 | $1,975,548 | $1,263 | 0.1% | $30,429 | ||||||||
38 | 37 | 77 | $0 | $0 | $120 | $0 | $0 | $1,348 | $0 | $0 | $0 | $107,295 | $3,867 | $1,991,168 | $2,090,727 | $1,468 | 0.1% | $32,189 | ||||||||
39 | 38 | 78 | $0 | $0 | $120 | $0 | $0 | $1,572 | $0 | $0 | $0 | $113,495 | $4,092 | $2,107,064 | $2,212,417 | $1,692 | 0.1% | $34,049 | ||||||||
40 | 39 | 79 | $0 | $0 | $120 | $0 | $0 | $1,845 | $0 | $0 | $0 | $120,047 | $4,330 | $2,229,476 | $2,340,950 | $1,965 | 0.1% | $36,014 | ||||||||
41 | 40 | 80 | $0 | $0 | $120 | $0 | $0 | $2,171 | $0 | $0 | $0 | $126,971 | $4,582 | $2,358,739 | $2,476,675 | $2,291 | 0.1% | $38,091 | ||||||||
42 | 41 | 81 | $0 | $0 | $120 | $0 | $0 | $2,562 | $0 | $0 | $0 | $134,288 | $4,847 | $2,495,192 | $2,619,952 | $2,682 | 0.1% | $40,286 | ||||||||
43 | 42 | 82 | $0 | $0 | $120 | $0 | $0 | $3,146 | $0 | $0 | $0 | $142,017 | $5,127 | $2,639,070 | $2,771,024 | $3,266 | 0.1% | $42,605 | ||||||||
44 | 43 | 83 | $0 | $0 | $120 | $0 | $0 | $3,860 | $0 | $0 | $0 | $150,179 | $5,422 | $2,790,691 | $2,930,225 | $3,980 | 0.1% | $45,054 | ||||||||
45 | 44 | 84 | $0 | $0 | $120 | $0 | $0 | $4,544 | $0 | $0 | $0 | $158,796 | $5,733 | $2,950,556 | $3,098,084 | $4,664 | 0.2% | $47,639 | ||||||||
46 | 45 | 85 | $0 | $0 | $120 | $0 | $0 | $5,534 | $0 | $0 | $0 | $167,893 | $6,061 | $3,118,857 | $3,274,800 | $5,654 | 0.2% | $50,368 | ||||||||
47 | 46 | 86 | $0 | $0 | $120 | $0 | $0 | $6,751 | $0 | $0 | $0 | $177,492 | $6,406 | $3,295,884 | $3,460,678 | $6,871 | 0.2% | $53,248 | ||||||||
48 | 47 | 87 | $0 | $0 | $120 | $0 | $0 | $8,253 | $0 | $0 | $0 | $187,615 | $6,769 | $3,481,895 | $3,655,990 | $8,373 | 0.2% | $56,285 | ||||||||
49 | 48 | 88 | $0 | $0 | $120 | $0 | $0 | $10,092 | $0 | $0 | $0 | $198,287 | $7,150 | $3,677,119 | $3,860,975 | $10,212 | 0.3% | $59,486 | ||||||||
50 | 49 | 89 | $0 | $0 | $120 | $0 | $0 | $12,088 | $0 | $0 | $0 | $209,533 | $7,549 | $3,881,994 | $4,076,094 | $12,208 | 0.3% | $62,860 | ||||||||
51 | 50 | 90 | $0 | $0 | $120 | $0 | $0 | $14,836 | $0 | $0 | $0 | $221,378 | $7,968 | $4,096,384 | $4,301,204 | $14,956 | 0.4% | $66,413 | ||||||||
52 | 51 | 91 | $0 | $0 | $120 | $0 | $0 | $18,063 | $0 | $0 | $0 | $233,842 | $8,406 | $4,320,451 | $4,536,473 | $18,183 | 0.4% | $70,153 | ||||||||
53 | 52 | 92 | $0 | $0 | $120 | $0 | $0 | $16,761 | $0 | $0 | $0 | $247,019 | $8,869 | $4,559,458 | $4,741,836 | $16,881 | 0.4% | $74,106 | ||||||||
54 | 53 | 93 | $0 | $0 | $120 | $0 | $0 | $14,881 | $0 | $0 | $0 | $261,013 | $9,362 | $4,814,832 | $4,959,277 | $15,001 | 0.3% | $78,304 | ||||||||
55 | 54 | 94 | $0 | $0 | $120 | $0 | $0 | $11,625 | $0 | $0 | $0 | $275,873 | $9,891 | $5,088,850 | $5,190,627 | $11,745 | 0.2% | $82,762 | ||||||||
56 | 55 | 95 | $0 | $0 | $120 | $0 | $0 | $6,338 | $0 | $0 | $0 | $291,729 | $10,459 | $5,384,579 | $5,438,425 | $6,458 | 0.1% | $87,519 | ||||||||
57 | 56 | 96 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $308,655 | $11,073 | $5,704,186 | $5,704,186 | $120 | 0.0% | $92,597 | ||||||||
58 | 57 | 97 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $326,635 | $11,730 | $6,042,431 | $6,042,431 | $120 | 0.0% | $97,991 | ||||||||
59 | 58 | 98 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $345,655 | $12,425 | $6,400,391 | $6,400,391 | $120 | 0.0% | $103,697 | ||||||||
60 | 59 | 99 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $365,774 | $13,161 | $6,779,205 | $6,779,205 | $120 | 0.0% | $109,732 | ||||||||
61 | 60 | 100 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $387,056 | $13,939 | $7,180,080 | $7,180,080 | $120 | 0.0% | $116,117 | ||||||||
62 | 61 | 101 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $409,567 | $14,763 | $7,604,290 | $7,604,290 | $120 | 0.0% | $122,870 | ||||||||
63 | 62 | 102 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $433,378 | $15,635 | $8,053,183 | $8,053,183 | $120 | 0.0% | $130,013 | ||||||||
64 | 63 | 103 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $458,565 | $16,557 | $8,528,185 | $8,528,185 | $120 | 0.0% | $137,570 | ||||||||
