Personal Budget Template
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Personal Monthly Budget - Jan. 09
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****Directions for personal use****
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Go to file>make a copy and save a new version!!!! Start editing.
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PROJECTED MONTHLY INCOMEIncome 1 - Pay 1st$0PROJECTED BALANCE (Projected income minus expenses)$0
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Income 2 - Pay 15th$0
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Total monthly income$0ACTUAL BALANCE (Actual income minus expenses)$0
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ACTUAL MONTHLY INCOMEIncome 1 - Pay 1st$0DIFFERENCE (Actual minus projected)$0
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Income 2 - Pay 15th$0
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Income 3- Extra Income$0
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Total Monthly Income$0
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HOUSINGProjected CostActual CostDifferenceENTERTAINMENTProjected CostActual CostDifference
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Mortgage or rent$0$0$0Video/DVD$0$0$0
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Mobile Phone$0$0$0CDs$0$0$0
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Electricity$0$0$0Movies$0$0$0
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Gas$0$0$0Concerts$0$0$0
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Water and sewer$0$0$0Sporting events$0$0$0
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Cable$0$0$0Other$0$0$0
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Waste removal$0$0$0Cash &ATM$0$0$0
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Furnishings$0$0$0Travel/Vacation$0$0$0
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Supplies$0$0$0Other$0$0
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Other$0$0$0Subtotals$0$0$0
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Subtotals$0$0$0
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LOANSProjected CostActual CostDifference
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TRANSPORTATIONProjected CostActual CostDifferenceCredit Card - Citi $0$0$0
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Vehicle payment$0$0$0Credit card - Visa$0$0$0
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Insurance$0$0$0Credit card - AMEX$0$0$0
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Licensing$0$0$0Credit card$0$0$0
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Fuel$0$0$0Other$0$0$0
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Maintenance Fund$0$0$0Subtotals$0$0$0
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Other$0$0$0
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Subtotals$0$0$0TAXESProjected CostActual CostDifference
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Federal$0$0$0
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INSURANCEProjected CostActual CostDifferenceState$0$0$0
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Renters Insurance$0$0$0Local$0$0$0
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Health$0$0$0Other$0$0$0
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Life$0$0$0Subtotals$0$0$0
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Other$0$0$0
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Subtotals$0$0$0SAVINGS OR INVESTMENTSProjected CostActual CostDifference
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Retirement account Roth IRA$0$0$0
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FOODProjected CostActual CostDifferenceInvestment account - ING Direct$0$0
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Groceries$0$0$0Other$0$0
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Dining out$0$0$0Subtotals$0$0$0
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Other/Bars$0$0$0
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Coffee$0$0$0GIFTS AND DONATIONSProjected CostActual CostDifference
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Subtotals$0$0$0Charity 1$0$0$0
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Charity 2$0$0$0
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PETSProjected CostActual CostDifferenceCharity 3$0$0$0
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Food$0$0$0Subtotals$0$0$0
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Medical$0$0$0
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Grooming$0$0$0
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Toys$0$0$0LEGALProjected CostActual CostDifference
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Other$0$0$0Attorney$0$0$0
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Subtotals$0$0$0Life Lock$0$0$0
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Other$0$0$0
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PERSONAL CAREProjected CostActual CostDifferenceOther$0$0$0
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Medical$0$0$0Subtotals$0$0$0
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Hair$0$0$0
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Clothing$0$0$0TOTAL PROJECTED COST$0
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Dry cleaning$0$0$0
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Health club$0$0$0TOTAL ACTUAL COST$0
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Organization dues or fees$0$0$0
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Other$0$0$0TOTAL DIFFERENCE$0
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Subtotals$0$0$0
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Taylor