65 | 64 | 104 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $485,205 | $17,534 | $9,030,804 | $9,030,804 | $120 | 0.0% | $145,562 | ||||||||
66 | 65 | 105 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $513,384 | $18,567 | $9,562,634 | $9,562,634 | $120 | 0.0% | $154,015 | ||||||||
67 | 66 | 106 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $543,189 | $19,660 | $10,125,363 | $10,125,363 | $120 | 0.0% | $162,957 | ||||||||
68 | 67 | 107 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $574,715 | $20,816 | $10,720,774 | $10,720,774 | $120 | 0.0% | $172,415 | ||||||||
69 | 68 | 108 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $608,059 | $22,040 | $11,350,752 | $11,350,752 | $120 | 0.0% | $182,418 | ||||||||
70 | 69 | 109 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $643,327 | $23,334 | $12,017,294 | $12,017,294 | $120 | 0.0% | $192,998 | ||||||||
71 | 70 | 110 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $680,630 | $24,704 | $12,722,508 | $12,722,508 | $120 | 0.0% | $204,189 | ||||||||
72 | 71 | 111 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $720,084 | $26,153 | $13,468,626 | $13,468,626 | $120 | 0.0% | $216,025 | ||||||||
73 | 72 | 112 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $761,814 | $27,686 | $14,258,006 | $14,258,006 | $120 | 0.0% | $228,544 | ||||||||
74 | 73 | 113 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $805,950 | $29,309 | $15,093,144 | $15,093,144 | $120 | 0.0% | $241,785 | ||||||||
75 | 74 | 114 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $852,630 | $31,025 | $15,976,678 | $15,976,678 | $120 | 0.0% | $255,789 | ||||||||
76 | 75 | 115 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $902,001 | $32,840 | $16,911,399 | $16,911,399 | $120 | 0.0% | $270,600 | ||||||||
77 | 76 | 116 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $954,218 | $34,761 | $17,900,258 | $17,900,258 | $120 | 0.0% | $286,265 | ||||||||
78 | 77 | 117 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $1,009,444 | $36,793 | $18,946,376 | $18,946,376 | $120 | 0.0% | $302,833 | ||||||||
79 | 78 | 118 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $1,067,853 | $38,943 | $20,053,051 | $20,053,051 | $120 | 0.0% | $320,356 | ||||||||
80 | 79 | 119 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $1,129,627 | $41,217 | $21,223,775 | $21,223,775 | $120 | 0.0% | $338,888 | ||||||||
81 | 80 | 120 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $1,194,960 | $43,622 | $22,462,238 | $22,462,238 | $120 | 0.0% | $358,488 | ||||||||
82 | 81 | 114 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $1,363,228 | $49,611 | $25,597,499 | $25,597,499 | $120 | 0.0% | $408,968 | ||||||||
83 | 82 | 115 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $1,442,091 | $52,508 | $27,091,979 | $27,091,979 | $120 | 0.0% | $432,627 | ||||||||
84 | 83 | 116 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $1,525,497 | $55,573 | $28,672,929 | $28,672,929 | $120 | 0.0% | $457,649 | ||||||||
85 | 84 | 117 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $1,613,708 | $58,816 | $30,345,333 | $30,345,333 | $120 | 0.0% | $484,112 | ||||||||
86 | 85 | 118 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $1,707,000 | $62,245 | $32,114,459 | $32,114,459 | $120 | 0.0% | $512,100 | ||||||||
87 | 86 | 119 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $1,805,666 | $65,874 | $33,985,878 | $33,985,878 | $120 | 0.0% | $541,700 | ||||||||
88 | 87 | 120 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $0 | $1,910,013 | $69,711 | $35,965,482 | $35,965,482 | $120 | 0.0% | $573,004 | ||||||||
89 | 88 | 118 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $76,155 | $679,348 | $17,783 | $9,192,746 | $9,192,746 | $120 | 0.0% | $203,804 | ||||||||
90 | 89 | 119 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $81,766 | $728,551 | $19,070 | $9,858,482 | $9,858,482 | $120 | 0.0% | $218,565 | ||||||||
91 | 90 | 120 | $0 | $0 | $120 | $0 | $0 | $0 | $0 | $0 | $87,790 | $781,321 | $20,451 | $10,572,344 | $10,572,344 | $120 | 0.0% | $234,396 | ||||||||
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